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NST October 2023 A New Start
NST October 2023 A New Start The Ninja Saving Turtles are all about clearing debt or saving for the life we want. We take a holistic approach and aim to make the sometimes tedious work of getting out of debt as much fun as possible. We offer support and encouragement, share our own experience and are ready with hugs and…
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Take your lunch to work - September 2023
Couldn’t see a thread for this month but hopefully there’ll be some fellow lunchers joining me, I really need to rein in my spending after an expensive August. I worked two days this week but only one in the office so took a lunchbox of half a pouch of Mediterranean style lentils with tomato, avocado and hard boiled egg 😋…
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The 'Towards a Sugar-Free Future' Challenge
I've been struggling with my sugar consumption for years and no matter how hard I try I don't seem to be able to just cut it out. I've tried everything I can think of over the past five years but nothing's worked. It's time to try an approach that has worked for something else.Just over seven years ago I joined the Giving…
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Make £10 a Day in September
Here is a nice new thread for September. . Get creative and lets see how we do this month. Threads like this have been going for a while now and really seem to motivate people. So come on everybody, this is the place to post how much money you have made each day, over and above your normal income. This can be from selling…
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NST September 2023: Turtle Tightwaddery with a sprinkle of Alchemy
NST September 2023: Turtle Tightwaddery with a sprinkle of Alchemy At the start of the year, I ‘resolved’ to fully read my copy of
The Complete Tightwad Gazette. Ages ago, I read about 1/3 of it, but I’d not
marked any pages or made any notes from it. So my resolution also involved lots
of those small coloured post-its and…
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Splendid September's No-Spend Days Challenge!
This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help change your mindset because you get out of the habit of…
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Divorced / charge placed against my property
Hope someone can help. I divorced many years ago when my children were very young. in the settlement my ex got the insurance policy (around 20k at that time) I got to keep the property as I had also provided the deposit for it and made most of the mortgage payments ( he did not work much then became registered disabled…
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NST Awesome August
NST Awesome August The Ninja Saving Turtles aim to get out of debt or save for the life they want (pay off the mortgage/ retire early/ live well on a modest income). In addition to our main aim we believe in a holistic approach to our health and lives. We encourage, commiserate and celebrate as appropriate and we aim to…
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Awesome August's No-Spend Days Challenge!
This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help change your mindset because you get out of the habit of…
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Make £10 a day in August
Here is a nice new thread for August. . Get creative and lets see how we do this month. Threads like this have been going for a while now and really seem to motivate people. So come on everybody, this is the place to post how much money you have made each day, over and above your normal income. This can be from selling…
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Take your lunch to work - August
As August starts on Tuesday new shiny thread all ready. I have four portions of soup ready in the freezer but an empty fridge and fruit bowl so need to shop bearing this in mind.
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Take your lunch to work -July 2023
This thread seems to have disappeared again however I do know a lot of the regular posters are still active on the board. It's useful to encourage each other to take food to work or college/university so as to discourage spending on sandwiches, meal deals, sausage rolls and pasties and - In the office I am based, fish and…
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PERCH CAPITAL BAILIFF COUNTY COURT LETTERS
Hi all I hope you can help me? I have received today x2 identical letters from HM COURTS TC MILTON KEYNES demanding I pay a sum of money to Perch Capital(1098.97). They are coming Monday apparently (Bailiffs)? I dont know the debt and have had no contact as I am in a hospital at present. I will be for another two weeks,…
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Make £10 a day in July
Here is a nice new thread for July. . Get creative and lets see how we do this month. Threads like this have ben going for a while now and really seem to motivate people. So come on everybody, this is the place to post how much money you have made each day, over and above your normal income. This can be from selling stuff…
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Joyful July's No Spend Days Challenge!
This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help change your mindset because you get out of the habit of…
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NST July 2023: Jurassic July
Welcome to a new NST (Ninja Saving Turtles) challenge! NSTs are a group of Money Saving challengers from all over the place, who are always up for new money saving ways, fighting our way to debt freedom, sharing tips and new money saving discoveries, general chat, support and good humour! This challenge is open to…
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£1k emergency fund challenge?
Are there any £1k/starter emergency fund challenges running currently? Thank you!
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Are you wombling, too, in '22?
What is wombling? In the words of Bobarella, the founder of the earlier wombling threads: "Wombling is at its most basic level finding things. That you can use and someone else decided they couldn't. When I started this challenge in January of 2015, I used to Womble a lot of brand match coupons, these were just like…
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Debt Free as of today.
5 years ago following a divorce i managed to somehow run debs and loans up to the grand total of almost £30k. This happened despite having a good job and wanting to get everything done on my house asap and trying to accommodate too many things at once. Well its being a long time coming but as of today all that debt is…
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Dealing with Bailiffs (CDER Group). Please help.
Hello everyone, I searched through all the forum topics and this seemed the most appropriate. Please move if it's not. My sister & her husband moved into a new home just under 4 months ago. This morning a debt collector (calling himself a bailiff) turned up at my sister and her husband's home to chase a 7 month debt.…