refunds on unfair credit card charges...?

*flutterby*

*HUGE breath in*

I had a look on the credit cards boards but couldn't see anything there about unfair charges...

I have 2 current accounts, Natwest and Barclays...

7 credit cards and 8 storecards... *ouch*

All have had thier fair share of charges off me for the last 8 or so years... more so the credit cards and storecards - are there many success stories of these?

Reclaiming my charges is going to be a HUGE task for me and this is my first baby step... before I do anything else though how likely is it that I will have to clear my balances/overdrafts?

I believe there are companys that will do the process for you, has anybody used one of these? I realise they will want thier cut...

All help much appreciated

*breathe out* lifted foot ready for first step!!!

Edinburghlass_2

First step is read Martin's article here

If you sign up for the CAG forums you'll fnd they have a board there for credit cards help.