Current Accounts after Bankruptcy

PacePhillips

I unfortunately went bankrupt 15 months ago and am now discharged. Although lucky to find a passbook account to have my wages paid into throughout the term of my bankruptcy i am now getting considerably frustrated with it as it means a visit to the branch every time i wish to withdraw funds,(which sometimes proves quite difficult) and am unable to set up direct debits etc. i would like to hear from anyone has been in the same situation, and has any idea which banks/bs's can and are likely to offer me a current account after a recent discharge from bankruptcy. Cheers, Pace.

BYould

Pace, been through the same thing myself, however there are lots of accounts you can open as a discharged bankrupt I will list a few:

1. Nationwide flexaccount (basic), this comes with a cashcard and internet banking aswell as letting you do direct debits and standing orders, apply online at https://www.nationwide.co.uk for an instant result.

2. Cooperative Bank Cashminder account, you need to phone them for the application form but the account comes with a Visa Electron card and also internet banking, DD's etc.

3. Norwich and Peterbrough basic account, comes with cashcard and cheque book (I believe this is the only basic account that gives you a cheque book), internet banking, DD's etc. Goto https://www.netmastergold.co.uk to find out more and apply online.

4. I have just opened a citibank sterling account which comes with a visa debit card and cheque book although I believe you have to earn over 20k a year for this.

There maybe more but these are the ones that I have used. Good luck

Ben

grumbler

See:
Hi please help
Declined Co-Op Cashminder where now?

PacePhillips

Hi Ben, just a quickie to say thanks for your post. Will get on the case straight away. Cheers. Pace