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Royal London STMMF NAV/Price?
Hi…. Anyone noticed that the Royal London STMMF hasn't updated it NAV/price since 6 May? It is not something I have noticed previously, so was curious if this is something that just happens periodically or is unusual?
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Transfer Sipp from HL to Fidelity
I am thinking of transferring my SIPP from HL to Fidelity and take advantage of their cashback offer. I am assuming there will not be any exit fee to pay HL? Fidelity states that the cashback will be paid 90 days after 05.04.2026, so I can leave after the cashback has been paid should I wish to?
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INTEREST PAYMENTS ON SAVINGS ACCOUNT
I opened a normal savings account with Cahoot in June 2025 (not ISA) with interest to be payed monthly. I still have this account. Will the tax man want the interest from Cahoot, for my PSA, each April? That is from June 2025 to April 2026….and then from April 2026 to April 2027 ?
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Good sound investment advise
My son turns 18 and has built up £25000 in his junior ISA which comes to an end on his birthday. Going forward can anyone advise what would be good sound to invest this money. We don't mind a little risk in investment.
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Barclays, upto £2500 cash back for a cash, investments, or ISA transfer
https://www.barclays.co.uk/smart-investor/campaign/transfer/?campaign=SI_Email_Acquire_Campaign_email_Premier-2915-competitor_&chnnl=EMC Got an email about this, this morning. Need to transfer over £200k to get the maximum cash back and it’s paid out within 12 weeks after the end of the offer window I think, so around end…
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Multiple Regular Savers - maintenance
Hello, I've recently started my journey on getting multiple regular savers. I was wondering for a newbie (who is happy to be incredibly organised and can be), what would be the key information one would write down for each and every regular saver in their spreadsheet? (I tried searching the forums and I'm sure this has…
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FAO those that left HL
Right, thats it, sick and tired of HL now. I'm off. Was waiting to see how my charges looked once increased before deciding what to do with my SS ISA F & S account, cash ISA along with the wifes SIPP. Final straw was last week, wife withdrew a small sum £3K from a cash ISA, took 3 days even allowing for bank holiday to get…
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The Faster Payments Cut Off Times List
Welcome to this thread. The purpose of this thread
is to provide a regularly updated list of the cut off times for faster payments
made into the savings accounts offered by various banks and building societies
to begin earning interest the same day. Given the sheer number of banks/building societies
there's bound to be…
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Need help maximising savings
Hi all ========================================================================= UPDATE: Based on advice on here, and shopping around (not eligible for new customer rates with current top-paying providers as existing customer), thoughts please on the following plan: £87,400 (Trading212, Leeds BS & Moneybox ISA's) Transfer…
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Index linked savings certs renewal
The perennial question of whether to renew a maturing certificate. I'm aware of the new being locked in for the whole 3/5 years aspect. You can get savings accounts with higher rates currently, even factoring in a 22% basic rate tax, but only just. I am a basic rate taxpayer. I know no one has a crystal ball, but I'd be…
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Life insurance policy payout
Unfortunately I am looking to put a claim in for one of my parents who is terminally ill. The life insurance policy was written into discretionary trust with me and my sibling being trustees and also beneficiaries (50-50). The claim form has a section to enter bank details for the payout with just space for one account…
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Coop regular saver - can I pay directly into it?
Good morning - just that really, do I need to pay it from my co-op current account or can I pay from my Lloyds straight into the Co-op regular saver please? Thanks so much! x
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Selling commonwealth bank of Australia shares
Hi My late mother and (not late) father own some shares in the commonwealth bank of australia (ASX code CBA). Details are vague but they somehow came into ownership of these many years ago via a scheme offered by the teachers union they were both members of. For clarity my mum and dad are both UK residents and have only…
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Cahoot Sunny Day Saver / Simple Saver
Hello. New to the forum and beginning to start thinking about investments. I have read different things on this but I was wondering if someone can clarify this - I'm thinking of opening up a Cahoot Sunny Day Saver as an easy access earning 5% (max it to £3k) and a Cahoot Simple Saver (where I suppose the rate of 4.17% is…
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AJ Bell removed fees for regular investments
From 1st May
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Seeking clarification regarding FSCS protection for funds in a Stock & Shares ISA
Hello. I'm considering opening a Stocks and Shares ISA with a view to eventually maxing out my annual ISA allowance, which is currently £20,000. I have no other ISAs currently. I am somewhat confused as to how FSCS protection works with regards to money invested in an S&S ISA. On the FSCS website, there is a page which -…
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GB Bank
They are top of the leader board for one year fixed rate savings. Anyone got experience of this bank and can comment? Thanks
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My late mum's Stirling Mortimer land fund
My late mother was mis-sold a £50k investment in Stirling Mortimer land fund 9, some years ago. Her estate has finally been concluded and the final disbursements are being made. But this closed-ended investment is left with us having no idea what to do with it. I've not posted on the wills board because my question is not…
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Move to a SIPP S&S(stocks&Shares) from a standard ISA
Good day, Is it possibly to move/convert having maxed out the New 2026 tax year ISA already from its S&S(stocks and shares) only status now and move/convert/invest it in a SIPP S&S (stocks and shares) pension? Thanks for any advice
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Raisin letter
Hi all - I've had letter from raisin to say I've not used them lately, and if I deposit 20,000 I will get a £50 bonus. My question is as this was a letter not email, are they true to their word and when does the £50 happen? Thanks all
Have a savings question you're keen to discuss? Here is where posts around ISAs and tax-free savings live.
