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Insurance & Life Assurance sticky
Here are some Forum threads you might find useful: * Home Insurance Discussion * Cheap Car Insurance Discussion * Car Insurance Tips & Tricks * Level Term Assurance Discussion Area * Car Breakdown Discussion Area * Gap Insurance Guide Discussion * Compare Breakdown Cover Discussion * The Great Hunt: Have you used a loss…
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CCJ and home insurance
Hello I realised that i had forgotten to put a CCJ on when updating insurance in 2024. The CCJ was back in 1995 and settled 2001. this resulted in increase in cost of insurance of around 75%. I accept that was my "error" but what annoys me more is that in the statement of insurance, shows CCJ, IVA & Bankuptcy together,…
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Vehicle into front wall
Never thought id be writing this but a neighbour has reversed off their drive, over a rockery and large bush and then into my property. They have damaged the front wall/ windows and pushed a radiator off the wall. You could see the vehicle through the wall! The vehicle was brand new (75 plate and had just picked it up) it…
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Blocked
Has anyone else experienced this? I downloaded compare the market app from a dementia forum page but the next day it’s telling me I’m blocked???? I didn’t post anything I was looking for information. I’ve emailed them but they’ve not responded yet. I’m a 70 year old lady and I don’t go on any untoward sites. I’ve deleted…
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House Insurance Query
Situation: Parents deceased, Semi-detached house left to son and daughter 50% each. Son made exectutor. Son and family live in house free of charge. Son does not insure house. Daughter lives in her own house. Question :- If house goes on fire causing damage to adjoining property, son unable to pay the cost of repair to…
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Branch of neighbour's tree has fallen onto my Garden shed
Another question for you bright minds before I approach my insurance company again. Overnight and due to a local storm here in NE London, a tree branch from my neighbours has fallen into my garden and is currently perched on top of my garden shed. Is it worth making a claim, approaching my neighbour or do it myself? After…
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Leaseholder excess payment following roof leak that damaged my property
Hello everyone, I’m a leaseholder and recently experienced a significant roof leak that caused damage to my property. The issue appears to have originated from the building’s roof, which I understand is typically the responsibility of the freeholder or managing agent under most lease agreements. I’ve already documented the…
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Income protection and pre-existing conditions
Hi all, Does anyone know of any trustworthy income protection insurers or insurance brokers that can provide at least some income protection for pre-existing medical conditions? It seems some do, but I am struggling to find them without calling up insurance companies or being compelled to complete an online quote. Sincere…
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Home insurance legal cover - period issue
Dear forum, I have just (sept'25) received a civil claim against me for the sale of a house in Feb' 2023. At that time of the sale, I had legal expenses cover through my home insurance from Jul'22-Jul'23). To complicate matters, the claim handlers for the insurers changed in June 2023. I contacted the present claims…
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credit hire car from insurance company
Good afternoon, I have a situation, following a car accident, which I don't know how to proceed with. So, following an accident with our family car, we have been contacted by insurance company to receive a hire car for the time our car is under work. As I understood from all communications way and back with insurance…
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No claims discount
Hello , I had a car accident recently to which i have admitted responsibility. The other party involved has made a claim for damage. I got my insurance renewal today and the price has increased nearly 50%. I have been on a comparison site to see if I can get a better price. When it says how many years NCD do I have what do…
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Home Emergency Cover
What's everyone's experience of "Home Emergency" Cover ... One of the things often tacked on to a Home Insurance Policy to cover things like blocked drains, leaking pipes etc. Is it a rip off ? What's the forum's experience of actually using it ? I live in a semi-rural location and my oil fired central heating boiler…
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John Lewis Finance Pet Insurance
Hi, This is a feedback thread on pet insurance provider: John Lewis Finance Please share your experience with other MoneySavers. Click reply to take part: * Have you experienced problems? * How quick did they help? * Happy with the overall service/premium? The feedback comes as part of the Cheap Pet Insurance guide. Thank…
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Pet Insurance, Exclusions applied mid policy.
Hi all :) Newbie here ! We took out pet insurance with Animal Friends for our new pup 2 years ago. During the first year he unfortunately had some problems with a condition called Ataxia ( he had symptoms similar to a stroke). This resulted in significant vet costs including a couple of visits to out of hours vets. Animal…
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Complicated Life Insurance Situation
Well people might think this isnt complicated but its not something I would normally deal with so wondering if anyone has any advice. Long story short Mother in law had a longterm partner who took her for tens of thousands of pounds with the promise that he would pay it back. She was diagnosed with early onset dementia 10…
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Car Breakdown Discussion
This discussion is specifically for you to feedback on Car Breakdown cover Please first read the Cheap Breakdown Cover Click 'post reply' to have your say and let us know if it's about home or car cover To discuss other issues please use one of the following: Car Insurance * Car Insurance General Feedback * Report Super…
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Aviva aquires Direct Line Group
Direct Line Group and its subsidiary companies have been acquired by Aviva.
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Moved: Looking for advice gift from work
This discussion has been moved.
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Extended travel cover
I have an annual worldwide policy with a max trip length of 45 days. I am going away for 52 days. Present insurer will not provide cover for the difference. Anyone know an insurer who will?
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Hasting Direct - Rejected Claim for Boundaries Overturned through FOS
Hi Everyone, hope this helps someone being scammed by Hastings. I wanted to share a rather unhappy exchange with Hastings Insurance (Advantage Insurance Company Limited) for a recent and valid insurance claim, which they rejected and I had to go through FOS to get approved (it was). My neighbor was sadly scammed by a…
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Does anyone have any feedback on Hastings Direct?
I've just come to look at a car insurance quote from last week (previously £800), and now hastings has popped up with a quote of (£350). I've not changed any info and on all previous quotes I've not noticed hastings. It seems too good to be true really.
