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Capital Gains Tax Allowance and stocks
The tax free allowance for capital gains is £3,000 a year. If I buy stocks for £10k and they have gone up to £15k and I then I sell for £3k to take them out. Have I then used my capital gains tax allowance? Is it a smart thing to do to get £3k a year?
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Re. Coventry Building Society limited access 1 yr 4.15%
This is listed as current on MSE but it actually expired on March 26th.
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my net worth how to divide it
hi all currently i am aged 44 single living with family i have a full time job earning about 28k i have 35k in a nest pension i have an ISA with 20k and another 20k ready for next years ISA allowance I also have another 140k in instant access savings thats my entire wealth i need some help with what to do next. i want to…
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Split of house sale proceeds
Hi all, My partner and I (unmarried) have recently sold a BTL property in the hope of using the proceeds to buy a home for us down the line. I am in the top tax bracket, whereas she is in the lowest (below her personal allowance). Whilst we are looking for a house we would like to put the cash in easy access savings. We…
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IMUTUAL shares
I have found a share cert (100 x £00001). Is it worth anything? Richard Lawrence YENDALL personal appointments - Find and update company information - GOV.UK
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NSI Index linked bond value not changing for 5 months??
Hi all, just curious really. I think I understand the way these bonds work, (or at least IO thought I did??), and each month I go on the NSI website and check the current values. I have a few of these bonds, and pretty much every month the values change, sometimes up, sometimes down, and occasionally the value does not…
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Has anyone Transferred into a Trading 212 Cash ISA recently?
I'm curious because MSE suggests that: "Rate 4.58% - 3.6% variable + 1yr 0.98% bonus - Lower rate on (most) transfers" but Trading 212 does not metion anything, and I've looked through their FAQ: "Can I transfer an existing ISA? You can transfer your ISAs in and out of Trading 212 without any restrictions or fees, although…
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CSH2: taxation and performance
I have feeling this could open issues such as excess reportable income which I don't (yet) understand, but are CSH2 gains taxed as interest or capital gain?
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Transfering delisted shares from Halifax Sharebuilder
I have some shares with Woodside Energy Group held in an S&S ISA with Halifax. They have delisted on the LSE, and moved to ASX and I cannot sell them via the platform. How can I get around this and organise to sell them please?
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Change of share registrar
Does anyone know if there are any rules/regulations on what happens to shareholder documentation when a company moves from one registrar to another? I've got shares in SSE, and until Dec 2023 the registrar was MUFG (Link Asset/Signalshares as was), so all my dividend notices and other financial info was there. After Dec…
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Reporting CGT to HMRC requires when first bought the shares, but can't find it
This is a bit my fault as I bought some shares some 15+ years ago with a broker that subsequently taken over by another. I thought they pass on al the trade info, but they didn't. They send the value cost and number of shares, but not the date of when shares were bought…! Now I used to keep all my old trading in a separate…
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Next £250 payment to Skipton Regular Saver on 1st September rejected twice.
All seemed well until the final confirmation screen where I’m told it exceeds the amount allowed! £250 is the amount allowed as a September transfer payment and the future dated payment is a transfer from one Skipton account to the other. Think I’m right that although my account was opened on 18th August and funded I’m…
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Should you split large ETF purchases?
Are there reasons to split large purchases of ETFs into 2+ smaller transactions, and if so to keep them below about what size? This is about AGBP which is large and liquid.
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Trading 212 ; Trading!
Does anyone experience similar to me? It is baffling and infuriating in equal measure. It seems impossible sometimes to get trades matched. Sometimes I use a limit order. Which sets a maximum price. For example, buy 1000 at 1, when the security is trading at 1.01. It will trade at 0.99, yet my limit order is still pending.…
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SPRING APP - Unable to make deposits through App
Has anyone else experienced this? Rest of App working fine but when I try and make a deposit through the App from my bank says 'having a check up'. Is Open Banking down this morning? Thanks
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Oaknorth
Hi Im new here so forgive me if I'm going about this the wrong way. I've been trying to open a joint fixed term account with Oaknorth for 2 days but every time I get to "enter email" and press next I get an error message "unexpected error has occurred." Ive spoken to Oaknorth by phone and they say theres nothing wrong with…
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Investing in current times
I opened an S&S ISA about 18 months ago and have invested in one thing since it started in the last month it’s gone down, as I’m sure many people are experiencing. im fairly new to this so not sure if i should take the advice of many social media posts and continue with monthly investments or wait for things to change - on…
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*partial* S&S ISA transfer from SWSD (iWeb) to Freetrade?
I don't usually bother with cashbacks (SFX: horrified gasps), but I'm tempted by Freetrade's offer of 1% (max £5,000) on ISA transfers/subscriptions. (Though not by their similar offer for SIPPs, for various reasons.) I note there are some issues with ambiguous/modified terms around lockin/clawback times/calculation, but…
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Ecology Building Society: Online access update
The Ecology Building Society have had a rather radical update to their online access and also have a new app. Once registered on the new system, all savings accounts now have their own sort code and account number (previously a 10 digit account number was quoted as a reference with any bank transfers into their main Co-op…
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Gia investing
Good Morning. I have been investing a while now but only ever invested into my stocks isa. Soon im going to have a large lump sum to invest. Long story short after maxing my isa contributions some to my SIPP my next route is a GIA. I have never used one of these although I know they are the same but Its now the Tax rapper…
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