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Anyone else having issues with Natwest??
Hi There, I was supposed to recieve a BACS transfer into my account on the 21st of November but it didnt arrive. After a week I phoned Natwest to ask what was going on, they said they had some computer issues and there was a backlog but is should go in within the next few days. Another week later and still no money, so I…
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difficult to get an account
Hi, does anyone know which accounts are best for people in bankruptcy. I was declared insolvent earlier this year and will not be discharged until may 2007. any ideas? Thanks
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Hello
Hello there. I have just opened a A & L Premier Direct Current Account.How do l get the £50 Referel. I dont really understand it really l know l have to pay 500 a month into my current.I dont want go via quidco just have it payed into my account. Please help me Pm me many thanks
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First Direct Overdraft Charges
Hi, I currently have an overdraft on my current account with First Direct. If I go over the overdraft limit I am charge £250. The numbers I have seen on the boards here all seem to suggest charges of somewhere around the £30 mark... Can anyone else confirm they are charged this much? Cheers, Danny
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Variation of Terms and Conditions
When we start a bank account we sign that we accept the T&Cs given the time, and this of course is a contract. From time to time the banks (and credit card companies) write that they are varying the terms and conditions. However, if you contact them and say that you do not agree - e.g. that you believe the interest rate is…
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lost cash
there is a large amount of cash lying in an account in my local bank a group of us set up the joint account with 2 signatories we withdrew what we needed for a big group nite out and the rest lay dormant for a while. now the work place has been extended the pass book lost an we need our money for xmas nite out. the bank…
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A little help with banking please
Im after opeing upa bank account which shall have a regular amount of around 100 in it each month. This shall be my hubbies spending money each month. Were just moving inot a new house so a strict budgets being done so id rather he didnt have access to our joint account. This may sound bad as I love my hubbie very much but…
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My budget
I'm now debt free and have been drawing up a monthly budget and am dissatisfied with the results. I should have a surplus of 670.00 per month (previous debt repayments). I have allocated 500 of this to savings (to buildup a cash buffer zone) and 50 to overpay my mortgage. I am left with 120 extra per month (30 per week…
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Addition card holder??
Is it possible to have an additional card holder with a current account? Much like a credit card. Just wondering, and if so is any bank better than another for this service? Thanks in advance! :D EDIT: Meant to say"additional" in title!
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Bank Safety Deposit Help
Hello all I have recently changed my Current Account from HSBC to Alliance & Leicester (attracted by thier interest rates)...Switch over was fine and have not yet closed the HSBC current account as I do have a safety deposit facility with HSBC. A & L do not offer a safety deposit facility, so it looks like I will need to…
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Childs bank account
Hi, Can anybody advise on the best childrens accounts and any incentives that are being offered. He wants to save £5 each week. We live in the suffolk area if this would make any difference. Thanks in advance.
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Need a basic account with Visa Debit card
As titile really. Going to open another account and leave my main Natwest one as my 'bills' account. I plan to transfer a set amount to my new account and that will be my spending money for the month'. I'm looking for an account that issues a visa debit card (not a cashcard or electron) and had a decent customer service.…
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Chequebook with Alliance & Leicester
Can anyone confirm whether the A&L Premier Direct Current Account comes with a chequebook?! I've searched their site, but cannot find any mention of one (it does mention a cheque guarantee card, but not an actual cheque book!!) Many thanks...
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best bank account?
Hi, My friend just wants to open a basic bank account, One that would accept a wage slip and a drviers licence as proof of id..... please advise whats the best one to go for?
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Leaving First Direct - what next?
Could anyone here tell me if a mortgage with HSBC counts as one of First Directs criteria for not charging the £10pm fee? Since they are affiliated, surely this should count as an extra product? If not, I'm going to have to close my account because there is no way I'm paying an extra £120 per month simply because I'm on a…
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Decent deals for more than one product?
I've noticed that a few people are offering certain incentives such as a better rate if you have more than one product with them. A bad example of this I suppose would be First Directs current account which is free if you have a mortgage or in use savings account / credit card. Does anyone know of any more of these type of…
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Declined for a basic account?
My husband applied over the weekend for a Noriwch & Peterborough basic account and was declined. He has had some credit problems and is in a DMP, he was looking to move his sole account to them as they were recommended by his DMA. I thought basic accounts were open to all, regardless of credit history? Any ideas?
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Advice- bank charges to be applied
Hi I am new to this board and need some advice. I am having some financial difficulties at the minute due to being on maternity lave after having my first child. I spoke to the bank (HSBC) and explained my situation and that I am due to return to work in december and they offered to increase my overdraft by £300 untill the…
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IVA/Trust Deed and Benefits.
I remember reading a post a while ago regarding charges/trust deeds/IVA's when receiving benefits...can anyone point me in the right direction please, I have been trawling through the forums for 30 minutes now, and can't for the life of me find it :confused: Thanks Carol
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How can I cancel our FD current account?
I sent them a message as soon as I heard about the new charges (our account is now empty as I transferred the £40 to my HSBC one) but they have not replied. I have sent another message this morning. Does anyone know the easiest way to cancel, will I have to phone or write a letter or can they just activate it from an…
