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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
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Co-Op Switch - Have I done the right thing?
I opened a Co-Op current account last week, mainly to gain access to the 7% Regular Saver, but I also hoped to benefit from the £175 switch bonus too. I applied for a switch (from a redundant Halifax account) on Monday - the switch application took the form of a sort of online PDF file, which I filled out and "signed"…
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How to get a Santander Edge Saver without using the current account
Hi All, I'm looking to get the Santander Edge Saver and adding 4k for the 6%. I see that I need an Edge current account do it. But I already have a Santander 123 Lite account and think I am better off keeping that for the cashback. Can I open an Edge current account, get the £30 Amazon voucher via the MSE link, and then…
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Barclays Premier account £400 switch offer (17/02/2026 to 30/04/2026)
Barclays have launched a new switch offer for their Premier account. Excludes anyone who has ever received a switching bonus from Barclays or anyone who has had a Barclays current account open on 17th February 2026. 😥 T&Cs. This offer has been added to the archive.
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Where to keep your card?
My debit card dropped out of my phone case and I didnt notice, so I needed to cancel and order a new card. Do you just use your mobile banking app for money/cash or do you use a bank card and keep it in your phone case or wallet? I am thinking about turning back the clock and buying a small wallet.
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MSE News: Banks and payment firms can now scrap the £100 contactless limit – here's what's happening
Banks and payment providers can set their own limits for contactless card payments from today (Thursday 19 March) under new rules from the financial regulator. In theory, it means you can spend more than £100 simply by tapping your contactless card – though in reality, most providers we spoke to won't be offering this from…
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Help regarding bank account for a sole trader
A friend of mine is going to start up as a sole trader alongside their main job, but is wondering whether they need a business account or if they can use a personal account for this. I gather some banks allow a small side hustle to be managed through a personal account but some don’t Has anyone get info about which banks…
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Barclays Bank account £200 switch offer (10/03/2026 to 28/05/2026)
Barclays have launched a new switch offer for their Bank account. Excludes anyone who has ever received a switching bonus from Barclays in the past or anyone who had any Barclays current account open on 10th March 2026. T&Cs. Offer now added to the switching archive for future reference.
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Current account switch to Nationwide Flex-account , from Chase, help please
HI there, I have wanted a Nationwide FLex accoutn for some time as I have heard that the Nationwide is fairly ethical and that they give out £100 bonuses each year (though I'm not sure if these are for savings accoutn or current accoutn I still would like one of their current accounts. I have seen the £175 incentive for…
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Halifax messed up
I'm really annoyed at Halifax. I've had a current account with them for 30 odd years. Out of the blue I got an email from them telling me that my new debit card should have arrived, and I could start using it straight away. Strange because my existing card is valid till 2029. The new card didn't arrive, so after a week I…
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Santander Amazon opening offer x2
This post was inserted after an error by the Forum Team in order to put the posts back in chronological order
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Activating new HSBC physical secure key - no activation prompt when try to login?
My old HSBC physical secure key stopped working two weeks ago - battery stopped working and it wouldn't switch on. Requested a new one by phone - after informing them - and my old one should therefore have been deactivated? Received my new key yesterday. The unhelpful instructions just tell you go to hsbc.co.uk to activate…
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Cashback stacking
So for thing like Zilch and such where you link a card, what works in terms of cashback stacking? If for example I had a retailer offer with my bank for 10% cashback and then Zilch also had a cashback offer for the same brand, amd I right in thinking I wouldn't get both as the payment wouldn't be recognised as from that…
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Direct Debit change notification
I know there's a regulation that says that notification of a change to a regular DD payment needs to be made at least 10 working days before the payment is taken. But is that the organisation sending out the notification or the account holder receiving it? Problem is that our council tax has gone up by a substantial…
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Halifax/Lloyds closing my account in 60 Days!! Extremely worried about CIFAS
hi all, I’m in a very distressing situation right now. I made the mistake of transferring my wages and savings to Halifax as I wanted to start fresh from my other bank account with HSBC as they aren’t the best in my opinion. I made the mistake of transferring money to my Monzo to pay off my Monzo flex and then decided I…
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£25 Amazon gift card for opening a Santander current account (Starts 19/03/2026)
New £25 Amazon gift card offer launched. Can be withdrawn at any time. Links - each time you click on a link it generates a unique application URL for you with VoucherSent which applies only to your application (see the long key in the URL). These links are from MSE which is an affiliate partner for this offer. Other…
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Tsb final reward
I got my last reward for the switch. It is £120 towards a hotel stay or some undisclosed attractions. No info on either. From what I read the hotel is the safer bet, even though they are likely to be overpriced. Has anyone tried it? (Their "help" line must be manned by cheap robots). Now I need a new switch ;)
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Lloyds switch for up to £500, 24 February to 30 April 2026
Switch to a new Club Lloyds for £200, or Lloyds Premier for £500. Open a Current Account Online | UK Bank Accounts | Lloyds https://share.google/6K20M5Iy0knuEbtVi https://www.lloydsbank.com/current-accounts.html £200 Club Lloyds switch offer Terms & Conditions. To qualify for the £200 switching offer (“the offer”) you must…
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Hsbc online login
Hi Usually when you go on their website to login to online banking it asks you to generate a code from your mobile app. But now it asks you to login to the app and scan a QR code that appears on the website. I have tried scanning the QR code several times but nothing happens... Anyone else had this issue?
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Stop using Edge Current Account but keep Edge Saver Account?
I have been cutting back on what I spend on direct debits from my Santander Edge Current Account and because they no longer give cashback from shopping I now have less than £3.00 cashback which no longer covers the £3.00 fee so I am thinking of closing my edge current account ( maybe switching to get a switching bonus)…
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Zopa Biscuit account cashback offer for Android users
Does anyone have a working link to the MSE £15 cashback offer for downloading the Zopa app on an android phone? The link on the main site only seems to work with iphones even when trying the Google playstore link it takes you the the apple app store!
