Need An Account With Debit Card Facility

essexhoney

I currently hold 2 Nationwide flexaccounts and have done for several years now, however they wont upgrade it due to the fact i have a CCJ - no thanks to my ex.

I need a debit card to be able to do my weekly food shop online as with 2 babies under the age of 2, and on my own with them and nobody to look after them as you can imagine shopping is a bit of a nightmare!
The past couple of weeks I have just been picking up bits as and when i need them from the local co-op but its costing me a fortune much more than i normally spend

Does anyone know of an account that i may be able to get which would give me a debit card with it?

regularsaver1

debit card as in visa electron ok?

some basic accounts have this debit card facility

khurammm

essexhoney wrote:

I currently hold 2 Nationwide flexaccounts and have done for several years now, however they wont upgrade it due to the fact i have a CCJ - no thanks to my ex.

I need a debit card to be able to do my weekly food shop online as with 2 babies under the age of 2, and on my own with them and nobody to look after them as you can imagine shopping is a bit of a nightmare!
The past couple of weeks I have just been picking up bits as and when i need them from the local co-op but its costing me a fortune much more than i normally spend

Does anyone know of an account that i may be able to get which would give me a debit card with it?

Go for halifax easycash. You get a visa electron debit card with it and you can apply online for it.

toffeeXI

I have been trying to get a debit card for 2 years. I bring in £1700 a month and still cant get one, i've got a basic account with abbey and a flex account with nationwide. Can any one give me some advice.

regularsaver1

thats what I was thinking. the eashcash is a basic account. no credit scoring. just the usualy checks

regularsaver1

toffee, are you not able to you any of your cards in a shop?

toffeeXI

i cant get any cards because of my credit history

regularsaver1

many basic accounts have debit cards. some basic accoutns you are credit scored for and others you are not


as stated before the basic account at Halifax called Easycash has a visa electron debit card

X_*steph*_X

Another way is to open a Lloyds tsb current account they are visa debit cards!

electriclady

I have a basic account with Halifax, an easycash account and I think its brilliant! Haven't had any problems with it at all. You can apply online at https://www.halifax.co.uk. Click on current accounts and choose easycash.
I have 6 outstanding defaults and a ccj and still got this account. Infact, I applied online and received my card just under 2 weeks later, they didn't request any ID or anything, just received the card etc. You get a visa electron card with the account and I find most places accept it, I haven't been anywhere yet that doesn't.

Also you could go into a yorkshire bank branch and apply for the readycash account, I don't have one of these, but am thinking of applying as I want an account for my bills and one for my spare money etc. With the readycash account you get a full maestro card which you could use online, at shops etc.

Natwest do a step account which offers a solo. You can apply for this at https://www.natwest.co.uk

Hope this helps

essexhoney

Thanks so much everyone, i will pop into halifax when i go into town in a bit at least i will get an answer straight away then.

Thanks ever so much