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Directorship and bankruptcy
Hi, got quickie ... I know that it is not allowed to be Director or board member while undischarged, but i will ask anyway. About year ago i have started Ltd. with my friend and his sister. we split shares 48:48:4 so we have tie-breaker if we disagree. So we made me director and him secretary. We dont generate no profit,…
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ccj question please
Hi everyone Could you please advise me. I had a ccj papers arrive a couple of weeks ago, i took advise from here and cab and sent them back offering a pound a month. (Northampton County Court) Now i have been told that my offer wasnt acceptable and they are applying to the courts to have it applied. What should i do now…
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Repossession Legal Wording
JUst a quick update. All ready BR, my repo court date was wednesday (6/10). I've been on line today and the case confirms the following Order of Possession *It is ordered that the defendant give the claimant possession on or before 3rd November'10 *Money Claim Adjourned generally Enforceable Order Raised I assume these are…
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Going Bankrupt when on a Debt Plan!! Help!!
Hi all, I've read this forum in the past and found useful info. I have some debts of about 5 grand with 10 different creditors but for the last year not been able to pay them due to splitting up with my ex and in and out of work. I decided to go on a Debt Plan with DebtFixers the other month, £150 a month for i presume a…
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Case transferred to RTLU
My wife and I had our case transferred to the RTLU about 3 / 4 weeks ago. From reading the forums, i take this as good news. One thing outstanding however, is our house. We have had an offer from the RTLU about purchasing the BI, but we are going to offer them slightly less. My question is: Will the outstanding issue of…
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AD next week, bank account question?
I'm due AD next week, but was wondering once my file has been cleared up what bank accounts would i be accepted for and could i open an ISA too?
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IS Temporarily Unavailable ?
I have just posted my comment from my other thread, in case it may be of use to anyone. It would appear the IS is unavailble until the 25th October? I apologise for my ahermmm comment about about the IS. But i do have a sense of humour, hidden in here somewhere. Maybe there should be a ' sticky ' about this, because there…
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Br Forms..Where are they?
Hi everyone, I called our county court 2 weeks ago to have the BR forms posted. They still havnt arrived, is it supposed to take this long? Should I ring up and ask where they are,or is that not a good thing to do. One good thing I suppose is that I have gone through the answers over and over in my head....its almost like…
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Can anyone offer any advice
Hello My GFs mum is in a real mess financially and its causing her a lot of problems. Heres a brief on her situation. Big 4 bed house in very bad state of disrepair worth (80K max) due to the amount of work thats needed. Its very nearly unsafe to live in. She has debts of around 20K and no possible way of paying them now…
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.. Just about to start the process ...
Hi all :) .... I have gone through this forum and have to start with BIIIIGGGG thanks to Everyone for great job you do. I am about to start BR process, but before i do i just want to get some outside opinion. I have talked to CCCS and NationalDebt line as well as Churchwood financial, so i got response from both charities…
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Early Discharge Update..
Hello All, About 6 weeks ago I posted on the forum that my OR was applying for my early discharge. I filled in an Income Tax return and crossed my fingers.I returned from Honeymoon recently to a letter from the OR. The Early Discharge was granted on 13th September 2010. I went bankrupt on March 17th 2010, with nearly £40k…
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My partner is bankrupt
Hi Just some quick advice if anyone can help. I'm getting married in December. My partner went bankrupt last year and had to sell his car and a few other things to pay off creditors. He received a letter quite recently saying he doesn't owe his creditors anymore and nothing will be deducted from wages. However, I was just…
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br form. wills?
ok soo i was looking at the br forms look very confusing lol but anyway i saw a section that said do i have any concern in any wills or something to that effect anyway..... so am i ment to ask all me relatives if they leaving me money when they die ? or does it mean if someone has died recently and am waiting for there…
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House in BR
I have not seen this answered anywhere. I am three months into my BR. I had a large mortgage on my house and the value has been sinking for the last two years. The receiver seemed happy to leave the house alone since there was little or no equity. I was happy at that since it disrupted my family to the least degree. I have…
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Bankruptcy. The best thing I ever did
Just wanted to air my recent experience to give hope and support for those in Debt difficulty. Having been troubled with Debts £20.000 + I eventually sort advice and started Bankruptcy proceedings via a money advice agency which cost me £350.00. In return they supplied and filled most of the paperwork. Once completed and I…
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Bankruptcy After 12 months- what happens?
Hello I've been looking at all sorts of threads but cannot find anything about what actually happens after the 12 months of bankruptcy? (after your discharged?) Also I lost my job and took the first job which was offered to me as needed the money and really not enjoying it, with my experiance I could be earning quite a bit…
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BR fees
I ve had a letter from the IS asking me for the name and address of any third party who paid my br fees. Why do they need to know this and is it normal to ge this letter? Just something else to worry about!
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release of trustee and new job
Hi My partner started his new job this week after being out of work and then self employed since the start of his BR. Today we received a letter from OR stating she is applying to be removed as trustee. Is there any advice about what our timing should be in letting the OR know about his new job? we have been prompt with…
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Sky Phone Line
Hi Guys, Just a quick question, we have been bankrupt for about a week now and I am now strating to get letters from companies to say they have been informed (that was quick!) for example the water board and mobile phones have been switched off (no money owed to either) and I was just wondering what I can expect from Sky…
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Made Bankrupt in Feb 2010
Hi all, I was made BR Feb 2010, and I am due to be released Feb 2011, I have an question, my daughter stopped receiving Child Benefit, but I did not let the council know, it has snowball into us now getting part of our Housing benefit and also we now have to pay council tax, the only problem we have arrears of £131, the…
