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Equifax, Experian & ACR. NO BARCLAYS!!
jeez...couldnt work out which section to put my question in so here it is!! :o as the title says.....i have just obtained my Equifax, Experian & AnualCreditReport credit records but on none of them do any Barclays accounts show up :confused: i have had a CA with a OD for years and years(15+). i had a Barclaycard until…
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Bank Charges
I'm self-employed, nearing retirement and working from home. I've got a Business Current Account with Bank of Scotland because two of my clients pay by cheque to my business name. Last week I was informed by BoS that as from December I will be charged £15per month if I don't keep a credit balance of £5,000 in the account,…
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Bank Charges
Advice please. Have just received bank statement from Abbey stating they will be charging me £50 on the 17th November for paying a direct debit on my behalf because there were insufficient funds in my account to cover a direct debit (the amount was actually £1 less than what was in my account). Have spoken to the bank and…
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overdraft charge
I've just logged onto my online banking (LloydsTSB) and found that they've taken £30 charge out, I looked back through my statements and I've not had any overdraft the past month so is this from longer ago now that they've changed their policy (charging £30 even if it's 1p overdrawn) I've just called into the branch but…
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Bank sends ALL my details to a.n.other....
My bank has sent all my financial nad personal details to someone else - thankfully they called me to let me know. The bank has offered compensation, BUT they've put the ball bank in my court to say how much. I don't want to look stupid - what sort of sum do you think i should be asking for?
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Salary Paid via BACS/Cash Into Bank Account
My boss has started annoyingly paying me one month via BACs straight into my bank account and then the next month pays in over the counter in Cash. I amconcerned that this is affect my relationship with the bank and they are not seeing a regular BACS credit each month. Can anyone tell me if this is true and I am looking…
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A&L website is down this morning
I've bee trying to access my A&L account for about an hour but no luck. I rang their internet help desk and I've been told that there's been a problem on their website and unsure when it's going to be fixed and said to try this afternoon.
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Taking name off Account
This sounds a strange one. My partner and his ex had a joint account with halifax. Two years ago he filled in forms to have his name taken off the joint account as he had not been using account for at least a year. At this time his pay, direct debits and all banking were done through his own solo account. The bank told him…
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A&L Warning!
Just a word of warning so that you don't find yourself in my situation. If you're tempted to open a current account with a linked savings account with A&L, make sure that you apply for the right account. I couldn't believe it when I saw their Premier Direct Current Account at 6.1% was apparently linked to a savings account…
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free £50 A&L Premier Direct 6.10% AER Current Account
Hi all, I opened one of these lately, unfortunately I got the old rate of 5% before they increased it, and it's fixed at what it is when you do the application :( They also give you a linked saving account of 12% interest (it was 10% when I applied), but they only let you transfer max £250 a month into this. I messed this…
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Best thing to do with a large sum of money
Morning All, I should, hopefully, be coming into a large sum of money. It should be in the region of £90000. I was wondering what the best thing to do with it is. Is it best to stick it all in one account or to split it between various accounts? Any advice is greatly recieved. Thanks tombs
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New job and i want a new bank account
Hi guys, A little help here please... Am currently with Cahoot but want to open up a new account with A&L, as I am about to start a new job after being unemployed for the past five years. My new job will meet the criteria for A&L - over £500 a month, I'm (well) over 21 etc. I was going through appying on line and it has…
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Cheque clearance times - a reply from the bank
I thought you may be interested in this reply from my bank: " Dear Mr Muggins Thank you for your recent letter. We are sorry to hear that you are unhappy with the services we provide and I have been asked to respond to you in more detail. Your queries are why cheque clearance times are so long, why it takes up to five days…
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request error - data request denied!
Hi all, I started the ball rolling asking for all statements/charges/manual intervention on my file and so far natwest have replied full cooperating but... Barclaycard have only provided me with the following statements from May 2004 (I opened my account around December 2000) "Statements held prior to May 2004 are stored…
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Bank charges and Allocation Questionnaire
Hi all, Just wondering how long is it between sending the AQ back to the court and receiving a letter from the court with the hearing date. Jitsuguy
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Best Bank Accounts for children
Please can someone recommend decent bank account for children. I want to set one up for my son and daughter, nothing too extravagent, just something I can pay £5 a month into (at the moment) and maybe pocket money. I already pay £10 a month each into their CTF accounts. Thanks L x
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Problem with Abbey Current Account
In September, £645 was withdrawn from my current account (without my authority) and my account was frozen. No-one at Abbey thought to tell me and I was left stranded unable to withdraw any money. Apparently, the money was taken by an Belfast Saving bank (via telephone banking). I had not set up telephone banking on my…
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Best Personal Bank Account - Willing to pay for benefits
I am currently a Royal Bank of Scotland Customer, having a 'Royalties' account (can't remember exactly what it is called). This current account costs me £12 per month. Main benefits of the account are as follows (in addition to standard current account facilities) - Access to relationship manager (used to be good, but the…
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A&L Question
Hi I want to set an premier account for my dad up..where he'll deposit £500 a month in, I know i can refer him to get £50 each but is there any other way we can both get more free incentives?? Ive got rpoints and used it for myself to set up an A&L Account before and got an extra £25. Can i use it again to get more points…
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Bank not opening account even after agreements signed?
Hi all, I have a question which i hope you can help me with. A few months back I went into my bank and 'opened' an ISA account and a savings reserve account. At the time i also transferred my current account into a 'gold' account (unfortunetly). All the documents were signed and i agreed that certain amounts were to be…
