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Natwest - Charge refusal
Hi After sending a letter to Natwest claming back just over £1000 of charges, I have now received a response from them stating that they believe their charges are fair and reasonable, blah blah blah, and will not be refunding me any money. Do I now submit a claim via the courts? Thanks
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moving current accounts
might seem like a stupid question but ive got a bog standard current account and i want to move to another bank for various reasons (im fuming mad with them) is there an easy way or will i have to sort out all the things going in to the account seperately? im just worried it wont change over right or take a long time and…
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A & L £50 offer problem
Having had a graduate account with the RBS which had an interest free overdraft I am now keen to switch to the Alliance and Leicester's current account offer (0% overdraft for the first year) However, I would like to snap up the free £50 in the offer too (Well, £50 is not a small amount is it?!) BUT.... I have a joint…
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Upgrade Lloyds TSB Cash Account
Good evening folks, Does anyone have any experience of upgrading a Lloyds Cash account to a 'normal' current account? I had to get a basic account last year but I'm now in a (much) better position and have recently obtained a Barclaycard and mobile contract; thinking things are on the up I've made an appointment to try to…
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Robbing Peter to pay Paul?
I have a HSBC current account which my wages go into and an Intelligent Finance joint current account which all the mortgage and bills are paid out of. I am about to go overdrawn for the first time since opening the IF account (only by a few quid and within my overdraft limit). I go overdrawn in my HSBC account quite…
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Good internet banks
Can anybody recomend good internet banks. I am currently with the alliance & leicester but the website is poor! transactions not listed in statement but effected in balance, transactions listed in statement not effected in balance, 2 days to transfer money between MY current accounts with the A&L. What I would like is…
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Victory
Just 7 days from Court and Barlcays sent a letter offering to settle in full. Thanks to this site, and having my questions/queries answered by these people here in the forum. It was taken a couple of months but have reclaimed just over £400 and was well worth it, :j
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Citibank card question
Hi All I have applied for a current account with citibank (Without an overdraft) I recieved loads of information from them with a copy of the application form to sign and request for a bank statement and check for a quid so I assume everything is ok, my question is there is no information on what type of card you get with…
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smile.co.uk
I'm sure there was a thread on here recently about opening a Smile account and getting 12 bottles of wine free but I can't find it any more. Can anyone point me in the right direction?? :confused:
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A and L £50
Anyone give me any idea roughly how long it took to get your £50. I paid my first £500 in just over 2 weeks ago and wondered how much longer I'll be waiting? Thanks
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Natwest charges
Hi i have a natwest "current plus account" which does me fine around 18 months ago i noticed £12 being taken every month at first i thought it may be charges for me being overdrawn, i enquired and the bank told me it was interst charges, but how can it be £12. It now seems that it is for an advantage gold account charge, i…
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HSBC offering upto £45 to open accounts with them
HSBC are offering £25 if you open a HSBC Bank account with them. In addition, they are offering another £20 if you open a HSBC Credit Card with them. Regards Sunil
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Simplifying
Can anyone give any suggestions how to simplify the whole way of life with regards to bills,budgeting etc. i seem to have loads of d/d out of bank etc, loads of files. i use micro money but i find the categ. to confusing and i feel i just want to have a less stress free way of living.
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Removal of name from a joint account possible?
Hi All Just a quick question that I hope someone may have the answer to... my other half opened a joint account with an ex. The account has never had any of his money in, and he has no interest in maintaining the account. We have sent her the forms to sign to agree to remove his name from it but, for some silly reason:mad:…
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Not sure where I stand on this....
I signed up for a free trial with Match.com but even though it wasa free trial I had to input my card details. In the last week I've not been able to cancel my account (I had looked several times on the site) but there was no link to cancel the account. I checked my bank account online yesterday and found that Match.com…
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Co op bank links?
Hi, sorry to be a nuisance again. I need to switch accounts to a basic one and I am leaning towards Co op cashminder but it mustn't have links to - NatWest Egg A&L Direct Line Barclaycard Lloyds I know co op is linked to Smile but are they linked to any of the above?
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Multiple student/current accounts and claiming
Hi, I have multiple student accounts (2) and am overdrawn on both. I assume this is against their t+c's but I've never really looked to be honest. One overdraft is nearly paid off, the other (of 2 grand) will be with me for at least 6 months. I was considering claiming back my charges (about £500 in total) but was worried…
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Where is that post?!
Sorry to ask, but yesterday I read a post somewhere which told you which banks/bs were affiliated with which. I need to get a basic account and I'm trying to decide where to try for one. Can anyone direct me to that post please?
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LloydsTSB Fraudsters
Last month I received an email from Microsoft inviting me to another year of their Hotmail Plus service and if I would like to have my account automatically renewed then I would have to renew my credit card details which have expired. I have just looked at my LloydsTSB account online and guess what had been taken out on…
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Bankruptcy and current accounts etc
Several years ago I had it all - credit cards, loans, mortgage ... Then I didn't. My bankruptcy was discharged a couple of years ago ( and I have an ever improving rating due to mobile phones and catalogs) BUT it's been impossible finding accounts, loans etc with reasonable rates and conditions. Provident door to door…
