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A&L Individual & Joint Current Accounts?
pfpf
Posts: 5,210 Forumite
ok heres one 
both my OH and I each have an A&L current account. we both actively use the accounts so were not in it soley for the RaF money.
i have DD and a SO set up, my OH doesnt have anything like that, but funds and uses it daily.
is it possible to apply for a joint account aswell as keping the individual accounts?
do you think RaF would work?
i am probably completely off here and should probably read the T&C's...but the friendly lot that are MSE'rs will probably help me just as quick, with a few comments one way or the other along the way
thank you.
p.s..you have probably worked out that i say "probably" alot.
both my OH and I each have an A&L current account. we both actively use the accounts so were not in it soley for the RaF money.
i have DD and a SO set up, my OH doesnt have anything like that, but funds and uses it daily.
is it possible to apply for a joint account aswell as keping the individual accounts?
do you think RaF would work?
i am probably completely off here and should probably read the T&C's...but the friendly lot that are MSE'rs will probably help me just as quick, with a few comments one way or the other along the way
thank you.
p.s..you have probably worked out that i say "probably" alot.
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Comments
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We have a joint account and OH has her own current account.I used to be indecisive but now I am not sure.0
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pfpf,
Hope you don't mind me asking but what is Raf money?:oIt is unwise to pay too much but it's worse to pay too little. When you pay too much, all you lose is a little money... that is all. When you pay too little, you sometimes lose everything because the thing you bought was incapable of doing the thing it was bought to do. The common law of business balance prohibits paying a little and getting a lot...it can't be done. If you deal with the lowest bidder, it is well to add something for the risk you run and if you do that you will have enough to pay for something better (John Ruskin - 19 ctry author, art critic & social reformer)0 -
Refer a friend ?0
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I'd like to know this too - I have an A&L current account and would like to move my joint account from FD to A&L.
Will I be able to refer a friend?
I might phone them and ask.LBM: Nov 2004 Debt Apr06: £19,273.46 (Highest)
Debt 2006: Jul:£18,552.06|Aug:£17,615.14|Sep:£16,297.98|Oct:£15,961|Nov:£15,760.66|Dec:£13,204.37
Debt 2007: Jan:£13,183.71|Feb:£13,851.03|Mar:£13,349.15|April:£12,997.33 | May: £12,300.00 | June: £12,000 | July: £9,894.44 |Aug:£0
Debt Free Date: 31 August 2007
The £2 Coin Savers Club = £72
Reclaiming my bank charges - £105 reclaimed
My Diary: http://forums.moneysavingexpert.com/showthread.html?t=2305610 -
DontDoDebtKids wrote:Will I be able to refer a friend?
I might phone them and ask.
..........New customers.......must not have an existing account with Alliance & Leicester.
Refer a friend T&C's0 -
Oh well!
Might have to apply through Quidco - at least get £50LBM: Nov 2004 Debt Apr06: £19,273.46 (Highest)
Debt 2006: Jul:£18,552.06|Aug:£17,615.14|Sep:£16,297.98|Oct:£15,961|Nov:£15,760.66|Dec:£13,204.37
Debt 2007: Jan:£13,183.71|Feb:£13,851.03|Mar:£13,349.15|April:£12,997.33 | May: £12,300.00 | June: £12,000 | July: £9,894.44 |Aug:£0
Debt Free Date: 31 August 2007
The £2 Coin Savers Club = £72
Reclaiming my bank charges - £105 reclaimed
My Diary: http://forums.moneysavingexpert.com/showthread.html?t=2305610 -
I've checked this on the phone with A&L and you can't apply for a joint account and get the £100 refer a friend bonus if you already have an account yourself and you are to be one of the names on the joint account.
:mad:
Nationwide it is then.LBM: Nov 2004 Debt Apr06: £19,273.46 (Highest)
Debt 2006: Jul:£18,552.06|Aug:£17,615.14|Sep:£16,297.98|Oct:£15,961|Nov:£15,760.66|Dec:£13,204.37
Debt 2007: Jan:£13,183.71|Feb:£13,851.03|Mar:£13,349.15|April:£12,997.33 | May: £12,300.00 | June: £12,000 | July: £9,894.44 |Aug:£0
Debt Free Date: 31 August 2007
The £2 Coin Savers Club = £72
Reclaiming my bank charges - £105 reclaimed
My Diary: http://forums.moneysavingexpert.com/showthread.html?t=2305610 -
...but is a joint account allowed aswell as individual accounts WITHOUT claiming RaF?
a joint account would be usefull anyway regardless of bonus!!
yes i know i could read T&C's but MSE would be nothing if everyone did that
edit. i had a look and it appears we cant
how odd. surely most banks allow a joint aswell as individual accounts? 0 -
pfpf wrote:both my OH
, with a few comments one way or the other along the way
being as though your inviting comments , I would like to comment im suprised you have an OH , you mean someone actually married you ? :eek:
I could also open a joint one for the quidco - genius idea ! :beer:0 -
sirboz wrote:being as though your inviting comments , I would like to comment im suprised you have an OH , you mean someone actually married you ? :eek:
I could also open a joint one for the quidco - genius idea ! :beer:
well if you could actually read all the way to the bottom of my post, before your brain cells wear out, you would see its not possible.
oh and get on MSN ya big fag!! :A0
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