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Bank Charges, Is Anyone Likely To Do Anything About Them?
With so many people taking claims out for their charges back, quite rightly, is it likely that one of the governing bodies will do anything about them like with credit card fees? It seems that lots of people have this problem, lots of people are unhappy, just as they were with credit charges yet I can't see anything…
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What can I calim back
Hi, Could anyone please give me some advice on the following - I am currently trying to claim back charges from the RBS and got the last 6 years statements I have highlighted all the charges to my account and over the first few years was charged £5 every month then it went to £10 then £12 I know in the last 3 years I had a…
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Natwest Customer Care- Could Be Interesting....
Hi all, My husband has been delaing with Natwest at branch level for recovery of £418 in fee's which have been imposed over 2 weeks on our bank account. This has proved frustrating with Natwest only offering £266 of the £418, so we've told them where to go and to cough up the £418. After some advice from a colleague, he…
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Illegal charges compounding...
Bank :Abbey National amount claimed :£1132 amount paid :Pending OK. Im currently in the proccess of taking my bank to court, But... since Ive requested my bank statements and sent a letter to my bank Ive incurred another £140 in compound charges. Ive moved my finances to another bank and tried to close this account down.…
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bank charges
Hi, I am new to this and a not very computer literate mum who is trying to help her son reclaim bank charges. I have all of his statements but I do not know the difference between o/draft interest,o/draft excess, and o/draft usage fee. Which,if any, can he claim for? Can you also try claiming for unpaid direct debits? Many…
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Costs incurred to Reclaim Smile Charges
Hi guys, Just a quick one before I go to work. Came across the site earlier when told by a friend that you were able to reclaim your unlawful bank charges. Remembering the £100's I paid out to Smile a year or two ago I jumped onto their website and started going through my statements. They only allow you to go back as far…
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Bank charges - Initial reply from Natwest!!
Greetings all, I have received the first reply from Natwest following my request to get back all bank charges. I used the template letter suggested by other members (can't remember the name of the site where I got it from). The following is the exact contents of the letter received from Natwest: Dear Mr xxxxxxxxxx Thank…
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Closed Bank Accounts
Not sure if this has already been asked, but can you claim back the unfair bank charges from a bank account that has been closed for a few years, but does not exceed the six year deadline?
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Do banks have to tell you when they are going to charge ?
Hi folks :hello: Well yesterday i sent off my firt letter to Natwest, the data protection one, so fingers crossed they will come up trumps :rolleyes: Anyway my question is this..... well 2 actually. 1) i have a huge overdraft with Natwest will they just pay it into my account or send me a cheque, or even refuse ? 2) are…
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Natwest
Just to let you guys know I took Natwest to court. won by defult. The failed to defend. I was a 'error' on their behalf that they did not defend. Had to call in the bailiffes though. another error in their behalf? All good fun.!!!!:eek:
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Templates for Bank Charges. HELP!
Help! I'm currently in the process of reclaiming my bank charges from the Abbey. After I received my Statements which took them nearly four long months to send me, I calculated that they had charged me over £4,000 in bank charges. I am so :mad: with them it's drying me insane. My friend said that the next step is to put…
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Unfair charges, not yet charged... advice please?
Hi, Lloyds have kindly sent me a letter informing me that they are taking £60 charges from my account on 1st November for going £30 over my overdraft limit earlier in the month. I've read all about unfair bank charges etc. and claiming them back however all references to this are claiming back past charges and not current…
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Ruling with possible Bank Charges Implications
There was a judgment yesterday when the Law Lords ruled for Deutsche Bank in its right to reclaim tax mistakenly paid by a subsidiary in the 1990s. This could have important implications on claiming past bank charges. Previously we have been restricted to claiming upto 6 years due to the limitations act however with this…
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claiming back charges! what to do next?
Hello all, After receiving my statements, I posted my first letter to lloyds last week (16th October) asking for my charges to be refunded...today i have received a letter from them: Dear Mr Robinson, I am just writing to let you know that we've received your complaint - and to say how sorry i am to learn that you're…
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Abbey National wont give me an address!
Hi, I'm contesting unfair bank charges with Abbey National (who isn't!) I havent posted this in the discussion bit as its a fairly straight forward question. I've given up spending hours on the phone with their customer services team, every time I ring I get them to refund the charges they've already made (£70 so far) and…
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Claiming bank charges on old account
I used to bank with Halifax but closed the account a year ago due to them charging me £65 for going over my overdraft by a couple of pounds a number of times. Even though the account is now closed would it be possible to claim back all charges made aganst the account? thanks
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Halifax and reclaiming charges?
Has anyone had there account closed due to this?
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Reclaiming Bank charges - very small amounts
I've generally managed my current account quite well - I have had the occasional charge in the past, but always complain, and as far as I can recall, I had all of the charges refunded there and then, with the exception of one £25 charge in late 2004. I've just sent off a very basic, polite letter, asking, in view of my…
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Reclaiming overdraft interest?
Dear All, In the process of totting up how much to reclaim for previous bank charges, I've realised that I don't know how much overdraft interest I'm entitled to reclaim. For example, in two months in 2002, my overdraft interest was almost £90. This seems to me to be excessive.... Could anyone spread some light on how much…
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Bank of Ireland bank charges
I have been stunned at the usurious charges here for unauthorised overdrafts. I made a mistake in June - I wrote a cheque and transferred the money from a different account to cover it. However the cheque was cashed a day before the money landed so I was £33 overdrawn for a day. I was charged £14.50 referral, £10.17 for…