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Stoozing made simple?
I have read a bit about this stoozing, and for me seems a logical progression from card tartery. I think it's overly complicated though. I have a few credit cards, most on zero balance (including an egg card - which doesn't pay me if i'm in credit as far as i'm aware), and figure that I can max them out paying money into…
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By how much should one slim their deck down?
Afternoon All, Just a quick question on something that just occurred to me. In the past few weeks I have been closing many healthy limit credit card accounts, all of which never carried a balance outside of promotional offers. I am not really a big-time stoozer but I do intend to re-apply for at least some of the cards in…
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I Have Been Turned Down By Egg Is There Another Card You Can Use For Sbts
Hi There Everyone Great Site ,can Anyone Tell Me If There Is Another Card You Can Use For Sbts Apart From The Egg Card I Was Turned Down In Dec So Im Useing The Slow Method But Its Taken Me A Month To Stooze £900 ,thankfull For Any Help.
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virgin credit card for sbts
Has anyone used a virgin credit card for sbts. if you have, is it by the cheque way.and is there a charge,how much can you move at one time any info would be apreciated :confused:
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List of who underwrites which credit card
Ready to move cards and a little while ago I came across a list someone had prepared - which showed what financial institution were underwriting which credit cards. ie Virgin branded credit card is operated by MBNA. Despite searching this site and https://www.stoozing - I've not been able to find it- anyone able to help me…
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Cashback Card
I've just applied for the Skycard to move all my purchases onto, just wondering if I move my current balance for this month (about £400) from my Conran card across to the Skycard would this effect my outstanding cashback at all- it currently has just over £10 of 'shares' on, would they be affected by a balance transfer? (I…
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If you need your credit reports regularly
Anyone who feels the need to check their credit files very regularly and doesn't want to order the £2 versions all the time: If you subscribe to CheckMyFile (reports for all three CRAs) via TopCashBack, an annual subscription can cost you in effect only £46.61. So checking all 3 agencies is approx £1.30 a month per agency.…
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Stoozing with Tesco
Looks like Tesco maybe clamping down on Stoozers and those chasing 0% deals constantly on there cards. Link here http://www.thisismoney.co.uk/credit-and-loans/article.html?in_article_id=406239&in_page_id=9 Basically says they are considering plans to actively reject credit card applicants that have a history of switching…
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'old' egg card any good for stoozing?
I (think) I have an old egg card. That is one that I opened some years ago, but have not used in around 3 years or so. I think I read somewhere that this is a good card to have, but I can't remember the details - would be grateful if anyone knows and if it can SBT. I can't find the old T & C's for it. I've logged into my…
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0% CREDIT CARDS for retired people
..I have tried getting a card ( citi ) but got a knock-back. My credit history excellent, no history of debt & all cards paid in full at the end of the month.. Advise me please..
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Highest Credit Limit
My 0% rate on my amazon/halifax card will expire in a couple of months time, so I want to get another 0% for 9 months card lined up so i can make the transfer before I go. I currently have the following cards: Amex Blue ~8k limit (1k/month spend but paid off in full) Citicard Visa 1% cashback ~8k limit (incase amex not…
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Which Cards to send back?
Have 'stoozed' this past year using Egg, Virgin, Halifax One, Unison, Marks & Spencer '& More' and Capital One Credit Cards. Halifax One, Unison, Virgin and Egg have come to the end of their free BT period. Proposing to cut-up the Halifax One, Unison & Virgin cards and return them with a covering letter asking that the…
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Another New Stoozer!
I am really new to this and would appreciate any help. I have acquired the Egg money card. Today, I have applied (and been accepted) for the Lloyds Platinum card. I requested a balance transfer to Egg of £3,535.60. So far so good. How can I move the money from the Egg credit card into a high interest savings account. Is it…
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new stoozing project beginers question
Hi all, I have just begun my stoozing project, I have applied for a newcastle BS savings account, an egg money card (SBT) and a Lloyds platinum CC. egg (AFAIK) offers 0% interest for 9 months with a max BT charge of £50. Lloyds (again AFAIK) offers 0% for 9 months with no BT charge So all I have to do is move the money…
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Balance transfers Fees
Does anyone know off which cards offers free or low balance transfer fees and a resonably credit limit? My capital one 0%(£4600 on the card) is coming to an end and I need a need card to transfer the balance onto. Other cards I currently have with funds stoozed on them are :- LloydsTSB - £12000 Virgin - £12400 Mint - £2400…
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Does stooze pot affect new mortgage application?
Hi 2 questions - hope you can help out there 1. Just wondered if you had a large stooze pot and then wanted to move house and borrow more money for your mortgage could it damage your chance of getting a new mortgage? 2. When the zero rates come to an end do folk generally pay off and start again or switch the debt to new…
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Handling Fees
Hey guys, Complete newbie here. Decided to get my !!!!!! in gear and read Martins book over Christmas hols so I'm ready to start saving. Want to start stoozing and have done my research so I'm ready to start. My main question, is there any more cards at the moment that do the super balance transfer with 0% handling fee or…
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Be careful when negotiating with lenders!
Today I spoke to a lady at Egg about my application for an Egg Money card that was refused a month or so ago. I already have an Egg card, but wanted to use an Egg Money card too (for stoozing). After discussing my finances for about 25 minutes, she checked my credit file. Everything checked out, no missed payments and a…
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New to Stoozing
I am new to this site and had never heard of stoozing until last week when I read this forum. I want to start stoozing but am not sure how to start. Do I just apply for a 0% credit card eg sky or egg...what I don't understand is what I do then...I am sure I am being stupid but how do I get the money from the card to a high…
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Stoozing for 2 people?
Hi - I've just started stoozing and it's working a treat. i then wondered if I could do balance transfers from my wifes 0% cards onto my egg money card to keep the whole system simpler - rather than having to open an egg money card for her. This way I can double up on the profits through one egg money card. Is this…