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Disability money matters

Get help with MoneySaving questions relating to living with a disability.

New to the Disability Money Matters board? Start here
This board is a discussion of all issues surrounding disability and how they relate to MoneySaving. Discussing benefits, discounts, cheaper ways to see consultants, cashback for alternative health treatments, how to get specific medication cheaper (legally) are all perfectly acceptable forms of discussion. Relevant links…
Continuous Health Care Advice (Assessment structure)
Hello everyone Hoping someone out there can help. My Dad is in a specialist care home for Dementia sufferers. My mum applied for CHC (using a professional company for support). The report has just come back and has found Dads level of need does not meet the threshold to be taken forward to full panel assessment. My…
Luxury car tax for blue badge holder
Hi all, After spending hours looking online I've been unable to find any information if a car qualifying for luxury car tax is exempt from this under the blue badge scheme like the VED or are they two separate entities ? Thank you
DLA Changes for people living in Scotland (Adult DLA) - help please.
I have received a letter from DWP telling me that my DLA claim will transfer to Scottish Adult Disability Living Allowance on 20 August 2025. If this post would be better on a “Benefits” MSE Forum, please let me know. I am quite stressed and will be glad of your help. I have read the details to the best of my ability and…
Disabled Facilities Grant
Hi, I am helping my parents complete an application form for the DFG. It is far too complex for them to complete which makes me very sad for people who don’t have anyone to help. In most of the sections it gives an option to enter amounts in 2 columns, one for the applicant and the 2nd for partner. On the Savings,…
How to buy a stairlift
Sorry to say but you MUST book several quotes and you MUST haggle. 1. Delay as long as you can. Using the stairs really helps. Think, you're lifting a 10 stone weight up 15 feet., several times a day. That's a fair amount of exercise. Mum got swollen ankles as soon as she moved to a place without stairs. (Not a medical…
Do you have a disabled national identity card and/or a carers national identity card?
hello everyone, This is my first time posting in the Disability thread. Over the last few years my health have gone down hill, and I have also been diagnosed with a number of conditions. I am also a unpaid carer. Recently I was asked if I had a carers national Identity card. I had never heard of this card. I did a quick…
Carers Card UK benefits
Has anyone signed up for the Carers Card UK ? Their website doesn't specify where you are able to get discounts from and how widely accepted it is to get discounts in person and online. I already have Blue Light Card for my paid care work but I wondered if it is also worth me getting the carers Card as I am a carer for my…
Help with money severely disabled adult staying at home
friend of mine has a severely disabled son who lives with her. He is now 19 so my friend can no longer get the benefits for him it all goes to him, she is obviously worried how she will cope now financially. Can anyone help here? Basically he will now get his own pip and uc and she will obviously loose her entitlements for…
Is my friend claiming all entitled benefits
Hi can anyone help. Is sister getting all benefits entitled too. She has a moderately disabled son he is now 19 and leaving education (he won’t be able to work as actually is more than moderately disabled) he will get pip and uc himself, she gets pip, uc and carers allowance for him. Is that everything don’t want her to be…
Shared ownership rent and universal credit element
Does anybody know of universal credit housing element will cover the rent portion of a shared ownership property as it is still rent as such. My wages would cover the mortgage repayments I just couldn’t afford to pay the rent and mortgage
Dementia Care - Selling home
Hi, Apologies if this is in the wrong category. Hi everyone, I’m hoping someone here might be able to offer advice or share their experience. My mum has been diagnosed with dementia and now needs full-time care. Unfortunately, her home isn’t in a trust or anything similar, and it looks like I’ll need to sell it to cover…
PT studying while on PIP and ESA
Hello there, I am looking for advice as to whether i can do a part time course at college of 8 hours per week whilst claiming ESA and PIP. I get high rate care and mobility for pip and I'm sure I'm on income based ESA. Like a lot of people I'm waiting to be migrated to universal credit. I have studied gcse maths and…
Walking Criteria for Blue Badge Application?
. . .Does anyone know what sort of maximum distance you're able to walk before you can be granted a Blue Disabled Person's badge? . . .I suffer from inflammatory arthritis/gout that make it very difficult for me to walk long distances (frequently I have to use my hands and knees to get upstairs at home!) and as I wrote…
Stairlifts - buy or rent?
I have arthritis in my knee and am having real difficulty with the stairs in my house. I hope to get a knee replacement within the next year or so, after which I’ll hopefully be able to manage the stairs again. In the meantime a stairlift would make my life a lot easier. What are your experiences of renting a (straight)…
help first time applying for road tax exempt
hi,im looking for some help as have no clue what im doing,ok i have a blue badge and get high mobility.i dont drive and never passed a test due to medication but do have a friend that helps me get out and also runs errands for me including hospital appointments can anybody help me to see if i can get a tax disc for her,ive…
Carers allowance for both.
Both myself and my wife get high rate daily living pip she has the LWCRA too, i get ESA and Carers allowance for caring for her, i work part time but have been put on LWCRA as well but as she gets it we would suffer financially if i give up work despite having severe heart and mobility issues, does anyone know if she can…
Need some help/guidance on how to appeal my PIP award
Hi everyone. I hope someone can point me in the right direction. My partner suffers with Functional neurologic disorder which causes her to have a fit/seizure daily. Once the seizure stops, she needs me to assist her to bed and help get her undressed as she will be in pain all day and sleep for most of it. She needs…
student finance andESA
hi, i am in thesupport group for esa and receive ESA and UC. If i waned to study paart time masters level, would my entitlement to these benefits stop? The courseis 10 hours per week. The rulesseem unclear when i have tried to work it out and i cant get through to the uni student finance/help department. Does anyone have…
Moving house - getting help to clear house
Not massively disabled (but do have a blue badge) but do have back issues.... It makes it difficult now to move stuff around. Move stuff into storage. An hour or so loading the car etc means 3-4 days of pain. Just wondered how poor people even worse off than me manage with things like this. Is there someone you can pay…
Pip mobility car tax rebate
I didn’t need to pay tax on my previous car but do on my new(ish) car. I paid full price tax at the dealership, so want to claim my 50% discount. There is lots out there about how to pay for the tax but not a lot on how to claim a rebate, the DVLA chatbot is absolutely useless. Advice would be great fully received.

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Disability money matters

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