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Visa Electron card with Alliance & Leicester Account
Hi everyone. Looking for someone with experience of Electron cards. I am reverting to using my old dormant Alliance & Leicester account as my 'parachute' account while undergoing a DMP. The card accompanying the account is a Visa Electron and I seem to remember that when it was my main current account, some shops would not…
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Visa Electron card with Alliance & Leicester Account
Hi everyone. Looking for someone with experience of Electron cards. I am reverting to using my old dormant Alliance & Leicester account as my 'parachute' account while undergoing a DMP. The card accompanying the account is a Visa Electron and I seem to remember that when it was my main current account, some shops would not…
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Debit card account for 17 year old?
My 17 year old son has a Nationwide Flex account which comes with a cash card so he can withdraw money from ATM. However, the card isnt a debit card so is useless if he wants to buy something in a shop or on the net. He also doesnt like carrying lots of cash around which hes doing at the moment, as he doesnt get near a…
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Bank Account Charges - GMTV MArtins On!
wooohooo martins on GMTV about Bank Account charges
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Can someone clear this up for me.
Hi an ex-friend of mine told me before xmas that he was trying to make himself insolvent, now he is a single father of 4 (3 still at home) all over 16, he is on benefits, and has rather alot of credit cards, bank accounts and loans, he said that the CAB told him he had to go over £10.000 to go insolvent, so he said he was…
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SAVE THE CHANGE, have a bit of fun with this on!!!
SAVE THE CHANGE with LloydTSB bank, I'm sure that your all well aware of this now, and saving towards your £100, thats £50 this month and £50 next month (less tax of-course)... For a bit of fun why don't we just publicise on this website, what our smallest transactions have been and what you have got for the amount, like…
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Claiming charges from a sole trader account
I am starting on the process of claiming back charges on bank accounts I have with the natwest bank. One of them is me t/a mybusiness, where I am charged for every transaction whether it be payments in, payments out, cheques etc. Do these count for claiming or not?
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Cashing cheques
Hi all, What is the cheapest way to cash a cheque without having a bank account? Is there a way do do it for free? Cheers
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Account advice please
We are currently with Halifax, and have a basic banking account with £150 OD. On a couple of occasions we have gone slightly over the OD, not intentionally, but where for Example Paypal have dragged their feet in regards to taking money from us, leaving us with £30 per item fees from the bank that likes to give you extra…
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Banks to charge
Just a quick post, on the front page of todays Mail it's saying banks are set to start charging & Citi have moved around 150,000 customers onto the paying account!
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Bank accounts, overdrafts and the temporary worker
Hello all- This is my first post so I hope someone will be able to help me. I was astonished this lunchtime to see a £17 interest chanrge on my Barclays overdraft of £1450. This is... what? Over 10% pa? I haven't gone over my limit so I can only assume that my special graduate rates have ended. It has prompted me to look…
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Halifax Current Account
Just applied online for a halifax current account, went through the application process and at the end recieved a page with my sort code and account number on. Now usually I am declined automatically but thought it was a bit strange to give out the account number at this early stage. Just wondered if anyone else has…
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Manage all your accounts
Hello everyone. I really want to sign up for the Halifax current account and get £100 for switching. BUT I currently have a First Direct account and really like the 'Internet Banking Plus' thingy where you can see all your account details (from all your banks - not just First Direct) on one page and log into all your…
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Spanish Bank Charges
Martin has been successful with UK bank charges. Now with approaching 1 million Brits owning Villas/Apartments in Spain has anyone come up with a bank without current account charges?
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Natwest mistake marked my credit score!
Hi. I will try to keep the situtation brief and clear: I was asked to upgrade my Natwest account in branch, from CardPlus to CurrentPlus, as I am now over 19. The banker doing the upgrade was not to sure about something on the day, she called a collegue to make sure she was doing the upgrade right and not opening a new…
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"How long have you been with your bank ?"
"How long have you been with your bank ?" I've been asked this question quite a few times on applications for mortgagages and more recently a loan. Should I let it prevent me from moving to a better current account ? Why do lenders ask this ? Could it be detrimental to an application if I were to say 1 month rather than…
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Forgotten bank accounts
The halifax are looking for people who have "forgotten" they have accounts in todays Business page of the sun there is an article saying that the halifax have 110,000 old and unused accounts and a whopping £44million in them. These accounts havent been used for 15 years if you think you may be one of these account holders…
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First Direct - £75 offer
I signed up for a First Direct account before Christmas, when they had the £50 incentive on offer - however, due to their rather shoddy procedures for processing my identification procedures, my application wasn't approved in time to qualify so I simply let it lapse. A couple of days ago, I received a letter from them…
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Monthly money transfers to account abroad
Hello Is there a UK based bank that allows simple monthly installments to be made to a bank account in Germany? All banks I asked charge a minimum of £10 per transaction for this service (relay payment). Interestingly a payment from a German bank to a UK bank only costs about 30pence. Relay payments require filling out…
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yorkshire do they credit score?
Do yorkshire bank credit score for the readycash account? Has anyone been turned down. Like the sound of this one as it comes with a full maestro which sounds ideal.