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£100 if you switch Halifax current account
Hi fellow MSEr's, My apologies if it has been posted before. I went to our halifax local branch and there are leaflets and big ad in their sign board that they will give £100 if you switch to them. It says that "they'll credit your account with £100 within two months of receiving your signed switching forms."
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basic bank account
hello all i need to open a joint basic bank account either by post or over the net, hsbc have said we need to go into the branch together which is just not possible either im at work or at home with the kids while he is at work apart from sundays which is no good. Can anyone help me, has anyone opened a basic account this…
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Bank Travel Insurance
We are a retired couple taking lots of holidays, and we use my Lloyds TSB gold account travel insurance for which I have to keep £2,000 in the account in order not to pay charges. My calculation is that if I got 5% interest on my £2,000 less tax at 20% it costs me £80 per annum for the two of us, and insures us up to age…
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Which new Current Account for a couple?
My girlfriend and I have just made the big step of buying a house together and have used this website regularly throughout the process. We want to set up a joint current account to pay the mortgage and bills etc. but are non-plussed about which one is best to choose. I'm currently with HSBC and she's with NatWest but we…
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A & L rejection and alternatives?
A friend recently applied online for a Premier Direct Current account, but got a quick rejection saying that they couldn't offer her that one, but would let her have a current account. I guess this rules out the referral for both of us, which would have been nice, but, more importantly, she wanted a bank account that would…
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Receiving money from abroad
Hi, could anyone tell me the best way for my cousin in Australia to pay some money to me? I don't want for it to cost him or me any more than necessary. thanks
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Dipping in and out
Hello cahoot have been annoying me of late so i'm looking at moving current accounts. Credit % isn't the massive thing for me. I pay in around £1700 per month but lots comes out: we normally dip into overdraft by end of month but never more than £500 The one thing cahoot did was never batted an eyelid at dipping into the…
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How do I make a bank transfer?
Hiya guys how do I make a bank traansfer payment to another person's account in the uk? I'm with Natwest and have a current account.
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hsbc new admin fees ~warning~
For as long as i can remember banks always arranged overdrafts free and as long as it was pre arranged you wouldn't occur charges for going overdrawn just pay interest. Imagine then my disgust at hsbc's new way of making money. Obviously the charges they impose are big news at the moment and i guess there worried about…
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Charge for a bankers draft?
Hello, I need either a Bankers draft or building society cheque ready for thursday (apparantly they are one and the same thing?) and have the money ready in my current account for this but..... they (halifax) want to charge me £10 for the privilege :mad: Is this correct, as in the past I have used a building society cheque…
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Skycard Ripping Me Off!!
I have a 0% Skycard with a credit limit of £4400. Last month i went over the limit unknowingly by a couple of hundred (the let me??). This coincided with my laptop breaking so i was unable to do online banking etc but knew (thought) i would be safe as i have a direct debit setup for monthly payments. When I looked at my…
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Bank charges again - help needed
Hello ALl Just starting procedings on behave of my girlfriend. I have read and read until my head hurts on this subject but still got a couple of questions so I thought I would ask here. She getting charged "Charges" and also charged "interest". She was also getting charged interest when she was in credit. Can she claim…
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Torn! (Switching current account)
Howdy. As part of my PayPlan thing, they suggested I set up a current account away from NatWaste (which I've been planning to do anyway). A quick search on USwitch identified a few options: - Alliance and Leicester (where I have an Online Saver); - Cahoot (chequebook and no-chequebook option); - Smile (initially the one…
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Bank Charges - What do I do Next?
I have sent the Data Protection letter to my local branch on the 8th of September along with the £10 cheque. The Cheque was cashed two week later and I still haven't heard anything from the bank. Should I be sending them another letter or should I ring the bank? Thanks in advance
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Can I demand a statement with the dates of my choice?
I do on line banking with Barclays, and have a statement every six months. I had one a week ago from April to September. I now find I need a statement from July to September, the reason I need one with this date is, That's the dates they asked for and the month of April as one transaction that is a bit delicate for my…
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Cash Advance - Charges
Please can you help?? I have just been charged a 'CASH ADVANCE FEE' for using my DEBIT card to purchase some foreign currency - my account has never been overdrawn and I was not withdrawing any money against any chqs or uncleared funds. I feel as though I have been well and truly ripped off by my Bank being charged to take…
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refunds on unfair credit card charges...?
*HUGE breath in* I had a look on the credit cards boards but couldn't see anything there about unfair charges... I have 2 current accounts, Natwest and Barclays... 7 credit cards and 8 storecards... *ouch* All have had thier fair share of charges off me for the last 8 or so years... more so the credit cards and storecards…
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Reliance bank
Does anyone have any experience of the Reliance Bank which if I understand it correctly belong to the Salvation Army. It seems that a allowable amount of their profits goes to the work of the Salvation Army. I'm thinking of banking with them and just wondered if anyone on here has done the same thing.
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Cash paid in.. but not showing!!
I paid in £534.89 (£500 cash and £34.89 cheque) to my First Direct current account (via HSBC Branch) using my paying book at 11.30 this morning. I've just check my online banking as it's not showing??? :confused: I can't see any reason why the cash is not showing!!! I've looked back at my other cash deposits and all have…
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basic bank accounts for a sole trader
Can anyone help my ex has left me with a terrible credit report after a divorce and i have just gone self employed but i cannot get a bank account does anyone know i there is a bank out there for buissnes accounts like basic personal accounts, thanks.
