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Lloyds Bank - Court Claim - Can you help me?
I am claiming from Lloyds bank and have paid £30.00 to the court so far as they seem to be digging in their heels. Has anyone been through this with Lloyds yet that may be able to point me in the right direction when completing this form as Lloyds have filed their defence. I have been advised Lloyds is one of the worst.…
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Can halifax demand full credit card amount if I claim bank charges?
Hi there, I've just added up how much Halifax owe me (inlcuding interest) and it currently totals £978.35. I would like to take the next step and ask for it back but are concerned that as I have a Halifax credit card also with £5,500 on it they might demand all the money back or transfer money from another account which…
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Backdating
I'm still a customer with Abbey and am about to submit a claim, Does anyone know if the charges must backdate 6 years from today's date? Or can I backdate from last November? Cheers in advance Matt
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next step in claming bank charges
I dont know what to do i have claimed £1094.04 from HSBC they have mucked me about since 18 th december. This week they made an offer of £828.18 they have'nt included the interest i added on. I want to ask for a compromise at the amount without interest which is £963,i have tried ringing and they have said i have to do it…
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Bank has finished me off!!!
Hi New to this forum but it has given me something to think about. Today being the 7/2/2007, i found myself in a situation where BarclayCard have taken nearly £3000 out of my Barclays account to pay for a debt i have with them since 2004. I met massive financial difficulties and ended up owing tens of thousands of pounds…
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Poor Losers
Whilst i have been heartened by most of the news on this Forum, i feel i need to relate a very recent tale. Please bear with me! On Feb 1st, i went very slightly over my agreed overdraft. The day before i had paid a cheque into my nearest branch which would have covered the shortfall. However, this did not show till the…
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need help with the duplicate statements
hello i need help, i just recieved my bank statments from the last 3 years but they have no fines on them when i compare the dates to the few that i have my origanals have fines on the but the ducupliates donts how do i work out what they have charged???? please help
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Going to court to reclaim bank charges
Help - need some advice as we have now received a court date and the bank don't appear to be backing down. We haven't had any offer so far just a letter from the bank's solicitors saying that our claim was "embarassing" as they had not received any evidence to back up our claim. We have since sent them further copies of…
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Yorkshire Bank - Default logged with Experian
Just over six years ago Yorkshire Bank interest charges took me over my limit leading to further daily charges that amassed. THey subsequently closed my account without me paying what I "owed" them. I understand that I will not be able to claim these charges back as it is too late but i would like to get rid of their…
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Advice req - court papers lodged - now offer received!
Dear All, Im sure this question gets asked time and time again but.....I have gone through the process of writing to the bank, no response on two occasions so lodged my court papers via the moneyclaim site. The bank acknowledged the papers but havent filed a defence as yet. However I got home from work last night to find a…
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co-operative bank
hi my hubby had alot of money in this bank also known as cis , he withdrew it in dribs and drabs and was charged a hell of alot for taking it out can he reclaim thses charges??? i asked yesterday but think my post was missed sasha
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2nd letter...cant remember where I have seen the answer
Hi I have seen somewhere that one of the letters has to be sent to the companies registered address and not the branch one. Is it the 2nd letter threatening court action that goes to the registered address? Thanks
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Mistakes in charges claimed - help and advice please!
My wife is claiming against the Halifax and sent the first letter with a list of charges plus interest on the 19th January. Having received no reply , today she was preparing to send the second letter threatening court action when she noticed two mistakes in the original calculations , caused , silly enough , by the use of…
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Judge gets Fed UP!
http://www.thisislincolnshire.co.uk/displayNode.jsp?nodeId=156153&command=displayContent&sourceNode=156136&contentPK=16522695&moduleName=InternalSearch&formname=sidebarsearch My local paper has run this story about what our local judge has done. Perhaps you should mention this to your bank when you're reclaiming! :j
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Alliance & Leicester Fined By Fos For Retaliatory Account Closure
All I have just seen this, which was posted yesterday at 22:26 by the Administrator on the Consumer Action Group website! The customer concerned, is due to post ont he CAG website with the full adjudication shortly, and from what i've read, the press will shortly have this information too. "The Ombudsman has just…
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Court Today 12pm
I am up in court with the abbey today at 12pm, i have spoken to the court and abbey and they have said they will see me there, bit of a shock so i'm just hoping all the advise i have had sees me through.
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N1 Claim Form - Help
Hi. I need help with a section on the N1 claim form. I am following the guide posted on the CAG forum, but there is a section to the form not mentioned in the guide. Underneath value on page one of the form, there are two boxes, one for defendents details i.e. address and another for the cost breakdown. I am not sure…
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Two questions re next steps for claiming?
Hi, I'm about to send my letter to LLoyds TSB asking for repayment of charges plus interest. Do I need to send this letter to the same address as the address I used for obtaining the charges info (i.e Data Protection dept)? If not, where can I find the address I need? Also, I have 2 accounts with Lloyds and so far have…
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Refusing to pay bank charges
Can anyone help me with where to go from here............................ I have recently applied to have my bank charges refunded, just over £400.00 including the interest charged to the account. It was easy to identify the interest as this was only ever charged when my account went overdrawn. My bank have now replied…
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late charges for tax returns
This is just a thought and it doesn't apply to me but wondered if it would be of any help to anyone on here. I've just heard the advert on the radio for tax returns. Apparently you'll be charged £100 for a late return.....is this a praportionate charge?....OR should people be reclaiming these charges too. Like i…