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WARNING: Nationwide Debit card charged as a credit card
In last week's Sunday Times a reader complained they paid for a Thomsonfly holiday by Nationwide Debit Card but were made to pay a credit card fee . Thomsonfly replied Now I went and checked the T&C which state Payment is by credit, debit or switch card only. Payment by credit card will attract a transaction fee. Nothing…
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A&L 'switching' problems
Have just opened an A&L Premierdirect account and went through the switching process. It was a total disaster and the actual switch 'went through' whilst I was out of the country. A&L cancelled direct debits and standing orders from my old Barclays account before they were set up with A&L. I incurred a £10 charge from one…
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Saving £££ on a Sunday!
B]Well I've done it! Signed up for an egg Cashback card ready to ditch my other cards - some cashback, some not, opened an ISA and a top rate ICESAVE account - all recommended by this site. Furthermore, I'll open a new regular saver with Ipswitch Building Society (top saver with no catches) and will open the Halifax…
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£1 Overdrawn/that'll Be £90
£1 OVERDRAWN? THAT'LL BE £90 PLEASE! Banks are under investigation from the OFT for hammering customers with unfair overdraft charges. I'll show you how to avoid rip offs if you slip over the limit... READ FULL ARTICLE
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Rejected DD
Due to a miscalculation on my part, Alliance and Leicester have recently charged me for exceding my overdraft limit - two direct debits were involved - one was paid, but I was charged, and the other was rejected, and I was charged again. By the following day, my account was back in credit; I have called the company whose…
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No two cards on my current account at Abbey anymore
I have read a previous thread stating that you could have a debit card and an Electron card on the came current account. I bank with Abbey and I always had a Visa Electron and a Debit Card on my account. I am using my debit card mainly but it was a security for me to think that if there was any problem with my Dcard, I…
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Abbey telephone banking complaint
Hello everybody! Sorry it's a long one! I originally posted this on the consumer thread but this one seems more active! I would just like to have a bit of a vent about Abbey National. Thursday night my partner used Abbey telephone banking to transfer money to my account. We both have Abbey accounts but the only thing that…
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Claiming back fraudulent transactions on A&L account
Hi all, I really hope that you can help me out with some advice on this! My fiancee lost her A&L debit card (or was pickpocketed) last Saturday. Whoever got their hands on it proceeded to spend over £300 in stores and withdraw £250 from 2 cashpoints. :mad: That last bit is the kicker - all the transactions were…
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how to get a current account with no credit history
i have no adverse credit and have recently applied for my name on the electoral roll as i didn't bother with it in the past but now i need a bank account i'm finding it really difficult to get a current account with any one as my credit score is so low
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expired cheque?
Ok in moving house and other things I totally forogt to bank a cheque I had from phones4U for 100 pounds cashback. Now the cheque was issued on the 14/5/2005. what options do I have if any in getting that money? any advise appreciated thanks Mooncalf
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Current Accounts after Bankruptcy
I unfortunately went bankrupt 15 months ago and am now discharged. Although lucky to find a passbook account to have my wages paid into throughout the term of my bankruptcy i am now getting considerably frustrated with it as it means a visit to the branch every time i wish to withdraw funds,(which sometimes proves quite…
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Citibank 50 pounds cashback
Hi Quidco is offering 50 pounds if I open a Citibank sterling current account. Is it any good?
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Debit cards time limit anyone know
I know cheques have a 6 Month expiry, but is there a time limit that shops have to claim a debit card payment from your account?
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Lloyds TSB.. what a rip off
Hi Guys.. been asked to move this enquiry here. Not sure if this is the place either... can anyone tell me if it Is normal to be charged £30 every time I go into my overdraft using my debit card? I only used £120 some weeks back for one week, they took another £30 to make it £150 before I put my account back into the black…
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Gregory pennington current account for bad credit
Hi, I came across gregory pennington's current bank account for people with very poor credit (even bankrupts). They're a debt agency and charge you £25 to open the account with The Royal Bank Of Scotland then £8 a month for a year. Has anyone got one of these or tried to get one of these please??
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Natwest change of address - RANT
Why do Natwest now insist of seeing your passport before changing your address now? Answering personal questions isn't enough, they want to see your passport.
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First Direct "First Directory" monthly charge
The main question here would be "Is it worth it"? Normally the answer would be a resonding "NO", but Im currently only using it for the free worldwide travel insurance. * We go to the States at least once a year so euro-only covers is no good (family) * It's a joint account, so the one payment (£12.95/mth) covers us both…
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Anyone here work in a bank or can reocommend one
Anyone on here work in a bank ? If so, does your bank NOT have any Indian call centres ? My company is currently with HSBC, but I am losing my patience in a big way. Their site is not working again this morning, you ring and get through to an indian, one didnt know the letter Q (and said there was no such letter in the…
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Direct Debits - You CANNOT stop them!!
I've recently changed my gas/elec supplier, so I cancelled the monthly direct debit to ScottishPower with my bank; Nationwide Flexaccount. I was astonished to see that, at the end of the month, the cancelled payment had been taken again! When I phoned Nationwide, they told me that there was no way to stop the company…
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Opening a new account...
Hi all I'm considering opening a new account (with the A&L). One thing that worries me is that i will have no credit history with that bank account when i apply for mobile contracts, credit cards etc. I've been with Natwest for ten years, have two accounts with them, have had 3 loans and various credit cards from them in…
