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FSA to blame for judicial review
Hi, In my opinion the FSA are to blame for the judicial review by the banks with regard to PPI mis-selling, let me explain. The FSA are a toothless government quango, shortly for the chop, who apparently are tasked with 'championing' the man in the street and of looking after their interests. A whole cocktail of problems…
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consumer money matters
Has anyone used this company to claim ppi back? Any information please. Thanks
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Help!! Compass finance
Hi, I started a reclaim after I opened this thread single premium ppi reclaim - help needed! The claim was sent to the company on the paperwork we had, on 13/9. Only a few days later we received a letter from them stating it had forwarded the claim to our loan co, SPPL. We then had a letter from them saying they would…
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Advice please.. PPI Natwest
Hello.. I posted on here recently about 2 sucesses I had against Natwest over PPI on personal loans. I still had one case that was being investigated after 16 weeks the person in charge could find no evidence that the Loan insurance was mis-sold. He sent me my Loan Agreement Form, Duty of Care Checklist, Application Form…
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Welcome PPi any news?
Have Welcome put all complaints on hold? The majority of the big banks have but what about all the other loan companies?
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Black Horse
Think I know the answer to this already but wish to get OP point of view before I respond. I had a loan with Black Horse a few years back which had PPI attached attached it. I believe I was missold this PPI element and have set about a reclaim. However Blackhorse are insisting that I provide them with a signed authority to…
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ppi advice
I took ppi insurance on a few loans and cards etc.. i have got into debt and i pay back small amounts .. I am on the sick and have been for a few years. because i am not paying the full amount agreed can i still reclaim my ppi... or would it be better to tell i am on the sick. I didnt know what ppi meant. Am i to late to…
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PPI Claim close to settlement - advice please
Hello, just seeking some advice on my PPI claim - which was upheld by the FOS. The credit company/bank have sent me the settlement figures. I have been checking these through with them (they had left off a premium). The person I am dealing with is helpful but couldn't answer a query about one of the calculations - he said…
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HELP dont understand paperwork from bank
just received my paperwork from the clydesdale bank which i might add they charged me £10 for. but dont understand it, it doesnt contain the original loan/morgage that i took out in 1997 over 25 years, but does have the insurance policy that i paid into which is called FLEXIABLE MORGAGE PLUS WITH CRITICAL ILLNESS COVER…
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Help with possible ppi claim
I brought a car in 2003 with PPI, I just wondered if I would still be able to claim as my finance was over 5 years and finished in 2008. My finance was with GMAC, does anyone know if they were FSA regulated? Also where I work I get 6 months full pay and 6 months half if I ever went off sick. I never got asked this at the…
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Mortgage PPI missold by broker?
Hi all, I've just noticed that for a year I've been paying £50 a month for Buildings Ins. and PPI that I didn't agree to sign up to. I signed up for a Halifax mortgage through a broker, we discussed PPI and insurance and I declined to take it up. My keyfacts about the mortgage that the broker gave me shows this section…
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lloyds tsb
hi, about to send covering letter with fos questionnaire to llodys. got loan out in jan 2005 for 24,000 and got loan protection which was 4,829.26 which was advanced as part of the loan. at the time i was self employed which was made clear as well as being pregnant so wasnt going to be working for a spell anyway. any one…
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MPPI Claim, Jobseekers Allowance and Traveling
I wasn't too sure where to post this because it covers a few things - MPPI and Jobseekers Allowance. I've been unemployed for almost two months now and signed on with the Jobcentre straight away after being made redundant. I also sent off my MPPI claim form as soon as I got the Jobcentre to sign it. All good so far... well…
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A couple of quick (blonde haha) PPI reclaim questions
I have finally got round to looking at reclaiming but i'm not actually sure I have had PPI or that i would have a case? I took out an initial loan of £5000 in July 2007 and the paperwork i have just fished out states "creditcare bronze cover" and on the agreement there is "the insurance loan" Does this all mean PPI?? Also,…
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Student reclaiming PPI?
Hello everyone, I was wondering if you could offer me some advice. I am a 24 year old student and have had a barclaycard since I was 18. I don't use the card much, just once in a while mostly for big purchases for insurance purposes(because I was told it helps with the credit rating to use it, then pay it back in full). I…
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Ppi ( london mortges)
We want to claim misssold ppi, the company has changed who do i go to. please help thanks
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cani have some advice please ?
hi all im new hear and after a few answers i owe Marks and Spencers £5k on a credit card , questions is i have lots of defaults on this account could this affect things if looking at getting some rebate from miss sold payment protection insurance ? other question is what company have been naughty ? kind regards gemma :A
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Question RE PPI form
I hope this is in the right place, Im about to embark on reclaiming the PPI on my Capital One card but the form ask's when i brought the PPI policy, what my policy number is ect, but i didn't actually buy the PPI i never even knew i had it so i dont have the info the form needs. What do i do now?
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capital one
Is it to late to claim ppi back from capital one credit card I originally refused to take the ppi but I was pestered with calls trying to make me take it and eventually gave in I dont even think I was working at the time or if i was it was only for a few hours per week
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New ombudsman for complaints against lawyers
Don't know if this is of interest to anyone on here that has had claims forwarded to a lawyer but seems that there is a new Ombudsman for complaints against lawyers 7th October 2010 http://www.justice.gov.uk/news/announcement071010a.htm Customers dissatisfied with their lawyers can now take complaints to a new national…