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Which letter now for claiming back charges?
I sent the preliminary approach letter 14 days ago asking for my money back of £700. The bank have now replied advising as a goodwill guesture they will give me £300.00 So which letter do i use now? The letter before action? this says failure to respond etc but they have done or Refusal letter (this says as per my previous…
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HELP! Bank charges letter!!
Hi. I was just wondering if someone could give me a hand with wording a letter to my bank. I have 6 years of bank charges, £30-£35 a go, which I want back! I have been in and out of debt for years, and its because of these charges I keep getting into debt!! So now I want to send them a letter stating this. Any ideas?…
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How long did it take you to reclaim Bank Charges
Just wondering how long it took you to reclaim your bank charges from start to finish especially with the Halifax. Many Thanks Janine
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can bank charge me to detail history of unfair charges?
My husband called his bank and asked them to send him a statement of all the charges he has paid since opening the account. They have said that, as he should have kept records himself, it will cost him £10 to get a statement. Is this right? Or is he entitled to this information (seeing as though it is about him) free of…
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Illegal bank charges
Hi there, After following the instructions on this website and attempting to claim back £755.55 in 'illegal' charges from Nat West, they offered me £375 in full and final settlement. I rejected this threatening them with court and they have just written back basically saying that they will go no higher than this offer and…
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HALIFAX! Bank Charge details request Problem
Hi. Wonder if you guys can advise. My Fiancee has sent the following letter to Halifax following looking at reclaiming Bank Charges as so many people have done. This is the letter she sent: [INSERT TODAY’S DATE] [INSERT YOUR HOME ADDRESS] [INSERT THE NAME OF YOUR BANK] [INSERT THE ADDRESS OF BANK] Re: Account number…
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Unfair bank charges
I have decided to sit down and work out all the bank charges that have come off my account, works out about £800 so did the letter to my bank and received a letter back saying they are entitled to take these charges etc etc. I then got a leaftlet titled Addressing your complaint. which advises me to write to the banks…
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Bank Charges - Can we have a separate board please?
Looking at this board as it stands right now, 9 of the topics on the first page relate to bank charges. Surely this board is meant to be about finding the best deal on a current account. I agree that bank charges are a current issue and that people want to discuss them, but this board seems to be ignoring it's main…
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Reclaiming bank charges query: Abbey
I am currently in the process of reclaiming my bank charges from Abbey. I sent off my £10 and requested 6 years worth of bank statements within 40 days (as per the DPA). I waited 2 months..... I rang them a couple of times, the last is when I finally lost my patience. I told them that they were breaching the T&Cs of the…
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Bank Charges Question: How to go about claiming small amounts back?
Hi all, I figure First Direct owe me £45 in bank charges - £30 on my current account and £15 on my joint account (i phoed up at the time and got half refunded). 1) How should I contact them about it? Should I phone them, use online messaging in internet banking or write them a letter using the CAG website? 2) Is it worth…
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New question on claiming back unfair charges, please help.
I sent my 1st letter to natwest claming back my bank charges last monday, today i rfeceived a letter saying they will reply in 7 days with a full responce or an update or progress. Now knowing natwest they will drag it on and on so what can i do to speed things up, or should i stick to my 14 day deadline as set out in the…
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Bank charges claim
Hi People, I am trying to get my bank charges back from Abbey and I am at the point where they have acknowledged the claim through the court
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Reclaim bank charges - Announcement
There is an important announcement over on http://www.consumeractiongroup.co.uk/forum/bank-templates-library/announcement-size-4-center-has.html regarding the possibility of a test case. I have copied it below for easier reference. If this is inappropriate I apologise and I'm sure a mod will move/delete it. Thanks
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finally up to continuing reclaiming bank charges. am i too late?
hope it ok to start this new thread here ... hope somebody in the know will move it if not! after a successful day today ( won a DLA appeal) a huge weight has lifed from my mind (it has been dragging on for 14 months!) - I now feel ready to take on the next annoying thing on my list of things to do.... at the beginning of…
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Going to Court Today
Hi, My court date is for today :eek: and am taking to Barclays to court for £400. Will Barclays turn up in court, Do i have to say anything, If barclays don't turn up, will I win by default? They have entered a defence, Any help appreciated before 1pm today! EEK!
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Quick bit of advice needed on MoneyClaim!
Hi, first time I've posted so i'm bound to be hopeless - sorry in advance! I'm filling out my Money Claim form and I'm writing the particulars of the claim - basically I need someone to read it & tell me it's not total rhubarb - and there's a bit I don't get. This is what I've got so far: "The Claimant has a contract with…
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Reclaim bank charges - help needed
I have 7 bank accounts / credit card accounts that I intend to claim the charges back from. 2 of the credit card accounts have been closed. 2 of the bank accounts are business accounts and have been closed. Does this matter? I presume the banks keep the records, and the the charges can be claimed on the information they…