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Warning on Lloyds Added Value accounts
If you have the Lloyds Classic Plus account (4% AER), beware of upgrading to any of their added value accounts. I did, and then cancelled after a few months, and they have slyly put me back on to the Classic account (0.1% AER) - only noticed from my online statement. It's not worth the hassle - I wish I'd never upgraded.
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New Current Account? First Direct or Smile?
Hi all I want to move away from my bank who are completely inept! I want a bank that has good customer service and good internet banking facilities. I'm considering First Direct or Smile. Both seem to have good customer service (if you exclude the monthly fees from FD, I won't be subject to the fee because of my income).…
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Alliance and Leicester Current Accounts?
Do I need to have a job to open one? I know it says pay in a minimum of £500 per month, which is not a problem, but am a housewife, so do not have an income IYSWIM :rolleyes: Currently have an account with FD, but with all the nonsense would like to change, and it is where my money for house/food/clothes etc goes into.…
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How long to clear?
Barry is a dog
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Help needed with MS Money 98
I have put this on the DFW board too - apologies but I am need of your help ! Does anyone know if you can log your debts in MS Money 98. I found a heading called 'Credit Card Debt' which I am sure that I can manipulate to record all my debts and debt payments but just couldn't work it out. I absolutely love Money 98 so if…
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Halifax - another spoof email
Yet again they are doing the rounds seeing as Halifax are updating their log in page. Wonder how many innocents will get dragged in this time? It came with a pop up box from my pc saying I dont allow activeX content. It 'appears' to come from technical support team.
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Best bank account for EU PhD student
Hello all! My girlfriend is currently studying for her PhD at the Open University in Milton Keynes. She currently has a Natwest account which comes with a Solo card. Unfortunately, even though she is Portuguese and all of us in Europe are supposed be be chums, she can't get all the good accounts we Brits can. She has been…
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Lloyds TSB Classic Plus
Hi :D I am in the process of getting bank charges refunded from HSBC ;) so am sorting out a 'buffer' account... my credit history isnt too fantastic but I applied with Barclays and got turned down for some reason so then applied to Lloyds TSB for a 'Classic Plus account' and they have accepted me :D Speaking to friends and…
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Getting off an expected bank fee
From Nationwide, for a direct debit that was taken and then returned due to the amount being claimed being 'wrong' and overwhelming my normal overdraft (that part is my 'fault'.) Tariffs state this will be £30. Haven't been charged until my statement is produced in two weeks - and then 21 days or so before collected. Am a…
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Nationwide ATM
Went to my local Nationwide ATM to draw cash ,as I have done in the past at no charge, and was confronted by an anouncemant on the screen to the effect that a charge of a minimum of £ 2.00 would apply to the transaction. Is this to apply to all Nationwide ATMs ( I am not a Nationwide account holder) and is this the start…
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Certified copy to change bank account
Can anyone tell me how do I get a certified copy of my marriage certificate to change my name with smile bank. They suggested I take a copy to my local cooperative bank, but I haven't got a local one, so I tried my hsbc bank, as I've got an account with them, but they wont do it unless its to change my name on that…
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Account for the bankrupt ?
Hi, My girlfriend became bankrupt in Feb this year, partly due to excessive bank charges that compounded her financial problems. I am all for reclaiming the bank charges, but she is worried that Abbey will close her account if she does - and it looks likely they would. Can anyone recommend any banks out there that would…
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Nationwide - Millions at risk ?
http://news.bbc.co.uk/1/hi/programmes/moneybox/6160054.stm :(
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Best Joint account?
Hi all, My OH and I are taking the plunge and buying a place together and so we've decided to get a joint account. We'll both be keeping our own current accounts so this account will just be used for paying in each share of the mortgage and bills, plus a bit extra which we would like to earn a good rate of interest on as…
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raldaman
I see that Coventry B.S. are paying 5.5% per annum on their 60+ saver account which, prima facie, seems very good....but you can only invest £2000 per month. I'm no good at working these things out so can someone tell me what the difference would be if, say, £24000 were invested at outset at 5.45% p.a ( which is what…
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Cheque clearing 3 days
Well I thought so, I work for a bank, thought I understood it! Apparently not. Just been invited to a presentation and one of the things is "a guide to the 5 day Clearing Cycle"!!What!!!
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Lloyds Classic Account
Not sure if this has already been posted - apologies if it has. I've had a classic account with lloyds for donkeys years and it pays a derisory .10% interest, but have kept it as hubby thinks it's good to have been with your bank a long time if you ever want to borrow money(?!). I transfer most of it each month to other…
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hsbc missing funds
hi everyone.This is our first post so bear with us.We have just found out that a cash deposit of £700.00 to our current account was never credited to our account.It came to light whilst doing our year end accounts,nine months after the deposit was made.My query is,if we hadn't noticed would the bank ever own up to the…
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halifax basic bank account
does anyone have a halifax basic bank account and how long did it take for you to receive your account details. has taken 3 weeks so far and still not received them
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Martin's advice to the masses
Can I just commend Martin for his excellent advice, in todays sun, about changing current accounts, if/when they re-introduce charges. I am (just) old enough to remember when these were last in place - and indeed when some credit card companies had annual fees. These days the banking world is very different to the early…
