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Can LLoyds TSB chase Current Acc defaulted over 6 years??
Out of the blue this weekend my boyfriend recieved a very bizarre letter from a company called Tower Investigations asking him to contact them. Obviously our minds went into overdrive, me thinking he had a secret child or something and after a weekend of worry he called them this morning and it turns out that they are…
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Nat West Address
Good morning, I have spent the weekend composing a letter to send to Nat West regarding disproportionate bank charges that have been made on my account. I know realise that I haven't got an address for their head office! Can anybody help? I worried that if I send the letter to my branch it will just get left on a desk…
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Bank Charges from Natwest
Hi I sent a letter to Natwest on the 28th September (the 1st letter to reclaim my charges) asking them to respond to me in the next 14 days, which would be this Thursday. I have received a letter todat from the Complaints Dept confirming that they will respond to me on the 18th October, whic is nearly a week over the time…
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LLoyd's TSB regular saver account
Hi fellow MSEr's My wife and I would like to open a regular saver account with LLoyd's TSB. Do we need to have a separate current account to open one or we could have a joint account and both open a separate regular saver account? Thanks in advance.
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Help me get some perspective
I'm sorry for putting this in two places but I wasn't sure which was more appropriate. I need help with my Budget Plan. I've put in a link to the thread. If this isn't allowed, I don't mind if someone deletes one. http://forums.moneysavingexpert.com/showthread.html?t=279129
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Business account
Are setting up a limited company and need a bank account but have a really bad credit record. Don't want a loan or anything just an account with a cheque book but no cheque card. ANy ideas who I can approach? Was going to ask the Ombudsman for advice what do you guys think?
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Secure Homes - what do you think?
Hi all, I've have been trying to re-sort my finances yet again! and wondered what your opinions are on Secure Homes. We have been with them since we had our first home almost 20 years ago! but I have just realised that they are now charging us £14 per month for the services they provide. We went with them initially as we…
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Halifax new online banking look/service
I managed to log on to the Halifax online banking service yesterday, looks good(its no reverted back to the old look again), i was interested as i wanted to see what they would allow my overdraft up to!, It was £250, but they would let it go up to 4.5k, which is thought was kinda silly amount, considering when they wont…
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£100 p/m slush fund
I currently pay £100 per month into a Barclay’s current account paying 0.1% for when my car insurance/tax is due or any other annual bills I have to pay. Decided now though that 0./1% is a bit crappy, so just wondered what would be the best current account to use for this purpose? I know many of the high interest current…
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Changing bank accounts
Is this easy to do or not? I've been reading with interest how we hardly change banks and stay loyal, potentially loosing out on good deals. I was wondering if its worth the hassle to change? We have a joint bank account with a OD limit of £3000, all our direct debts are with this account as well. Is it hard to switch…
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Current account/credit score
Help! Just applied for my first credit card- an amex plat- and was DENIED!! AARRGHH!!! I dont know why. Maybe its because I paid some council tax bills rather late a few years back or maybe because I have never had any credit of any kind before (never ever been in debt and dont intend to be). Anyway, I have loads of cash…
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Funding Lloyds 8% regular saver
I've read on this board that you don't need to fund the Lloyds regular saver through a Lloyds current account. Lloyds maintain that you do. Is anyone actually funding NOT via a Lloyds current account? I'm trying not to loose interest by doing multiple transfers and my feeder account is better than the Lloyds current…
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Joint Account
Can the A&L premier direct currant account be a joint account if not what is the highest interest paying account that can be a joint account?
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Shocking Revelations on Dispatches Last Night!
Hi all, note to admin: if this thread has alreday been started somewhere else i apologise for not fuinding it, feel free to close this and ill know that this discussion is alreday taking place. no doubt anyone watching C4 News last night saw the investiagtion the dispatches program had made into the wholesale selling of…
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How many A&L Current accounts can I have?
Anyone got more than 1 A&L premier direct account? Mine is over a year old so am getting charged interest on my OD. Also not able to get the 12% saver. Would I still be eligible for the refer a friend bonus when I open a new one? Is there a limit to how many I can open? Thanks,
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Joint accounts
Hi, my husband and I have always had seperate accounts, but now we're expecting a new arrival in feb, we want a joint account. It wont be used much, just for family allowance, and any joint cheques we may get once our baby is here. (we were given joint cheques when we got married but nowhere would take them.) But I have a…
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How do you keep track of your finances?
What system do you use to keep track of cheques written, direct debits, payments on debit card etc? My husband has just set up as self employed, so I want to make sure I keep up to date with our personal finances. Not sure if there is an easy system that I can use on the computer, maybe something I can download? Sorry for…
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Multi Currency Current Accounts
I currently have my account with Citibank as they offer me 3 accounts in 1 - sterling, dollar and euro and thus it means that I can switch the currency of my money simply. Does anyone know of an account that offers something similar?
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LLOYDS sneaky re cheque clearing
I am a long-time customer of lloyds bank, have never been overdrawn and regularly pay cheques into the account. This week I deposited a cheque for just over £5000 on monday 2nd oct and today 6th it still hasn`t cleared. The cheque was from my post office account and there is no problem with it. I am spitting here because…
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A&L Premiere direct current account
I am thinking of opening the above account, not least because of the £50 you get for refering a friend and I plan to refer my partner. Does anyone already have this account? Do you recommend it and does anyone want to refer me so that we can both get £50 ?
