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Wanted! Current Account for bills / shopping.
The OH and I are looking to set up a current account as a bills and shopping account - this would need to have debit cards with it. Obviously, only about £1000 a month would be going in to the account, so we couldn't go for one with a minimum salary/annual pay in of more than £12,000. Also, we are both currently with A&L…
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Honours Student Loans
Not sure if this is the right place but I'm sure a Mod will move it. Some advice please! Heres my story: I paid off my entire loan (£4,200) yesterday. HOWEVER, Honours Student Loans have said that despite this, I am contracted to pay, by direct debit, a sum of £87.50 until next September 2007, despite no longer being in…
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Student Overdraft
I have recently joined barclays student account from the advertise ment i will have a 1000 pound overdraft but i only have 200 i need the extra money now but i tried rasing the limit but they said that they had only sertain reasons for raising the limit can anyone help what are the valid reasons.
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You could try charging the banks when they make a mistake
Some years ago, when my bank kept making mistakes - with direct debits, with chrges levied when it was their mistake, or even for unreasonable charges, I not only got those charges refunded, but I charged them for their error/distress caused to me. I used to send them a letter, tell them their mistake and say "for this…
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any "friends" would like to recommend me a & L premier current account?
I would like to get £50 and so probably would you! Can any existing current account holders with A & L give me their details?
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Money clearance
OK This is thing I am getting increasingly peeved about. Bank clearance times in the UK. In the Uk it can take up to 7 days for money to clear and yet in the rest of the Europe it can take only a couple of hours for money moved from one account to another to clear electronically. I can just about understand a couple of…
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Order in clearing cheques - is it the same as in the US?
https://www.banknet360.com/news/NewsAbstract.do?na_id=6291&service_id=1&bi_id= According to the above link banks in the US deliberately order the payment of cheques on a given day according to the largest amount, in order to raise revenue of overdraft fees. "Eight of the country’s 10 largest banks, including Citigroup…
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How old to start Bank Account
Whats the best bank account for a 16 year old to start. I have a Cahoot account but you have to be 21 to open one of thise. All she wants is a online access account with a cash card. Any ideas?
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Best basic account for young child?
I want to set up a bank account for my daughter (9) who has been given quite a lot of cash for her birthday. She would like to put some into a bank account and spend some. The account will be to try to encourage her to save, but not an actual savings account - I want her to be able to withdraw money when she wants it and…
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what happens to Isa when transfer to A&l account?
Hi I have just opened an A&L premier Direct Account referred by a friend and through Quidco.I am with Abbey now but will transfer my salary and my standing orders and direct debits with A&L.I also have an abbey isa coming out of my abbey account every month.If I transfer everything what will happen to my isa?:confused:
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HSBC branch -is it possible to phone branch direct anymore ??
Is it possible to phone a HSBC branch direct ?? I cannot phone branch direct & customer services cannot put me through -all lines are busy !! I have had problem with cash machine at HSBC branch after hours. Knocked on door, branch staff said to come back tomorrow. I want to phone branch in advance, so they can check cash…
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A & L Commercial account refusal
My mum tried applying for the A & L Business account after being with RBoS for over 30 years. It was refused and it referred her to Experian. The only thing it could have been was the electoral roll. None of us in the family realised it was such an important factor in decision making. The problem is my mum is an American…
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Every payment is a liability - how to fix?
This is something I've been meaning to post for a while now. It seems whenever a payment is made we trust the party taking the payment to take what they say they are taking. There is nothing to stop them emptying your account and, it seems even taking more and incurring charges. For example, let's say you make a payment…
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money transfer from america to the UK
Hi, I live in the UK and I have an account with Halifax. My brother lives in America and wants to lodge £3000 into my Halifax account from his HSBC account in America. Is this possible? If yes I am sure there are costs involved in completing this transaction. What is the best way for me to receive this money. He has sent…
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what can my mate do?
Hi, My mate has a cheque which is crossed 'account payee only' he can't put it in his old bank is in bad areas for 3 -4 years, cos of bad credit he can't open another bank account, he doesn't wanna send it back cos it will take a few months to get it changed and he needs the money asap! please advise what to do?
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cashpoint problem
Hi guys, i have a cardcash account with Halifax. Over a month ago i was in town and used a HSBC cashpoint, through lazyness, to get £20 cash. The machine took ages to process my request, flashed up a message that card issuer was taking too long to respond and spat my card back, slightly damaged with a 'dent' in the middle.…
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Using current account for our business monies??
Hi, my partner and I have 2 current accounts with A&L: 1 for me, i am employed full time and my wages go in then most goes back out to our seperate bills account with Lloyds The second is for my partner who is self employed and pays all his earnings in and we basically use it as a current account, so we withdraw money as…
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First Direct Con - Cancel Your Current Account!
:mad: Do u have a First Direct Current Account? Wel as of Feb 2007 they wil b charging £10 a month to their customers unles they have a minimum of £1,500 a month bein paid into their Current Account. This is just another way to rip of their customers! Ther4 - I am cancelling my account with them, n I urge other customers…
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Debit card account with high interest
I want to find which bank accounts, that issue a visa debit or maestro card which I can make purchases or withdraw cash from immmediately, pays the highest rate of interest (paid monthly). Any recommendations/ideas? Thanks
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Old Account Numbers
MY HUSBAND AND I OPENED A JOINT ACCOUNT 2 YEARS AGO AND IT HAS BEEN NOTHING BUT GRIEF SINCE. YOU SEE OUR BANK GAVE US SOMEONE ELSES OLD ACCOUNT NUMBER. IT WAS FINE AT FIRST BUT THEN THE SOMEONE ELSE STARTED TO HAVE DEPOSITS INTO THE ACOUNT, WE HAD NO KNOWLEDGE OF THIS AND AFTER A CERTAIN LENGTH OF TIME THE AMOUNT HAD…
