We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Bounced Cheque Fee

The incompetent Carphonewarehouse have sent out two cheques to cover a mobile chequeback claim. After holding on for nearly an hour (0871 number :mad: ) I am still unable to get them to confirm which of these cheques has been cancelled and which I can deposit.

I have never had a bounced cheque so could someone tell me what happens if I just deposit one of the cheques and it was returned? Whould I pay the cancellation fee or Carphonewarehouse:confused:

Comments

  • I take it that CarPhone Warehouse have sent you 2 cheques instead of one?
    Deposit both and if one has been stopped, it will be returned to you, CPW may have paid a fee to stop the cheque, you shouldn't be charged unless you go overdrawn because of it.
    Could also pop into a CPW branch if you can to see if they staff can get through to the right people to find out on your behalf.
    Would ceratinly write a letter asking for your call charges to be refunded though!
    £2 Coin Savers Club (Christmas)- £86
    £1 Jar (Christmas)- £29
    Christmas Vouchers Saved: £145
  • Some banks do charge the account holder a fee though, if you deposit a cheque which is then bounced. If you check first, and your bank isn't one of them, then I would go ahead and deposit both...
  • anniecave
    anniecave Posts: 2,477 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    this website may help you with an alternative to the 0870 number ...

    http://www.saynoto0870.com/
    Indecision is the key to flexibility :)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.8K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.