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How to set up acceptance of credit card payments for a home business? Help and advice
Can anyone recommend a low-cost and reliable provider for a small home business, my customers want to pay by credit card!:confused: Any recommendations/suggestions needed asap to get credit card payment system up and running. Thanks in advance! Cheers!
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Bank account with no postal activity
Posted on behalf of a mate who is going though a messy divorce: He currently lives away from home but the post is sent to his 'home' address and is being opened by his (soon to be ex) wife. I have already suggested getting the Royal Mail to hold his post or redirect his mail to another address. Any other suggestions?
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Student A/C - Need to Move from Abbey
I am absolutely livid right now. :mad: I lost my debit card last Friday and phoned Abbey straight away to let them know. A week later - still no card. Phoned up to see what was happening - (phoned complaints so I could speak to someone who understood me) and basically they couldnt care less. I have been left without money…
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Problem with Halifax High Interest current account
Hi all, I used to be one of those beings who did not believe in switching current accounts. But, after being a 'lurker' in this forum for some time and realising that I am losing out, I opened a Halifax High Interest Current Account. At least, that's what I thought 3 months back when I opened this account. I visited the…
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Bounced Cheque Fee
The incompetent Carphonewarehouse have sent out two cheques to cover a mobile chequeback claim. After holding on for nearly an hour (0871 number :mad: ) I am still unable to get them to confirm which of these cheques has been cancelled and which I can deposit. I have never had a bounced cheque so could someone tell me what…
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Really basic question re switching to A&L
Hello there I've just opened a Premier Direct Current Account and have received a cheque book and debit card. I haven't done the switching yet and after reading another thread here have decided to do that myself. My question is - can I start using the interest-free overdraft already? ie can I pay £1,000 (my limit) into my…
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Direct Debit refund not happening after broadband switch!
Hi, I moved broadband provider from Pipex to Plusnet. The Pipex direct debit came out on 21st Sept, and the service was moved on 25th Sept. I have contacted Pipex 3 times about the pro rata refund and no response. I called my bank (A+L) and they said they can't do anything. I thought under the direct debit guarantee they…
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bank charges for 16yr olds
We opened a bank account for my daughter who lives away from home during term time as she needed to have access to a cheque book. We duly opened an account with Nationwide and she inadvertantly went overdrawn and had two cheques returned with charges of £60 in total. Of course, as she doesn't earn any money I'll have to…
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BACS Payment into the wrong account
I hope somebody out there can help me as I am at the end of my tether - I recently made a peyment of £5500 to a supplier by internet bank transfer - unfortunaletly the account number was incorrect but this was not noticed until after the funds had cleared into someone elses bank account. The Bank can not give me any…
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A&L. How do they apply credits/debits?
hello. A&L: Premiere Direct account. on the 8th November a bank credit arrived in my OH account for £500.00. this gave a balance of £950.00 inc. overdraft. later the same day my OH arranged a transfer for the same £500.00 to another current account to leave the balance at £0.00 (plus OD). nothing odd so far and we all know…
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Best Bank account for someone with a default
Hello all, I'm In a bit of a pickle, currently I have a default in my name due to charges from the bank of scotland when I was made unemployed :( they have now closed my account. I'm just wondering if there is any banks out there where you dont have to pay monthly fee's that will allow you to set up a bank account even…
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Is this bank money-making scheme or just life in money-laundering reality ?
This is just a mild irritation but still .... I'm buying a flat and due to complete next week. I transferred the completion monies from ING ( 90k ) to my Lloyds account planning to online transfer them to the solicitors today. But I can't - the maximum single per day transaction is 10k. I spoke to them ( reg for telephone…
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Help with budgeting?
I am looking to tighten the belt and one of the bst ways its seems is to set aside a fixed amount each month for clothes,going out, kids stuff and those unfortunate unexpected events that come along. So I thought of putting the £300 in a seperate account and keep track that way. So any ideas for a suitable instant access /…
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A+L refer a friend received £50 twice
For some reason they have given me and my friend 2 x £50. Do I do the honest thing and tell them straight away or stick in savings and earn a few pence interest until they notice. Or can you claim it as an unsolicited gift!!!
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Lost £2500 in transfer
I am holding a barclays current account from last 5 years. I requesed a transfer of £2500 to a different bank account with in UK. This was the 3rd time I've tranferred money to my new bank account. I see the funds being debited from my barclays account but not yet credited to another bank account. Its been 9 working days…
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oops - repeated post
where's the darned delete button?
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Barclays internet banking
Hi - this isn't money saving but I'm not sure where to put it and would value your input I've been trying to log into my BF's barclays internet banking loads for the last 2/3 days and keep getting 'Sorry - Barclays Online Banking is currently unavailable.' after the initial log in screen. Is this normal? Is anyone else…
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Hard Selling by Banks.
My husband and I have current accounts with the NatWest - he has an account where he pays so much a month for services we don't really use, but keeps it going in case we need the credit line offered (£5k overdraft limit). Although, we have never used it anyway. I have a normal one with cheque card etc., and a £600…
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16yr Old - Debit Card
Dear MoneySavers, Im 16yrs old and am looking for an account that will allow me to have debit card. Im not too fussed about interest rates etc, i'll just put money in when i want to use the debit card rather than use it as my savings account. Currently i havn't been able to find one, although i'm sure i know someone who…
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Help: Are there downsides to a new/ having several current account?
I have been with Lloyds for 10 years. If I move my current account will it affect my credit rating? Will there be any negative impact on my credit rating or are there any rules preventing me having several current accounts (in order to get high regular saver interest rates) with standing orders shifting money between them?…
