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We want to hear about your Lifetime ISA (LISA) experiences
Are you planning to use your Lifetime ISA (LISA) towards your first home? Have you used one already, or tried to? We’d like to hear about your experience.Got a second-hand story about a friend or relative using a LISA? We'd love to hear that too. Or better yet, ask them to register for a Forum account and post about it…
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ISAs & Tax-free Savings Sticky
💷 Forum threads on this topic which you may find useful: * Tax Free Savings Guide Discussion Area * Lifetime ISA Discussion Area * Help to Buy ISA Discussion Area * Stocks & Shares ISAs Discussion Area * Cash ISAs: The Best Currently Available List * Transfer Cash ISAs Discussion Area 💰Helpful content from…
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HSBC FR ISA Cashback
Have any of you guys opened the above in a way that has enabled you to claim the cashback. The T&C state that it has to be new money and cannot be money transferred from a HSBC current account or savings produce or First Direct too. I have both those bank accounts and no other. To try and get in on this offer I tried to…
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Cash ISAs: The Best Currently Available List
Cash ISAs: The Best Currently Available List **Please note: The list of ISAs I have compiled below is continually updated. New ISAs are added as they launch and withdrawn ISAs will be removed from the list. ** The current Cash ISA limit is £20,000 for the 2026/27 tax year. **As with any financial product, before opening an…
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Newbie looking at ISA stocks and Shares
I'm one of the many people who will be affected by the changes of ISA savings amounts for saving in April 2027. I therefore thought I would invest £500 this year as a trial run. I have put the rest into a Trading 212 cash ISA this April 2026. I have never invested in Stocks and Shares so am not sure where to start. I did…
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HSBC issues with transferring in ISA
I have opened the new HSBC Fixed Rate Cash ISA and asked to transfer in my Nationwide Cash ISA. For some unknown reason, HSBC haven't been able to transfer this yet and don't know why. I pointed out the 15-day window has passed and complained. Please note that Nationwide confirmed they did receive the transfer request but…
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Liftetime Isa - Put all £4,000 now for House purchase or too late?
Hi all, I have just had an offer accepted on a house today and i have a lifetime isa that i pay £333 into each month so i get the bonus at the end of the year. However as i have just had an offer accepted today for a house, i thought i could transfer the full £4,000 in now from another account to get the £1,000 bonus, but…
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Lloyds ISA cashback
Is the cash back bonus earned from opening a Lloyds Cash ISA taxable? Thank you
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Bacs ISA transfer service
I read a short while ago that some transfer take longer/ more problematic if either organisation is not signed up for the Bacs ISA transfer service. Is this true? There was also a list of the organisations signed up for this service but I can't find it now to determine if the move i want to make will go smoothly. If it…
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Can I transfer ISA into existing one?
I've already paid £1500 into my new ISA this tax year. I have a 1 yr fixed rate ISA with another provider that matures on 1st June with over £20k in it. Can I transfer the maturing ISA into the one I've just opened and already paid into?
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Santander Fixed ISA
Hi, I wasn't planning to go with a fixed but I have emergency funds and worst case, I withdraw it and lose £300 in fees. Interest rate is 4.5% and a £50 Amazon voucher. I have some questions though - Is it completely online? As in I can set it up online and fund it from another bank account online? Although the interest is…
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Coventry BS Centrepoint Fixed ISA maturing 31.05.2026 - options
I haven't had an email from Coventry yet, but noticed on my account page that there is now an 'maturity instructions' link which shows what their offers will be for maturing ISAs at the end of this month. Not the most competitive: Option A - Fixed ISA (327) 31.08.2027 4.20% Tax free^ p.a./AER* (Fixed until 31.08.2027)…
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Santander ISA
Hi. At the start of the new tax year i opened a fixed rate ISA and transferred maximum allowed into it from my standsrd ISA (also with Santander)). However Santander now say i cannot pay more into either ISA since i have reached my limit for this year. Can that be correct when i transferred from an ISA to an ISA using…
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HSBC fixed rate 13 month ISA 4.5% - questions
I've seen other threads on here about issues with HSBC transfer delays, also i'm cutting it really tight for cashback as cut off is 11 May. If i was to complete the request form and HSBC receive it before the 11th then for purposes of cashback would this count, or i.e does it only count the date the transfer is complete or…
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Quick question about cash ISAs
hello my mother already has two cash isa with Paragon, totalling just under 20k combined between the two they were both funded around April/June 2025 and no more has been added to them since she wants to know if she is allowed to open another cash isa , this time with a different bank, and fund it with another 20k she is…
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Santander Fixed ISA eVoucher offer
It looks like there are a few here who are familiar with the current deal. I have a hypothetical question about it. I know Santander run these kinds of offers regularly. Does anyone know roughly how long they run before they're pulled? Perhaps all of April for example, to entice a large ISA instake? Or perhaps just a…
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Plum App - Create Account
I've been attempting to create an account for a Plum ISA using the App for about three days. The first step is to enter your mobile number and enter a verification code sent via SMS which never arrives. The help suggests the usual things regarding mobile reception and entering the mobile number without leading zero. The…
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ISA transfer experiences
My most recent experiences. First the bad and the ugly: * Monument to Santander. The request had to be made on paper, which I handed in to a friendly Santander employee in Branch. 6 weeks later, there had been nil progress as the form apparently "didn't reach the right department" (in Santander). This means I missed out on…
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Transfer OUT of a vanguard s+s isa
Hi have funds in a Vanguard stocks shares Isa and likely need access to it all next year for house deposit, so cant afford to see it suddenly fall. On goggling this it sounds like they can drag their heels for isa transfers Aparently it can take six weeks to transfer to a cash isa provider ? in which case it would be…
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ISA - I've jumped the gun opening a new ISA - what are my options??
As per the title, I've messed up, misread an email and opened up a new ISA (and started funding it) before last years ISA matures - and will not be able to move it over (before new one closes) what are my option please. I will help by filling in the blanks. All of this is santandar - but also happy to go somewhere else if…
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transferring a Trading 212 cash ISA to another provider in the 2026/2027 tax year
does anyone know of a provider which will accept a transfer in from a Trading 212 cash ISA? I tried 2 of the providers recommended in the MSN website; both have lists of the ISAs that they'll accept, but neither of them include Trading 212 in their lists.
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Flexible Cash ISAs
If someone transferred a previous years Stocks and Shares ISA of a large value (way over the £20k annual limit) to a cash ISA that offers 'flexibility', once the transfer has arrived into the cash ISA, can they then withdraw the full amount and replace it back into the cash ISA as long as it is in the same tax year? Thanks…
