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Insurance & Life Assurance sticky
Here are some Forum threads you might find useful: * Home Insurance Discussion * Cheap Car Insurance Discussion * Car Insurance Tips & Tricks * Level Term Assurance Discussion Area * Car Breakdown Discussion Area * Gap Insurance Guide Discussion * Compare Breakdown Cover Discussion * The Great Hunt: Have you used a loss…
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property trusts re home insurance
i would like the MSE website to make its users aware that many insurance companies will not insure homes that are partly or entirely the subject of a trust agreement.My mother has been insuring her home for the last 10 years without knowing this and should she have had a claim,she would not have been covered!She only…
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Cover wise holiday insurance
Hi Everyone I would just like to make people aware of taking travel insurance with this company ,when dealing with AXA.I was basically just diagnosed with stage 4 cancer and this company has made my life and my wife’s life a misery.We had booked an holiday to Turkey at a cost of approximately £2200 via TUI.We received aa…
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Travel Insurance via a human being, not a robot.
Please can anyone recommend a good travel insurance provider or broker with whom I can actually engage in a conversation between one living organism (me) and another living organism (their representative)? 1) I do not like seeing real people's livelihoods being usurped by robots, as increasingly seems to be becoming the…
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Repair via insurance or settle?
Hi everyone unfortunately someone rammed into my car yesterday whilst in a queue to join a dual carriageway. He was driving an enterprise rental van so it's not his car. He said to let him know how much it will cost to repair and he will settle privately. I don't want my premium to go up and I only have 1 years ncb. I have…
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Health Insurance - advice
I'm looking into taking out health insurance. I'm getting to the age (early 40s...) where I'm having a few aches and pains that might be nothing, but might equally develop into something. I'd like to have a full health assessment but think it would be prudent to take out health insurance first. If you had symptoms of a…
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Private Health Insurance Deals and Tips
As neither my or my wifes employer have health care schemes, i have private health cover for my family of 4 with Axa. Every year, even without claims, they bump up the price and i call them and bargain them down. None of us have any health issues. I have the excess set up to the max of £500 to bring the premium down but…
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Multicar Insurance Renewal - will not insure vehicle on next renewal - Advice please
Hi folks - don't know if anyone has had similar happen to them but I am somewhat confused.com!! I have been insured with LV for over 6 years on a Multicar Policy which is due for renewal in Jan 26. I have received a letter from them telling me that when my renewal is due, my T5 LWB will no longer be able to be insured by…
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Building Insurance for Leaseholders - misleading advice ?
The Home Insurance article in last weeks tips email stated “…..buildings
insurance is usually only for freehold homeowners (otherwise it's generally the
management company's or landlord's responsibility…..” Surely this is dangerously misleading ? I’m not sure what is meant by “Management company” – we pay £15 per annum…
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Merged: HELP! Multicar Insurance Renewal Hell!!
This discussion has been merged.
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Aviva home insurance – kitchen still a mess 2 years on
Hi all, I’d really appreciate some advice and to hear from anyone with similar experiences. I’ve had a long-running home insurance claim with Aviva after an escape of water which damaged my kitchen. Their appointed contractor, Premier Property Services (PPS), started but never finished the job, and I’ve been left with a…
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Cancel or pay.
My father in law took out a £60k life insurance policy for my wife (his daughter) many years ago. I took overpaying premium when he passed. I reckon over £36,000 paid in in premiums by now. Recently the company increased premium to £180 per month to keep full benefit, with other options either keep lower £100 pm with only…
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Avanti - Travel Insurance for pre-existing conditions (are they legitimate?)
Hi guys, My wife and I are travelling to the USA in January and, because of my wife’s medical conditions, the insurance is pretty costly. Bare bones, ie minimum cover, quotes range from £1010 to around £3,000 The cheapest is Avanti and before booking I checked them out on Trustpilot. The score was 4.8, out of 5 based on…
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Insurance claim
hi all. i recently made a claim on my home insurance for my wife's eternity ring. insurance provided a new replacement ring of choice which was was great at a cost of approx £2k. a week or so later i received a cheque for just under £400 with a a letter all addressed to me. I assumed this was part of the settlement so paid…
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Anyone with British Friendly Society and having end loyalty bonus declined?
After 40 years they denied my end bonus in April 2025 so as to bolster their coffers (sitting at 198% of legal requirement already) and at a time of great success for the society. This is pretty outrageous. I therefore decided to defer taking my savings out hoping they would reinstate it for 2025. But they haven't - they…
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How to get markers off my car insurance database when car insurance companies deny they did it
Dear Forum, I would really appreciate it if someone can help. I will try to keep this succinct to not bore everyone but I can elaborate if more information is needed. I have a screenshot sent by email by a We Got You Covered car renewals call handler showing I have three markers under "cancelled insurance". This can only…
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ASU Insurance Policy
I have just turned 64 and looking for an ASU as I am self employed and the director of my own company with no other staff. I have contacted numerous companies but have yet to find one that covers at my age. I don't need Life Insurance or loss of limb or a broken limb as I already have that. A recent horse riding accident…
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Beware Goodtogo Travel Insurance – A painful lesson after medical emergency abroad
We learned the hard way that an “Excellent” Trustpilot score doesn’t mean much when you’re stranded overseas and relying on your insurer. We took out a single-trip policy with Goodtogo for a holiday starting with a stopover in Singapore then on to Thailand. My husband suffered a motor-sensory stroke on the outbound flight.…
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Confused on "£1m" level of buildings cover - do we really get that?
Just renewed with Hastings and they asked me for house rebuild cost despite policy stating max £1m rebuild cover and £75k contents. I always thought these high max coverage figures were great as I don't have to amateur guess rebuild cost or tot up all the bits of content value - we would have decent headroom in the event…
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Vehicle into front wall
Never thought id be writing this but a neighbour has reversed off their drive, over a rockery and large bush and then into my property. They have damaged the front wall/ windows and pushed a radiator off the wall. You could see the vehicle through the wall! The vehicle was brand new (75 plate and had just picked it up) it…
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Motability insurance issue
My husband has a motability car for the past 15 years. We've had this one for 2years. My husband backed into another car at a carpark recently. We reported this to motability insurance Direct Line and they informed us he wasn't on the insurance policy. I'm the designated extra driver. Always have been and do most of the…
