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Halifax Missing money - HELP
Please help me.... I recently opened a new halifax easycash account. I wanted to withdraw money from paypal, so I added this as my account and withdrew the money - I withdrew £85, a few days later £60 and yesterday £50. Yesterday I checked the Halifax account online and the £85 was in there - was the first transcation on…
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A brave new world of banking
Update Note: Now read Martin's full "How to beat the new charges" article With the announcement from First Direct that it is to start charging a £10 monthly fee for everyday banking, unless you meet certain conditions, today has ushered in a return to fees not seen for a decade. BBC News on first Direct Have MoneySavers…
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Fake Bank Draft Help!
Hi All! I am in a quandry! I was selling a valuable watch, an "Irish" buyer approached me and duly sent me a Bankers Draft for the full value (I haven't shipped the watch). I took the draft to my local money shop who agreed to advance me £1,070 and pay me the additional £2,000 when it cleared, no problem I thought. It…
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Repay Overdraft
Hello, Please could I ask for some advice. We went to our bank about a year ago and asked them if we could set up a plan to pay off our overdraft. They were upping it all the time, sending us letters saying that we have qualafied for a bigger overdraft and then they tried CC (which I sent back as we did not order them) and…
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Bank charges?
Had a quick search and have read discussion about bank charges but can't figure out whether the £12 capped charge has come into effect yet? Has it? and if so is it all banks or just certain ones? I can't believe that Halifax charge £39 for a missed direct debit and then take it out a week later when there's still not…
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A&L Individual & Joint Current Accounts?
ok heres one ;) both my OH and I each have an A&L current account. we both actively use the accounts so were not in it soley for the RaF money. i have DD and a SO set up, my OH doesnt have anything like that, but funds and uses it daily. is it possible to apply for a joint account aswell as keping the individual accounts?…
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Best Business Accounts?
Has this been covered on MSE? As I can't seem to find it thanks in advance.
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Halifax Account
Hi, I have applied for an Halifax Current Account and received a letter today informing me that my application has been declined. Has anyone made an appeal and been sucsecsfull? Thanks Mo
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Money Saving Tips for ROI?
Hello Does anyone know of a financial comparison service for RoI or where I might get quick comparisons for current accounts in RoI? I'm moving to Dublin to work and I require an Irish Euro account with favourable / interest free overdrafts which won't charge me for taking out sterling in Northern Ireland or Euro abroad. I…
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Has anyone had their overdraft removed?
It says in my account terms and conditions that overdrafts are "repayable on demand", does this mean the bank can remove it whenever they want? Has this happened to anyone before?
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Cheque returned .... 4 months later ????
After checking my bank account online this morning I noticed that there was a £16.00 debit for a returned cheque. When I queried this they came back to me saying it was a returned cheque which was banked on 7th July 2006. I have asked them for further information but I expect it will take a while. Does anyone know why this…
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Faster Money Transfers on the way
I've posted here a few times that faster money transfers are on the way by November next year. As ever the government wants to take credit for something it hasn't had that much to do with, hence the following Reuters story today: The BBC also has a item on this. Regards Sunil
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A&L refused Premier Direct Account application!
Hi, my partner has tried to apply for A&L Premier Direct account to take advantage of the 6% interest but he has been refused- which was annoying as we both wanted to apply in order to get the £50 referral. I havent applied yet, but I was just wondering if anyone else has been refused and on what basis- my partner earns a…
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co-op account help please.
Has anyone got a co-op privelege account? I'm in the process of helping a friend claim back charges on one but he doesn't know what they all are. The items listed on the statements are Interest, Service charge £25, subscription £7.50, daily excess charge £25, commission £30. These are being added monthly even though he…
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Ageist? Can there be any other reason?
hello. My mum applied for a A&L current account today, and straight up i'll be honest, i did it for her for the RaF money(for her). no shame in that ;) . she is 69 and has no debt AT ALL, with no credit cards either. she has a reasonable income and no adverse credit history, she is from the generation that paid for things…
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What would you ask Lloyds for?
Cutting a long story as short as possible. I've been a Lloyds customer for about 15 years (started off with TSB). I had a "normal" current account. I went into the branch for an account review (i.e. a sales pitch) and was offered an "upgrade" from the classic account to the select account. The manager explained that there…
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The other side of the coin: The case for bank charges
I know I'm not the only one who thinks the banks are actually in the right over the bank charges issue. While I understand charges etc (for being pennies over overdraft limits, credit limits etc) can be annoying, the fact is you have agreed to pay any charges the banks apply in advance. Now, I know the argument is that…
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Cheque in Euros into English bank account
Hi there, I've received a cheque in Euros and was wondering what (if any?) charges I'll have to pay to pay this into an english bank account. If there are, do any banks charge more than others? I have accounts with Smile, Natwest, Nationwide and Halifax. Many thanks
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barclays say no to current account?
Hi all! I am new to posting on this board but have found this site to be invaluable over the last couple of years, so first of all hats off to Martin and thanx. now for the bit where I need some help / input please. I have run a Barclays business account for 15 years now, but do not have a current account with any bank. I…
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Need Advise: Can you have more then one Current Account?
Hello Everyone. First post for me here. Currently I have a current account open which I have no issues with, so in short I don't want to switch my current account. The problem I'm having is eBay's Paypal is charging me fees each time I get a payment from someone, I'm unable to return my account back to a personal one since…
