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Natwest Step account
Hello I have applied for a natwest step account on line it came up that its been agreed in princple. I have had bad credit in the past but trying to improve it now. Can anyone tell me if natwest do credit checks on step accounts I wanted an advantage gold account, but it came up with step account on the accounts page
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How many of you have a Cheque Guarantee card?
I am just interested because I recently opened a Lloyds Premier Vantage account and was issued with a £250 cheque guarantee limit Visa Debit card. I was led to believe that banks were to stop offering Cheque Guarantee cards? I mean where accepts cheques anymore? Just interested to know what cheque limits peeps have and…
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Best Current Account?
I currently have Premier Direct with A and L, interest rate now 2% after 2 years with them....(1% minus base rate) Have overdraft of £2400 current balance is £-1200 (just £5 per month) and pay in £1600 every four weeks.....where should I transfer too? Or could I re-open a Premier Direct?
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switching accounts
hi all, im with a&l at the mo, and im wanting to switch to a diff account long story. But im wanting it 2 be as easy to do. They do all the work for me. is there any bank that does it. and quick. thank
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What the hell are Barclays doing? All Current account holders login to check!
Hi all, I've just logged in to my online banking to find that Barclays have listed several transactions on the 1/12/08, as this post will show, the date today is 30/11/08. :eek: I've written to their complaints department, but what the hell is going on? Does anyone else with a barclays current account have this same…
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Really want a flexaccount with nationwide
I really want to open a flexaccount at nationwide, just applied online and it said sorry we can't offer you an account at this time, this message appeared as soon as i finished filling in the form so i don't think they even had time to do a credit check. I have other accounts elsewhere and everything is in order, payments…
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Halifax Standing Order
I pay my mortgage by standing order on 1st of each month. Therefore tomorrow I would expect to see this on my bank statement. I have just been online to check my account and the standing order has been taken out today with a date of 1st December how does that work?
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A&L Faster Payments
I don't know if this has already been covered here but A&L are now processing Faster Payments. I transferred £10 form my A&L Current account to my Halifax Easycash account early yesterday morning and it was in my Halifax account when I checked just before with yesterday's date. So its working. :)
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Hsbc
Hi, I applied for one of the HSBC "Green" current accounts last Wednesday. I called them yesterday as i hadnt heard anything and they said a welcome pack and a request for a copy of my signature had been sent out. Can anyone tell me if that means i have been accepted? Or what happens? Could i still be rejected? Thanks
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Do Barclays Online Bankers Hate Their Pinsentry System?
Hi there, Well with Barclays online banking you need to use their pinsentry reader to generate a pin to gain access to your account, even just to look at your bank statement, which i find utterly ridiculous. Everyone cannot carry around such a huge calculator and NO i do not wish to click on forgot details everytime just…
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Credit Checking.
We live in Spain, but have some UK Bank Accounts, all of which are quite happy to register to our Spanish address. We still have a house in the UK, where our son lives. We have just become nationwide customers, through the take-over of Portman. I thought I would take the opportunity to open a Flexaccount and get a debit…
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What are Abbey playing at?
Long story, but Abbey have totally co**ed up my daughter's student account. First they opened up a graduate account instead of a student account, then 6 months later they transferred it to a current account and not a student account and gave her a flat 1k overdraft which did not increase when she expected it to, despite…
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Faster Payments for VAT, tax and credit cards?
Does anyone know if Faster Payments are planned for payments to HMRC? That's monthly PAYE, VAT every quarter, and twice-yearly income tax. VAT and income tax especially can be large sums to go out all at once compared with the usual monthly supplier bills etc, and not always easy for a very small business to manage well.…
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Standing Orders
Hello, I setup a standing order from my Halifax HI Current Account to take £500 every month into Halifax Regular Saver, details are definitley correct yet the moneys still not moved and the S/O was due to run today. Do they have a certain time they run at or is something wrong? Thanks Chris
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Overdrawn charges... but not overdrawn !
Hi Am after some advice please, don't know much about banks. Basically, I post some stuff, leave the post office a cheque, they fill it and I pick up the receipt next day. sometimes the post office misses printing a couple of receipts so I have to wait until the cheque clears to transfer the money from the websaver because…
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found old cheque book - how to dispose of it?
ok so when clearing out my room i've just found my old cheque book from my bank of scotland account that i'm currently paying off. So what do i do with it, i don't want to just chuck it in the bin, so how do i dispose of it safely?
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Found out i have an account i didn't know about -how to start usin it?
ok so yesterday i got a statement through from Clydesdale. I didn't even know i had an account with them, lol. I think my gran opened it when i was a baby. Anyway it has 80p in it lol, so my mum must have dug into it through the years lol. Anyway it says i got 1p intrest added everymonth, so am guessing its a savings…
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Lloyds Current account, overdraft HELP!
I have been off work, I'm not sure what wages i will get but for the past 4 months work havent paid my wages on time, resulting in going over my overdraft, ive been to the bank today to see my options, the only options she said was to; a) get a loan for £2000, at 24.9% over 36months b) take out a platnium account at £25pm…
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RBS Student Account - didn't get my £100 back?
Ok so i signed up for the RBS Student Account last year, when (i don't know if they still do this) they were giving you either £100 in your account or money off travel. I chose the £100. A year later and i stil haven't recieved this £100, any ideas on how i can get this, or templete letter to the bank about it.
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managed loan extortionate apr
i got in trouble back in feb with my hsbc overdraft and credit card so they combined the two and made it a managed loan.well i got a 6 monthly statement yesterday-the opening amount was £3910 i pay £60 every month and its only gone down to £3773 this is gonna take me forever to clear at this rate but i have really awful…