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How can we ensure the management company take responsibility for replacing our roof?
We own a property in a private road where we pay a service charge to a management company for the shared areas. The management company is responsible for our flat roof which was replaced by their contractor 2 to 3 years ago. All of the properties in the road contributed to the roof by an increase in the service charge.…
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10% Share of Shared Ownership
I’m looking at purchasing a shared ownership flat at a 10% share (fully aware of the pros and cons). Has anyone successfully secured a mortgage on a 10% share with a 10% deposit. This is marketed by the housing association, but in initial conversations with a mortgage broker it sounds like it would be difficult to get a…
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Best way to find a cost effective Coveyancer for Selling a Property
Hi All, I am actually surprised that within the Moneysavingexpert's selling guide there's no recommendations on the best way to find a cost effective well reviewed coveyancer. Therefore looking for recommendations of how to go about this rather than just randomly searching. Found a few websites that seem to do some…
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Auction fees
Hi, My daughter wants to buy a house which is advertised on Rightmove through William H Brown but advertised as an auction property with ‘I Am Sold’. However, it is not currently on as a lot in any of their advertised auctions. She has made an offer and has been told by a representative òf the auction house that she will…
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Getting a UK mortgage with foreign income.
We have been looking for a mortgage at very low LTV (25%) an thought we would have no trouble getting a mortgage as I have index linked pension income from overseas (EURO denominated). That income is about £4,000 per month against a mortgage payment of around £1,000. However, no UK lenders seem willing to touch us which…
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Transferring home to spouse then purchasing a new property query.
Hi. I have a query relating to a close relative and their current home (in Wales). There's no mortgage on it and it's in the husband's name. He's planning on transferring this property to his wife who doesn't own or have any property in her name. He'd like to purchase another home (also in Wales) with his son in which all…
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Solicitor fees and stamp duty
My grandparent is kindly paying the legal fees for us on our house purchase. We have to make our first initial payment imminently, from our card. Presumably if we make the payments and then grandparent sends money to me after is ok? Would we need to declare it as I was told before we’d only have to declare gifts for the…
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Selling a leasehold property
So I brought my flat from the council and now I'm able to sell, hoping to complete 1st may. I'm in a masionette with 8 other residents. Back in Oct '25 my neighbour contacted the council as the fasica above her bedroom window had fell off as it was rotten. Pigeons started arriving and laid eggs etc etc. They didn't get…
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Pepper money
I've got a mortgage with pepper money, hoping to complete 1st may. I had to use my credit card to pay for management pack from council plus level 3 surveyor, so £840, I know we shouldn't pay things using credit cards but I had to. Will pepper do a final credit check before completion, I'm getting worried now
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Buying freehold land when seller owns the freehold?
Hi. Please can someone clarify my position in this situation. I’m buying a freehold property with part of the garden being leasehold. The vendor is the family of the original owners of the property, built in 1980, who have now died. The story goes that when the house was new build, there was a bit of land left over that…
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Accepted offer - now discovered issue
Hi. We have been in the market 18 months. Finally got an acceptable offer. Bit lower than hoped but adjusting. Today, I was clearing out and cleaning the bathroom when I discovered that the skirting board near the bath was rotten. Completely fell apart. I'm pretty street it's because water from the shower has gone on the…
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Housing Association Bathroom Refit?
I am aged 72, my HA want to refit the bathroom, in what used to be an age related rental property, now it seems anyone considered "vulnerable" are allowed. They are coming to survey next week and I asked on the phone if they were replacing the current bath "like for like", or if a walk-in shower could be fitted due to my…
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Is buying property still a good investment?
Hi all, Playing around with ideas with my husband for our future. We don't even know if it is even a viable option for us affordability wise but there was mention of releasing equity from our home to buy one buy to let as an investment. Is this a good idea....now with second house tax, prices through the roof etc. We have…
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Received Section 21/6A Notice
Hi all. Had our two month notice served a couple weeks back with a date to vacate of 6th May. I spoke to the estate agents who manage it for the landlord that we were looking to buy now and can we maybe get an extension, they came bac to say it is possible but would need to see proof etc. We had an offer accepted on a…
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Buy a refurb/flip property privately or through Ltd company?
Hi there, Hopefully someone can help with a few pointers regarding our potential house purchase situation. We currently live in rented accommodation, but also own a house that we've rented out on a BTL for around 20 years. My wife bought the house on her own before we met but once we got together I moved in and we lived…
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Court eviction claim - help
Hi all, I’m looking for some advice. I received a Section 21 notice that expired in February 2026. The landlord has now applied to the court using the accelerated procedure. We informed the landlord and letting agent that we were in the middle of selling our house and buying another. The process has taken longer than…
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CGT , trouble logging in online
Some of you have kindly helped me on my other CGT thread. Now I have a new problem. Although within a gnat‘s whisker of completing my CGT return online today, I wasn’t able to upload the proofs/calculations because the system didn’t like something about my attempted uploads… they were screenshots from my phone of a couple…
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False Statement on Home Report
Hello there. Someone I know has recently purchased a house and the home report said the foundation was concrete. However they lifted the floor and discovered it was just soil and that the joists had all rotted and as a result they've had to completely gut the downstairs out and start digging out tons of soil in order to…
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How do I challenge a housing association rent increase?
Hi all, I have just moved into an "affordable rent" home, and after a month (in April), the respective housing association will put the rent up by 6%, which seems twice as much as consumer price inflation (CPI), which eased to 3.0% in January 2026 I believe, so that is concerning. According to my tenancy agreement, my rent…
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Level 2 HomeBuyers report - why did I bother?
Is it me or do these reports basically constitute a load of pre-prepared drivel about how they basically had a look at the property and couldn't really check anything important, and you should get every tradesman under the sun in to check the property before purchase? I just got one done and it recommends no less than an…
