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Credit cards and car hire
any advice on the following credit card problem i will be renting a car in Toronto in November with Alamo. i,m not about get caught with a host of nasty insurance add ons when i get there, so i,m taking out a seperate all inclusive car hire policy for £120 http://insurance4carhire.com/ this will prove good value as i will…
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SBT calculator?
Does anyone know of a SBT calculator to work out how much its possible to make? thanks
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Best Credit Card for business users?
I am investigating the best credit cards for 2 business users - preferably with no 'cashback' as this means tax forms to fill out at the end of the year etc. Any other 'points' system would be fine, have had a look at Martin's article but doesn't seem to apply? They travel alot so couldn't be Amex as it is sometimes less…
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building credit
i have had poor credit in the past but spot on for 2 to 3 years , i moved house 6 months ago , ive had a capitalone card for about 18 months i paid £200 for the card and got a £200 limit but after 8 months they upped the credit to £400 , i use the card every month spending between 100 and 350 a month and alway pay it off…
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Credit card advice/reccomendations advice please?
Hi, its my first post on here, so forgive me if there's a certain area or anything for this. I need to switch my credit card, I was pressured into signing up for a Natwest one when I was working there, but after being bullied, and ganged up against, I left, with no knowledge of credit cards bar the one I had (i'd not long…
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Looking for a cc to pay off an od?
I think that a while a go you could transfer cash from a cc to your bank account to pay off overdrafts. Are these cards still available? Thanks
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What's the easiest MBNA card to obtain?
Which MBNA card is the easiest to obtain? I have an ok credit history.. I have a HSBC mastercard (I use it every month and pay it off in full) and an egg money card (480 borrowed on it). I'd just like to 'be on the books' with mbna so in the future they may offer me better deals etc.
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Nectar card-5000 free points
Just got an email from Nectar.Get one of their AMEX cards and get 5000 free nectar points first time you use it.Not sure if this has been posted before.You need to apply for a nectar points card first.i believe there have been some problems applying online-tel 0800 700727.
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Touchy subject
Hi everyone I know Vanquis are generally a bit of touchy subject but i dont want to talk about the rights and wrongs of them, I just wanted to know if anyone knows what credit agencies they use? thanks Stella
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swapping credit cards saving money
Could someone tell me if this is right it seemed hard to believe i have a capital one credit card the interest rates have gone up quite high due to purchases, i also have another credit card where they are offering 0% for 6mths on balance transfers, i have been told by capital one that if i transfer the balance off there…
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got declined on mint and mbna
Hi there. I just got declined by mint and mbna without them checking my cra reports. how come? I have had no defaults in the past. With mint, as soon as pressed enter to submit my application, they declined me. will anyone please let me know why if you know. thanks
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Help! Need 0% balance transfer with poor credit
Hi, I have a poor credit history and around £2,000 of credit card debts - all on rates of 20% APR or more. How can I apply for a 0% balance transfer (or similar) to put all my debts in one place and pay less interest?
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Contacting - and asking - exisiting cards about a new rate?
Hi people, I wondered if anybody had experience in asking their current providers of credit cards if they can offer them a balance transfer deal? I saw Martin on GMTV a couple of months ago about speaking to your existing credit card provider and saying you have a balance to transfer - and, as they want your business -…
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Nectar Credit Card by American Express!!
Hi all, A bit of a moan, and a request for advice!!! ;) I have had the Nectar American Express card since March, but didnt actually use it for ages - kind of forgot about it really! I used it recently (to gain the inital extra Nectar points on a first spend), and have used it 4 times in total. I have called them to ask…
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Credit card needed for car hire
Hi. This is my first time on these forums, so please be gentle with me! I have no debts and my wages are paid straight into a bog- standard current account and the remainder put in savings accounts. My transactions are either cash or debit card and I never go overdrawn. I want to hire a car in Ireland, but I've been told…
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Advice on what to say please
Hi, I have a sainsburys credit card with a balacne of around £4,800, on a 5,9% for the life of the balance. I dont use the card as I know payments go to balance transfers on the lowest rate first. Hence, I now have around £2500 credit available. I have an Egg card with a large balance and I would like to transfer it…
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Sainsbury's Credit Card
I applied for a new Sainsbury's credit card at the end of July. I received the letter saying that I it had been approved and that you have to sign and send back. I sent it back on I think it was very end of July/first day in August but still had no card. Has anyone else applied for this card and had to wait a long time for…
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Egg money
I was wondering if I could use my Egg money card to pay a credit card bill as a payment rather than a balance transfer. There is an option of paying with a debit card on the other credit card's site. If it works I will also get the 1% cashback and an extra 50 days no interest. Thanks for your help.
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Late Payment
Hi - !st post - excellent site. I have a Lloyds TSB Platinum Mastercard - I owe £4k on it & I am using it for the interest free over 9 months. I usually pay monthly payments online using my Lloyds TSB Platinum current account. I have just returned from holiday and have realised I had forgotten to pay my monthly amount. It…
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CC Interest
Hi! My CC has just been cancelled (without my knowledge). The interest charged is 'daily'. I can only afford to pay £80-£100 per month which is approximately £10-£30 more than the minimum payment at present. As the interest charge is daily, should I be paying my monthly payment in small daily amounts? I can transfer the…