-
Credit card transfer to spouses account
Hi I want to transfer my credit card bill to a 0% and although my credit is fine I quite simply don't earn enough to get a 0% one. If my husband who is our main income got a 0% card could I transfer my balance to his card? Many thanks
-
Best Practice for Balance Transfer
Hi everyone, I'm looking to do a balance transfer as the 0% interest on my current credit card is coming to an end. I was just wondering what is best practice for the 'old' card when you do this? Is it common to close the account or keep it open? Any benefits/drawbacks of doing either? Thanks for any help!
-
Amex referral bonus eligibility
I recently referred my wife to Amex and there is a £40 bonus cashback now showing in my account. I read separately that you need to spend £3k/year to be eligible to receive any cashback. Is this also true of the £40 bonus; e.g. I need to spend £3k not to forfeit the bonus referral cashback?
-
Upselling, cross selling charging card without authorisation
I bought some organic kitchen cleaning products and took out a subscription for 1/2 price intro. It asked me if I would like a bathroom set which I put into basket, but changed mind and didn't proceed to payment, but I was charged and sent the the unauthorised goods. As my card details were retained for subscription should…
-
Mystery Sumup payment on credit card statement
How do you find out what a Sumup payment is for? There's one on my credit card statement, ref Sumup *handforth Thcw Cambridge. I haven't got a receipt for the payment and can't remember or find out what it's for. I googled it and got to company information about Handforth Thcw but am none the wiser who they are, I guess…
-
AmEx PlanIt
AmEx have recently launched their buy now pay later feature in the UK. I decided to give it a go on a £150 purchase to see what it was all about, and whether it would be any advantage to use. I'm struggling to really see the point if I'm being honest! Sure, you don't pay interest on the purchase, but you do pay a fee…
-
AMEX charges to Businesses
Does anybody know how much American Express charge businesses in the UK? The reason I ask is that I have a reasonably big purchase to make (£6,000) which if I do on my AMEX card I'll get £30 cashback. So I'm wondering how much the business will get charged for this because if its more (has to be, doesn't it?) then there…
-
Credit Limit Increases - manual vs automated payment
Hi, Looking to increase my credit limit on a card I have. I pay it off in full each month. Does it matter if this is by direct debit or manual payment, or are both as well regarded as each other as long as I continue to pay in full each month please? Thank you
-
Are shorter term balance transfers paid off in priority to longer term ones?
I believe the answer is yes, but I can't find anything specifically to state it. Looking at Barclaycard in particular.
-
Claim back cost of work carried out by a garage
I recently had some work done on my car to replace a stater motor. Subsequently, it has transpired that it didn’t need a new start motor at all and the garage essentially changed it without doing proper diagnostics etc to figure out the problem. They’ve also refused to take the car back to do the work that actually needs…
-
Buying a used car on CC, extra protection?
I’m looking to buy a cheap used car to use for a few months, perhaps around the 2k mark. It’s hard to find any dealer who doesn’t have at least a couple of reviews “it exploded 500m down the road and they wouldn’t fix it” so I’m nervous. I’m aware of the 2015 consumer rights law (lemon law) but even so, you could end up…
-
Barclaycard Android App CHAT missing
I needed to contact Barclaycard support to discuss some problems with blocked payments. Everywhere on their web site they tell you to download the Barclay Card App, go to Contact Us, then select Chat. I downloaded the App yesterday but it does not have "Contact Us" or Chat options, only Help? (at bottom of screen). Clicked…
-
Did I get the right credit card?
Hi, New to credit cards, I got my first one 2 months ago with Capital One with a £1,500 credit limit. I originally got it as a "credit builder" card as I was just following suggestions that I'd seen online but it feels like the wrong decision. There are no benefits on it whatsoever, no cashback or points etc. and the…
-
M&S Credit Card Application
My husband applied for an M&S credit card through MSE. At the end of the application it stated they had received it and it would take 5 working days for the decision. Over a week later he’s received no reference number, no correspondence, or email. How do we go about following up with no details at hand?
-
Credit card within a week?
Have you applied for and
received a credit card within a week? If so, with which bank? Reason for asking: to rent a car, inexpensively, on an imminent holiday, overseas.
-
Increasing Credit Card limit question
Hi I have been increasing my credit card limit every 6 months. I never miss payment and I have requested a 1k increase every 6 months which is granted. I am wondering what would happen if I request 2k? Is there a chance they decline and then I get no increase at all? Or would they decline and then I request 1k which they…
-
Chargeback or Section 75 claim
Looking for advice or thoughts? Thanks I bought an item, and its been received incomplete. Does anyone have experience of Halifax Mastercard (or any credit cards) and trying to recover money? I have contacted retailer and asked them to collect the item. But before I send it back to them, Im worried they will dispute and…
-
HELP! Barclaycard unauthorised account closure
Hi Everyone, I have been a customer of Barclaycard for around 9 years now and recently got a new credit card with them. I used my 0% offer on a balance transfer and put close to £5000 on to the card. I closed my old credit card, with a different card number and name (as I am now married and the card was quite old due to…
-
Curve Card
Hello! This is the discussion thread for the Curve Card Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
-
Pulse Card payment due date
Had an email from Pulse Credit card which is run by Newday advising me that they are going to move the statement date and payment due date by 5 days but leaving the Direct debit date as it is now. It basically means that they will be taking the DD 5 days before the payment due date. Somewhat intrigued to find out the…