-
Open new Santander Edge and Current accounts?
Hi, my 6% on the Edge saver accounts expired today so I closed them via chatbot. I noticed that if you open new current accounts you also get Amazon vouchers. However, you need to use the current accounts for purchases to qualify for the voucher, which I imagine would trigger the monthly maintenance fee, wouldn't it. Is it…
-
Recommendations for account to replace Tesco Clubcard Pay+ please
Hi all, As the above is sadly closing on the 26th April I need to find a suitable replacement. It was a perfect account for the purpose, you could only spend the amount in there and got Clubcard points for all spending. So ultimately looking for a similar new account, with a debit card where money can be added weekly to…
-
Question about Lasting Power of Attorney
Hi all, hope someone can help! My parents are in the process of sorting Financial LPA's. Both me and my brother did ours last year. They can't afford to use a solicitor, though I didn't use one myself anyway. One question I have been unable to answer, or find the solution online, is this: If you tick the box that brings…
-
Stick with Santander 123 Current Account or Switch to Santander Edge Current Account?
I have had a Santander 123 Current Account for years and am wondering whether to switch to a Santander Edge Current Account instead? I don't need an overdraft and am more interested in interest rates and cashback. What would be the best move?
-
Click to Pay ?
My bank is going to enrol all their customers onto Click to Pay unless they explicitly opt out. It is possible to lose Section 75 protection though with some Click to Pay transactions. Is this worth worrying about?
-
£50 Amazon gift card for opening a Santander current account (14/04/2026 to 30/04/2026)
Get a £50 Amazon gift card + between £20 and £51 cashback. Offer ends 1:00pm, 30th April 2026. OFFER HAS NOW ENDED. LINK - taken from TopCashback for the Edge Current Account (£20 cashback + gift card), LINK - taken from TopCashback for the Edge up Current Account (£20 cashback + gift card), LINK - taken from TopCashback…
-
gifting money to a friend
I know there are limits on gifting money to avoid IHT etc, but are there limits/rules/laws on gifting sums of money between family or friends, non IHT avoiding-related? How would one go about gifting a sum (say between, £10,000 or £20,000) to a friend? Granted there will be many 'what if the friendship fails' or 'what if…
-
Scottish Halifax Accounts Changing
Just a heads up, it looks like LBG are doing some housekeeping with regards to Scottish Halifax accounts. I received a letter today informing me that , because my Halifax Reward Current Account was originally opened in Scotland (about 30 years ago, and has been my main account ever since), it's changing to a BoS vantage…
-
Are there alternatives to Direct Debit for monthly fees?
I’ve noticed that some monthly payments (like gym memberships or subscriptions) are still taken by Direct Debit, but they don’t always go through smoothly and can lead to missed payments or extra hassle. I’ve heard a bit about newer options like Pay-by-Bank or Open Banking payments and wondered if these are being used more…
-
Easier way to send multiple bank transfers at once?
I was wondering how businesses handle situations where they need to send multiple payments from one pot of money at the same time. For example, if a firm needs to pay out to a large number of people from a single amount, is it usually done as lots of individual bank transfers, or is there a simpler way to handle it in one…
-
Warning to Nationwide customers and a big step backwards
Shocked to find Nationwide have 'switched off' their sms notifications for insufficient funds, without telling me! I noticed two Council tax direct debit payments bounced but, only after a month, as the council did not notify me either. In the past, I have always relied upon Nationwide's sms message alerts to give me the…
-
Bank Fraud
Hi - needing some direction with my current case. 2 Weeks ago , i noticed money being taken from my account on betting sites. I notified my bank immediately to be advised the transactions were pending and before they could not act on this , the money physically had to leave my account?? Is this normal ??? So, i waited…
-
Advice on Wise accounts please
Hi Until recently I have used Equals Business to provide two prepaid cards but they have introduced a £25 per month fee. So I have been checking out Wise who don't seem to charge a monthly fee. However I'm not sure I fully understand how they operate. They don't provide a contact for non clients. We just need two prepaid…
-
Need a little advice, my take home pay is different to whats calculated...
So I've been using this https://www.thesalarycalculator.co.uk/salary.php to calculate my take home pay estimates... I earn 38K a year. According to the calculator my PAYE should be £423.83 and NI £169.53 But the actual deductions were £441.20 and £176.49 Not wildly different but nearly a weeks shopping. But I also have a…
-
NFT Main Disbursement
I have a credit on my statement from "NFT Main Disbursement". No idea who/what this is. I asked my bank to help identify the originator of this payment, and they helpfully advised me it came from "NFT Main Disbursement".Tried google, without any luck.Any ideas?
-
Santander free forever bank account changes
Just got a letter in the post that Santander are changing my business account to £9.99 a month. I've had it a very long time and remember Santander trying this move before only to be told they can't because the original sign up material pushed it as being free forever. Does anyone have any thoughts?
-
Switching to FD or Barclays with debt
Hi, I have had defaulted debt with both HSBC and Barclays in the past. Both accounts were sold on to debt recovery companies, and so nothing directly with them at the moment. The defaults were over 6 years ago and so no longer appear on my credit record, although I am still making payments to the debt recovery agency…
-
Co-Op Switch - Have I done the right thing?
I opened a Co-Op current account last week, mainly to gain access to the 7% Regular Saver, but I also hoped to benefit from the £175 switch bonus too. I applied for a switch (from a redundant Halifax account) on Monday - the switch application took the form of a sort of online PDF file, which I filled out and "signed"…
-
Direct Debits from Santander chequing account
I switched an account to Santander, deposited the £1500 as required and the switch was completed yesterday. Today I switched in two direct debits but am wondering if the incentive offer only applies if the two direct debits were already active in the account that was switched in? When I checked the Santander site, I found…
-
Barclays £400 switch offer for opening a Premier Account (17/02/2026 to 30/04/2026)
Barclays have launched a new switch offer for their Premier Account. Excludes anyone who has ever received a switching bonus from Barclays or anyone who has had a Barclays current account open on 17th February 2026. 😥 T&Cs. This offer has been added to the archive.
