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Rodent droppings on second viewing - happy to pay and renegotiate price?
Hi all! I found a doer-upper of a house that had been tenanted for 20 years until it was put up for sale October 2023. A previous purchase fell through (apparently due to funds/chain issues), and it was remarketed in February 2024 - my offer was accepted that month £25,000 below asking price. I have not viewed the house…
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Stamp Duty Question on replacement main home
Hello, I live in a flat on a crumbling cliff - at some point it will be uninhabitable and it won't be possible to sell it so I am looking to buy a second property to become my main home. I am assuming that because it's a second home I will still have to pay stamp duty despite the circumstances as I need to buy before it…
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Help deciding whether or not to replace conservatory??
Hi all, ..just looking for some opinions please... Background:- 20 odd years ago we added a conservatory to the back of our house. It is all wood, (too the floor), top 2/3rds glass, bottom 1/3rd wooden panel, with a traditional "plastic" roof. Usual problem, of too hot in summer and too cold in Winter...and it is now…
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Using The Same Solicitor for Buying & Selling / Quote
Hi all, I hope someone can give me some advise. I originally got a solicitor on board for just selling my leasehold flat as I was going to move in with family and buy 6 months later. I have now changed my mind and asked for a quote as I have a property I want to buy, actually had an offer accepted on yesterday :) . Does…
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Guarantor Debt
Hello, I wasnt sure where to post this so I could be in the wrong place. Before I ask for your help, I would like to just point out that my step son, who this post involves, knows he's been naive, foolish, unwise and all the rest! ( his dad has pointed this out to him now) OK so my step son acted as guarantor for his…
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Finance options to buy out siblings of our inherited ihouse
Myself and 2 younger brothers have inherited our mothers house. We disagree on selling strategy, one wants to wait till the market improves, one lives there wants to sell but not cheap and I'm prepared to take a bit of a hit to get it sold. We're in our early to late 50's, mortgate not an option, I got one quote for…
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Additional survey request from buyer
Hi all, This is my first post, been an anonymous lurker for quite a while :smile: I accepted an offer on my Victorian Terrace recently, which I have lived in for 12 years, it was just over the asking price as I had 3 offers the day after it went on sale. I accepted the highest offer from a cash buyer who wanted to rent it…
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Wanting to buy a house not yet on the market
Me and my partner are first time buyers. We have recently been made aware that a particular property will be on the market soon. The owner recently died and had no family so the house will be sold by solicitors. They are currently in the process of being granted probate. We have been able to view the property through…
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Scaffolding on Right of Way
We own and live at the end of a private access road. Driving onto the
private road from the busy main road the entrance is very narrow with
no splay area and buildings on both sides. On the right you pass two old
cottages (one after the other) and on the left a single storey old stone building (gable
end on the main road…
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Damage between exchange and completion
We've exchanged on our house
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Buying a garage- what to consider?
Hi, can anyone offer advice please? I'm considering bidding at auction on a block of garages and some parking spaces in the town where I live. I currently have no garage at my house so would use one. The others I would look to rent out. If my bid was successful at auction, in addition to the purchase price there would be…
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First Time Buyer Mistake Made?
I have an agreement in principle and can borrow up to £130K I have made an offer on a house for 120K which is accepted by the owner. I have a.mortgage meeting with a broker on Tuesday and was told to get my paperwork in order bank statements etc I thought it was sensible to open a 2nd account which I had in my head would…
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As a landlord can I run something past you guys.......
I have just had an inspection report from my agents for a flat I rent out. The tenants are good and have been there 4 years. On the latest report the agent has said that 2 floor tiles have cracked in front of the toilet in the bathroom and the tenant would like these replaced by me. Now I'm not sure if this is down to me.…
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What can home owners do about noisy tenants?
Hello - I have finally purchased my first property and now on the property ladder. I moved in only a few days ago and already have neighbour problems. There are tenants upstairs, with a young son running and jumping around and it’s so loud! Is there anything home buyers can do about this? (I know tenants have their own…
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Building Safety Act 2022 - A "qualifying leaseholder" if more than 3 properties in UK?
Hi - the Building Safety Act 2022 came out in the past few months aimed at protecting leaseholders from being charged the costs fire safety / recladding costs by the freeholder. https://www.gov.uk/guidance/building-safety-leaseholder-protections-guidance-for-leaseholders There is a good online checker to see if you…
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Trusts for son with additional needs
We are at the start of potentially buying a property for our son who has mild additional needs. He does not work (DWP decision not ours). He has had some unfortunate times in private rents and we need peace of mind on his future. Has anyone experience of Discretionary Trusts/Vulnerable Adult Trusts etc. Can't get out heads…
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Help required with questions from buyers
We’ve accepted an offer on my late MIL’s property and had several questions/issues raised by the buyers, can anyone please help with any answers or how to respond. Here are the 9 points raised, I know some are pretty obvious: (I’ve added notes under each) 1. Cavity wall insulation has been retrospectively installed. This…
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Rental deposit over new rental regulations
Hi Everyone, We moved to our house in 2015 and there was a 8 week deposit asked of us, plus a blanket ban for pets. The government rules changed in 2018, that not more than 5 weeks of rent can be asked from renters. Now our letting agent has never contacted us to say that they will refund us the 3 weeks of rent because of…
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Public foul gravity sewer directly under house help please
Hi looking for some advice if possible. the property we are buying I have found out today has a public foul gravity sewer directly under it. I'm aware they are often running through gardens but have read is much more rare under the house itself. I'm now concerned as what if it cracks under the house? will it effect my…
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Can I approach a seller directly?
Hoping someone will be able to help. i had an offer accepted on a property. Took all the appropriate steps to get a mortgage in place. Keenans asked if I would like to see what their mortgage broker has to offer. So I agreed to have a conversation despite having told them I have already spoken to someone. As I was shopping…