Multiple student/current accounts and claiming

rubuhoeikanaika

Hi,

I have multiple student accounts (2) and am overdrawn on both. I assume this is against their t+c's but I've never really looked to be honest.

One overdraft is nearly paid off, the other (of 2 grand) will be with me for at least 6 months.

I was considering claiming back my charges (about £500 in total) but was worried - is the re any way that, through this process, they might find out about the other account and give me the shaft? Maybe I'm better off holding fire until I have at least one of them paid?

Cheers!

jonesMUFCforever

LTSB have just uncovered a major fraud with student accounts (basically acceptance letters or UCAS letters were being doctored and copied).
They are now checking all student accounts direct with Universities and some people will shortly be getting a visit from the bobbies.
No doubt they will be sharing this information with other banks.

regularsaver1

you are not supposed to have more than one student account either

rubuhoeikanaika

regularsaver1 wrote:

you are not supposed to have more than one student account either

Err, not to be rude but ... that was the whole point of my question ...

rubuhoeikanaika wrote:

I have multiple student accounts (2) and am overdrawn on both. I assume this is against their t+c's but I've never really looked to be honest.

jonesMUFCforever

If they do a search on you there is a good chance that they will see that you have had credit elswhere.
This might make them give you 30 days notice either to close the account or repay any overdraft you have.

Cypher

One overdraft is nearly paid off, the other (of 2 grand) will be with me for at least 6 months.

If I were you I'd get the first one paid off ASAP and then close it so you only have one before they suss out and come after the 2 grand