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Natwest Application form
In October 04 I was selected to go on a trip, and set up an account with natwest for my fundraising. I'm certain I asked for a £300 overdraft on that account. Come July, I needed to make another payment, and wrote a cheque for £300 on a £50 or so balance. It bounced, as I only had a £100 overdraft on this account. I am…
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HSBC encourages disclosure of security details
Can't believe HSBC. They have rung me three times today on my mobile phone saying that they need to go through security with me before they speak to me about an important matter. Each time I have refused to give details saying I have no idea who they are and I am not giving out my details. I have just rung their help desk,…
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Don't Know Where This Money Has Come From
I went online today to take a look at my Abbey account.I had a big surprise when I noticed a transfer of £400 on 13th November,as I am not expecting any transfers into my account. I called Abbey and asked where this money had come from and gave them the sort code and account number from the reference that had been given…
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Opening Halifax Account Online
I opened a halifax current account at the weekend online. I received a letter from somebody called Halifax Nexus plc which was not printed on Halifax headed paper. Has anyone else had the same thing, is this right, I am worried that my details may have been intercepted by someone else.
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1 bank, 2 accounts, can they....?
My friend has 2 accounts with 1 bank (cant remember bank at the mo), 1 of the accounts is in arrears & the other had his salary in. Yesterday he went to the cash machine & his card was kept, after investigating in the bank they told him that because he hadn't paid the past 2 months loan (approx £60 worth, £700 left on…
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Why First Direct is one of the best!
Hi Since everyone has been bashing First Direct over their introduction of the £10 fee for some customers, i thought i would stand up and defend them. Sure, they are not perfect but in my opinion they are one of the best for day to day banking. Try finding a bank who will give you ALL of the following: 1) A £250 cheque…
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For those that think that it will only be FD that charge see comments from Nationwide
http://www.thisismoney.co.uk/investing-and-markets/article.html?in_article_id=414717&in_page_id=3&ct=5 Quote "Philip Williamson, the outgoing chief executive of Nationwide, said: 'First Direct was another nail in the coffin of free banking. 'It does cost us money to run current accounts and depending what comes of the…
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First Direct Fees: How to Avoid 'Em or Ditch 'Em Discussion Area
This discussion relates to the First Direct Fees: How to Avoid 'Em or Ditch 'Em Article To discuss it click reply.
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Citibank Internet banking Problem
Hi, I recently opened a citibank account and got all my details through. I setup all my details for internet banking but, I went to log on to the account each of the past three nights and got " I'm sorry. We are having some temporary delays. Please try again later." When trying to view my account balance. Has anyone else…
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Cheque in joint name
I've just added my partner to the mortgage and borrowed a little bit more to pay off debts but we've received the cheque today and it's made payable to us both. As we don't have a joint account (as yet) can I pay this into my account or does it need to paid it into a joint account? I need to pay these debts off asap!!!
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Business banking charges
Hi, Does any one know of a Bank that allows you to have a business cheque account without any monthly charges. The Bank of Scotland did but now you have to keep 5k in the account to waive the £20.00 charge per month. All this nicking money back of the banks has really helped alot hasn't it !!!!!!!!!!!!!!!!!!!!!!
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Alliance & leicester "best banana republic" bank.
Before I start, I am sure many people would disagree with me. I would have done the same, noting the fact that alliance and Leicester are giving the highest interest rate, but I am gradually getting fed up with this bank. It was a nice Tuesday afternoon last week, I entered Alliance and Leicester branch, broad street…
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Small Business Current Account - Which one?
Are there any recommendations for a current bank account for a small business (Limited company) please? About 20 transactions per month, fluctuating balance of around 10k (so some interest would be good!), cheque book, transfers, paying in cheques, no cash, no overdraft. With online management of the account. Thanks!
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Looking for best current account
Hi, As in the light of First Direct, I'm dumping them and moving. So i would like to know who people think should be a good place to go to. I'm not just looking at interest rates, but service as well. As this was the main reason for going to FD in the first place. So i have been looking at A&L, Abbey, & Nationwide. But…
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ICICI - phone no
Anyone got a name & number for the complaints area of ICICI in London ? The "help" line claim I cannot call anyone to escalate an issue. I asked for a large payment to be sent same day to First Direct and it has still not arrived. ICICI "no help" line don't want to assist. can't find a phone no on the Web / directory…
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Basic Bank Accounts
What do/don't you get or can/can't you do with a basic bank account? I ask in case my son's bank follows First Direct's example and starts charging a tenner a month. He is on benefits and can't afford £10 or to have another product. Thankyou.
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A suitable bank for me?
Hi Everyone, I need some help in finding a new bank to do our banking with. The thing is that my DH and I need somewhere that will allow us to hold more than one current account. I'm currently with FD and we have >£1500 being paid in but we want to still want to switch away from them. With FD we currently have: * 2 Joint…
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First Direct New Charges Press Release
Update Note: Now read Martin's full "How to beat the new charges" article I'm in the middle of a note on the new First Direct Bank Charges, but have put out a press release to the journo's writing on the story - which set out my general view (the practical 'what to do is coming later') Martin Lewis, creator of…
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First Direct Customers - Staying or going?
Update Note: Now read Martin's full "How to beat the new charges" article Hi guys, I'm new here, my mum recommended me. I'm a first direct customer, have been for a few years and have a current account with them that i use constantly as its my main account and my wages go into it. Got my letter yesterday and i was…
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CURRENT ACCOUNT for people with poor credit
does anyone have any info about banks which are amenable to taking on people with poor credit history for a new current account? i want to claim my bank charges with abbey, but want to open a new account first, but i have a pretty poor credit history at present. any info??
