First Direct "First Directory" monthly charge

sniperpenguin

The main question here would be "Is it worth it"?

Normally the answer would be a resonding "NO", but Im currently only using it for the free worldwide travel insurance.

• We go to the States at least once a year so euro-only covers is no good (family)
• It's a joint account, so the one payment (£12.95/mth) covers us both

Now I have done a bit of looking around (not too hard, I admit) but have not come across any insurance companies that will match the total cost for an annual worldwide policy for us both (12x12.95 = .£155.40, although I was only paying 9.95 for a while!)

I just need a few people to put my mind at ease, or at least show me the light of a cheaper policy!

Thanks

Dazza.mk_2

http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1083570446,24889,

Martin quotes a couple

World-wide. Insure For is £60 and Essential Travel* is £75 with basic winter sports cover.

sniperpenguin

Isnt that per person, which essentially means I'm paying the same regardless?

GlennTheBaker

The sample quotes that Dazza.mk has mentioned are the total cost for both of you.

Turtle

first directory is 11.95 a month not 12.95 (maybe the 12.00 'saving' will sway your decision!), depends if you will use any of the other things you get as well I suppose, its on the fd website home page if you want to remind yourself what they are.