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Woolwich account fraud
Morning, Happy friday 13th! I've just checked into internet banking and some scumbag has taken £273 ($500) out of my account yesterday. Even worse, the Woolwich say they are going to send me a visa dispute form, cut off the card and they can't give me a timescale for getting the money back. £273 is a lot of cash when it's…
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Quick banking question...
OK... I just want to be sure before I send off a check: If a check is made out to "John Smith and Jane Smith" or "Mr. and Mrs. Smith" does it have to be deposited into the Smith's JOINT checking account, or can it be deposited into EITHER John or Jane Smith's checking account? I've got two checks I want to deposit, but…
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Co-Op getting annoyed with refunds...?
i got a phone call today from Smile to tell me that a cheque had just tipped me over my limit today (first one in months) and thus they wanted my cards and books back for my Smile current account and Co-Op credit card. i explained that my wages were due to go in tomorrow etc, but they wouldnt budge. They referred to my…
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Oh really!
In my inbox. At least learn to use correct English.
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help with budget
1,100 mortgage 400 medical fees 125 council taxes 300 groceries 100 utilities (hey this is england and the houses are not very energy efficient) 100 household supplies (toilet paper, dishes (they break with kids) cleaning products.. 100 clothes (thats shopping at thrift stores for me and the kids.. and buying the hubby…
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£50 charge for 9p overdrawn!!
Is this a record? OMG ... £20 for going over overdraft £30 for paying DD when overdrawn!!!! I'd laugh but it's so not funny!!!
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incompetence rant lloydstsb
flippin lloydstsb. i have banked with them for 20 years. went to ATM with my business account debit card and the machine retained it as it had expired!!! no sign of a new issue card from them so i ring them and they have not issued a new one because i missed one loan payment in JUNE that was resolved and paid up three days…
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2nd letter deadline passed, do I now add interest to my charges claim online.
ok after 2 letters its now time for the online claim, thing is do I add interest at this stage now?:confused:
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Best current accounts for bad credit?
Hi, Can anyone help? I am looking for a current account that would be available for someone with a poor credit history. She has a £400 overdraft with HSBC but wants to leave them. Thanks, Jack
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Overtime
No idea if I have put this in the right place, but I need to work out my hourly rate. I work for a one man band and worked 4 hours overtime yesterday. Earn £27K a year and work 35 hours a week. Plus, should it be time and a half for overtime or not. Not sure how to approach him over this.
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Quick CHAPS question for anyone who's awake?
Can CHAPS take more than one day? My employers owed me some money and, after much nagging, swear that it went out of their account by close of business on Tuesday by CHAPS.No sign of it in my account yet.....should I be worried? Thanks.
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switching current accounts - direct debits failed
I've recently switched current accounts, and I used the "switcher" service offered to me by my new bank. I opened the new account on the 22nd Sept. On 28th they wrote to me to say all my "regular payments" ie standing orders and direct debits would be going out of my new account from the 4th October. I thought, wow, that's…
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Money in the ether
I would like to know why it takes four days or more to tranfer money from my TSB current accout to my TSB credit card done over the phone or on PC? Where does the money go for that four days? Does the TSB use it? If so why don't we get a share of the profits? Years ago it was because it took three days to process a cheque,…
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Using A&L debit card in branch
Since having my A&L Premier Direct account since the end of last year,I've only ever withdrawn money at the counter using my debit card. I visit the branch about once a month on average. Today I was told this was not allowed & that I should in future use the cash machine for withdrawals from my account. When I explained…
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Bad credit rating and need to open new A/C
Hello I need to open another bank account as im going through the final stages of taking Lloyds to court re Unfair bank charges, However im on benefit as a single mother and do have a messy credit rating, i dont have CCJ's or anything serious like that, but when i have applied online all the banks have said "NO SORRY" etc…
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A&L internet helpdesk - has this happened to anyone else??
Woohoo! My first post in any forum, EVER!! I've been following this site for roughly three years now and I love it (used to just go for the freebies but now I've got older I base all my financial decisions from info off this site!!). However, I've never felt strongly enough about something to warrant posting on a forum,…
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Community group bank account
I've just become treasurer of a community organisation and need to set up a bank account. We need one that can have several names on a cheque book, internet access would be nice, not paying any fees would be vital. Any suggestions. A&L don't do one... Str
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The One Account
What is the general opinion on the One Account. Obviously my mortgage is my biggest debt at about £187k (I have no others) and I have a reasonable amount of savings (circa £10-15k). Is the One Account really as good as is made out?
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Overdraft Termination Notice
I have just had a letter informing me that, since I haven't paid in any money "for some time" (how vague is that?) the bank may withdraw my overdraft facility. The last payment was in fact 31st July - so it takes about 6 weeks till they set this procedure rolling. I have written and rung & told tham I am currently selling…
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Cheque book out of date
Hi Can a cheque book be out of date? Someone just had a cheque returned from me, there was money in my account. Phoned the bank and they have no record of the cheque trying to be cashed, but he said it might be an old cheque book? Cheers
