Insurance & life assurance

Here are some Forum threads you might find useful: * Home Insurance Discussion * Cheap Car Insurance Discussion * Car Insurance Tips & Tricks * Level Term Assurance Discussion Area * Car Breakdown Discussion Area * Gap Insurance Guide Discussion * Compare Breakdown Cover Discussion * The Great Hunt: Have you used a loss…

Hey As above—I'm a bit worried our buildings insurer might refuse to renew or massively rocket up our premium (and by massive, I mean anything over 15%). Has anyone experienced this predicament? If you did, who did you manage to get buildings insurance with, and how much extra did you end up paying? Was the excess the…

Hi the claim has closed other party admitted liability but my insurance premium has more than doubled. no claims protected 9 yrs plus. can I claim this as a loss from 3rd party?

I have had to renew four insurance policies in the space of a month (two home and two car ) for myself and mother-in-law. all through confused.com and I duly claimed rewards. I received one and now have been blocked from receiving any and any access to existing ones that I have ( the Greggs free drinks ). Confused say…

Hi, we're in a dilemma over our life insurance, which we mainly have to pay off the mortgage should one of us die. We first got our mortgage in 2003 for 25 years and life insurance to cover the term. We moved house in 2005 and increased both mortgage and life insurance to 30 years, which would therefore finish in 9 years…

Hi My 91 year old mum's house has has subsidence issues in the past. She has made 2 insurance claims because of this in 2019 and 2022. She was previously insured through Zurich Insurance, who undertook work to remedy issues caused by subsidence. After the second claim, on renewal Zurich informed mum that they were no…

Im very concerned. Ive just been reviewing my building insurance document and realised I didnt answered one of the questions correctly. It asked if the property had ever flooded. My answer - apparently - was No, however, the property did experience a flood 4 years ago. I didnt make a claim as it was so minor. And I simply…

Hello, HAS ANYONE HAD EXPERIENCE WITH A THIRD PARTY MANDATE BEING COMPULSORY? Loss Adjuster from QuestGates had instructed QuestGates Surveying Services to do a scope of work for my claim - they asked me if I wanted the QGSS surveyor to act on my behalf - I said no. Over a period of 3 months, I got 3 written requests for…

So I received my renewal quote today from PDSA for £309 (up from £238 last year), no claims for my 9 year old dog, I have been with PDSA for many years and expected an increase due to his age and that other people would have claims effecting the operating cost of PDSA But then I thought lets do a comparison (like for like…

Hi all, I'm hoping someone with experience working in motor insurance underwriting, broking or policy administration might be able to offer some practical insight into how a situation like mine would typically be handled. I previously took out a life insurance policy following the usual application and medical underwriting…

I have an additional driver on my car insurance who has sadly passed away. Should I inform my car insurance company? They have never actually driven my car and were never going to.

My 19 year old son has been driving nearly 2 years. He changed his car 6 months through his current policy. At the time, we ran a full years quote to ensure it would be affordable and it was only around £300-400 more than his current annual price. His insurer only charged £144 to change the car for the remaining 6 months.…

Good Morning All, I have a issue where I am trying to make a claim on a natwest insurance policy from 2019. The issue is that they are saying that I had a standard policy and not a premium policy. I can find a policy number for the standard policy but not the premium one (although I do have a premier booklet in my files).…

Be very careful when purchasing online from U Drive Cover. Once you complete checkout and receive an automated text confirming your order, you are legally bound to their broker terms immediately. In my case, it was an incident involving an uninsured trailer attached to a completely different vehicle I owned, where the…

Hi everyone, Looking for some advice on a potential structural/movement issue with a rental property in Greater London (1963 semi-detached, brick cavity wall, concrete slab ground floor ie inner bricks/breeze blocks sit on this and outter wall made of bricks sits on its own foundations). The Issue:Following the recent…

Hi, I hope that this is the correct thread. Attempting to buy new car insurance - wasn't aware of how much this has increased😲! Cheapest recommended was Marshmallow - no mention of requirement to use app, until it came to paying. They also wanted to use a verification system to log into my bank account and remain…

Hi, my family travel insurance is very expensive due to pre existing medical conditions. I’m thinking about moving to a packaged bank account for the travel insurance, breakdown and mobile phone insurance, all of which we need. Is it possible to find out how much extra we’d be paying? I know a family member who has saved…

I have recently asked for a quote for critical illness. The VitalityLife Optimised comes out cheapest. However for the Optimised product you need to track your health data with their Optimiser programme. It’s difficult to find out exactly how Optimiser works on their website, but it seems like it’s mainly steps and heart…

As per title I have fully comprehensive Tesco insurance for my own car which entitles me to drive cars not belonging to me third party only. I'm in Glasgow at the minute and am due to pick my daughter up from the airport on Saturday but her car has given up the ghost. My car is at home in N. Ireland. My daughter does have…

I’ve just gone to cancel my campervan insurance with Adrian Flux, expecting the usual extortionate ‘admin’ fees, only to discover that it looks as though I won’t get a penny back. Yes, I know I should have read all the small print in my policy, but let’s be honest: how many people actually read every word of these lengthy…

Hi, This is a feedback thread on car breakdown provider: Startrescue.co.uk Please share your experience with other MoneySavers. Click reply to take part: * Have you experienced problems? * Did you haggle and succeed? The feedback comes as part of the Cheap Breakdown Cover guide. Thank you, MSE Tony