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Insurance & Life Assurance sticky
Here are some Forum threads you might find useful: * Home Insurance Discussion * Cheap Car Insurance Discussion * Car Insurance Tips & Tricks * Level Term Assurance Discussion Area * Car Breakdown Discussion Area * Gap Insurance Guide Discussion * Compare Breakdown Cover Discussion * The Great Hunt: Have you used a loss…
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Self employed tutor - business car insurance required?
I have fully comp car insurance for my Job. I tutor students in their home or at school. Normally I meet them at the venue suggested but recently have been asked to take the students to school as parents cannot. I have been asked by my agency to get business insurance and provide documents. I’m with the AA and contacted…
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First Time Buyer
I have made an offer on a house and hopefully tomorrow I will find out my bid will be accepted. House Price £120,000 Deposit: £13,000 approx Mortgage £107,000 approx Single 30 Year Old. No kids or Gf/Wife. Should I look into life Insurance any recommendations ? Compared a few quotes online ranging from £4 - £10.
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Delivery van wouldn't provide name after accident
Hi, On seeing a delivery van approaching my partner stopped on a narrow country road . The van decided to proceed and badly scraped the side of our stationary car. The driver stopped but refused to give his name but admitted they hit our car. Even saying as much when on the phone to their depot manager. Eventually we had…
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Car Insurance renewal - talking to current insurer for a better price
I've been with a big insurance provider that isn't on comparison websites with multiple cars for several years and been quite happy with them. I always get a higher renewal quote come through initially (except one year it went down which was a pleasant surprise) and I then have to shop around, get some quotes using the…
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Travel insurance for an 82y/o?
I'm enquiring on the behalf of a friend. He's 82 and he's fit and active, and he's planning on travelling to Canada to see his brother. While traveling he's hoping to spend several days in the US to visit friends there. Ideally he'd also like to make it a wider trip and take in Australia as well to make it a bigger trip.…
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Travel Insurance
Do I need End Supplier Failure Cover and Scheduled Airline Failure Cover on my travel insurance? A lot of the insurance companies exclude this so is it worth paying more for it even if I only ever go on package holidays?
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New Home Insurance. Claim or No Claim?
Hi, We're getting new home insurance and unsure if we need to state "Yes" to "made claim in the last five years?". Last year, we had poor work done to our bathroom and wanted to claim on our insurance. Unfortunately, we were told because there were no contract between the bathroom fitter and us, it is unlikely anything…
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House Insurance no fault claim - when we don't speak to everyone involved so you have to
This is actually a long ongoing no fault claim, where to solve seems to be at my own cost, is this just the way it is or with the insurance company to resolve. Brief summary: Housing association property next door (HA), with a water leak, eventually fixed, advised by HA surveyor to monitor for dry out for several months,…
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Home insurance who to choose?
Hi all We recently got a mortgage with Halifax and they use an underwriter called Arc for legal expenses who I have found to be horrendous and decided to look at the reviews and they are worse than I could imagine. So wanting to switch to the best possible company for all 3 of the below. Please can anyone recommend anyone…
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What is the point of Insurance these days?
What is the point of getting any type of insurance when the Insurers will not cover you, or quote an astronomical price for basic cover. For example, * I can't get Travel Insurance outside of Europe if I declare the fact that I have been treated for High Blood Pressure. (Even the fact that you have seen a doctor goes…
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Home insurance renewal
I've just renewed my home insurance with Halifax for the third year at a good premium. When I took the original policy out with them in April 2022 I correctly declared a previous building insurance claim in November 2019 that we made to Saga our insurer at the time. This was shown on our Halifax policy schedules for the…
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Rip Off travel insurance with Medical conditions
hello all, I wish Martin would tackle this subject for older people. I have looked up reviews on most of the recommended companies who have amazing reviews on how easy it is to take out a policy. However looking at the people who have had to claim, most of the reviews are awful.. The premiums are a crazy price too.. one of…
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Home insurance claim for flood - don't know what to expect
My parents had a leak from their attic two weeks ago. It has caused damage throughout the house. A claim was put in on the day after the leak. Currently involved are: 1. insurance company 2. another company to manage the buildings claim 3. a building contractor who has been hired by the above number 2 4. a company to…
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car Insurance for two vehicles
I have an 52 reg car which has been well looked after and I am loath to sell it. I want to buy a Hybrid car a smaller one to use on a more regular basis. Is there an insurance company that would insure them both on the same policy? I would like to keep my NCD for both. Or can I get an insurance on a car over 20 years old…
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Car Insurance Question
We have/had a 10yr old Audi A3. My wife had a
prang in it at a busy roundabout. Although the damage wasn’t extensive, the
insurers said that repair would be non-economic and so offered a write-off
value which was accepted. The fault was almost certainly the other driver’s, by
cutting across lanes, but given the busy-ness…
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Car Insurance Claim
Last year someone hit me and so I put a claim in with my insurance, the company were terrible so I asked the claim to be closed as I was cancelling the insurance with them anyway. Nothing came out of the claim as it was closed. When looking for a renewal quote now, do I have to declare this as a claim or as it was closed…
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Protected no claims?
Hi, I usually tick the protected no claims box on car insurance but I just realised that it may be unnecessary?. I end up changing insurers on all our policies every year anyway as other insurers are always vastly cheaper than the renewals offered us. Therefore the protected no claims becomes of no use because its specific…
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Travel insurance via Travel Supermarket
Last July, we bought a couples annual travel insurance policy by getting quotes from Travel Supermarket. We chose a policy with Admiral, went through to the Admiral website and purchased the policy. Yesterday, I called Admiral to let them know that my husband has a (small) newly diagnosed medical condition - our document…
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Compare the Market Car Giving Insurance companies Inaccurate details.....
My daughter is 18, and has been driving for 10 months on Marmalade insurance with no issue. She has got a job as a carer while she is taking a year out from her studies, and since she will travel to multiple sites, will require business insurance. Marmalade do not offer this, so I will let that policy run out, and I went…
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Lifetime pet insurance is being cancelled at renewal
We have had a letter to say our pet insurance is being cancelled despite taking out lifetime cover. The letter states that the underwriter is no longer providing the cover which is why the policy is being cancelled. Where do we stand with this as now we will be stuck getting a new policy that will cover pre-existing…