-
Bank Overdraft error
Hi, to cut a long story short i brought a series of purchases over ebay using paypal, and accidently paid through the wrong account (i was at my overdraft limit). I phoned to stop the payments being made but they said the only thing they could do was to increase the overdraft to cover the payments. However instead of…
-
How Long should it take to CLOSE a bank account
Hi, I took a letter into my branch of lloyds at the end of last week asking them to close my current aacount and two savings account with immediate effect. They were all at a nil balance except for the current account which had a balance in credit of 70pence. In the letter I provided written permission for them to transfer…
-
How quick is your bank?
Hello everyone Im thinking of leaving my Smile internet bank because I feel transactions take too long to show up on my internet account. I am used to my last bank (in Australia) allowing me to instantly see all my transactions, including transfers, credit/debit card transactions and ATM withdrawals. I find it hard to…
-
Can I charge my bank ?
In September I opened 2 regular savings a/c.s with seperate institutions. I made the first payment in cash and set up a standing order for the remainder, the first payments to be made by standing order during October. I had allowed 15 working days for the standing orders to be set up. Glancing at my current a/c. last week,…
-
charges claim on banks
can i claim this for business accounts as well as personall?
-
Banking for the elderly
My 90 year old friend has an account with Lloyds TSB which is paying a measly 0.1%. Can anyone recommend something better. It can't be internet only or have a monthly banking requirement. Lloyds have 'kindly' put her onto a Platinum account so she pays £15 a month for all the benefits that she''ll never use.
-
Please convince me... to say goodbye to Natwest!
Hi All This is my first post, although I have been a MoneySaver for over a year now. I have finally come to the conclusion that my Advantage Gold account at Natwest is no longer right for me. It costs £12/month in fees (this bothers me quite a bit... £144.00 down the drain each year!) and I never use the benefits…
-
Internet banking - when does it update?
I hope this is the right place to ask this. I was just wondering if anyone knew if there is a specific time in the 24 hour day that internet banking updates? I've always assumed this is done once a day but perhaps someone can confirm that. Many thanks for any replies! :)
-
paying in non initialed cheques
Went to my local Barclays bank today, to pay in a cheque made payable to Mrs ....... (no initial, and the bank clerk refused to accept it. It was only for 51.74 she said I might have picked it up off the street !!. The chances of a person with my name picking up a cheque in the street must be astronomical. When I pointed…
-
HSBC extortion
I have been with the HSBC bank since 1995, I have a business account which has never been overdrawn and has no overdraft amount, I also have a current account which has a £400 overdraft limit. In september I went overdrawn in my current account for the first time in years to the amount of £599 (£199 over my limit) I was…
-
Which account?
Hello My g/f is currently going to reclaim her bank charges against her current bank Nationwide. I told her to open an account ready in case Nationwide got a bit funny and asked her to close. So she applied for an A+L current account and got rejected, based on her credit score I feel. Anyone got any suggestions of what…
-
Best A/C
Hi For a kick off I'm not sure if I'm in the right section but I'm looking for a account that I can just use soley for online purchases and sales (ebay etc..) I'm looking for something other than my current account (smile), I'm not sure what the best basic account is. Looking for a web based account don't want an over…
-
Citibank Sterling Current a/c - min. income?
I applied for a Citibank Sterling Current Account via Quidco and have just received the application pack. The Application Checklist states: you must earn* over 20K pa and pay your salary in monthly or * over 30K pa and pay your salary in monthly or make a £2K deposit However, the Terms & Conditions (Sterling Current…
-
Bank Account that does not charge??
Hi, my first ever post (so be gentle with me) My dad has just opened his first ever bank account with RBS, the only bank in the small village where he lives. He only wants a basic bank account, with cheque book facilities. he is getting charged every month for this, the account has added extras that he will not use. The…
-
ID verification gone mad
I know you have to provide ID to open a bank account, and this is perfectly reasonable. But I have an existing account which I haven't used for a while and Nationwide won't let me use it until I go through all their ID verification procedures all over again. Madness !!
-
Paying Into LTSB Through Post Office
Hey, Just wondering, when paying cash into a LTSB account through the post office does anyone know how long it'll take to credit as the cashier didn't know. Matt
-
Lloyds Tsb
:confused: Attempting to claim back over £4600 in bank charges and Unpaid direct debits have had my first knock back letter from Lloyds tsb, Iam going to send a second letter and then start court action but as I live in Scotland cannot use claim online , Can anyone give me advise as to what forms I need to fill in for the…
-
alliance and leicester, what happens with cheques?
Hi, im thinking about switching my current account to alliance and leicester from my current HSBC current account... I dont visit the bank very often only to cash in cheques or on very rare occasions to withdraw large amounts of money. I have no local alliance-leicester branches local to me so how do i go about cashing in…
-
Bank of Scotland Business Banking - BEWARE!!
I run three small businesses and joined the Bank of Scotland Direct Business Banking Account which they marketed as "FREE BUSINESS BANKING FOR LIFE". The only charges I had to pay was something like 40p for writing a cheque (if the account balance was under £5,000). Any money I received was sent in by pre paid envelope.…
-
Debit card CVV number help
I was booking a hotel room with a reputable hotel company They asked for the card to secure the booking as usual but also the CVV number. I said i thought I shoudln't give that out and she said we have to take it to secure the booking. No one will see it. I eventually gave it but am worried now. Should I have done this?
