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We want to hear about your Lifetime ISA (LISA) experiences
Are you planning to use your Lifetime ISA (LISA) towards your first home? Have you used one already, or tried to? We’d like to hear about your experience.Got a second-hand story about a friend or relative using a LISA? We'd love to hear that too. Or better yet, ask them to register for a Forum account and post about it…
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ISAs & Tax-free Savings Sticky
💷 Forum threads on this topic which you may find useful: * Tax Free Savings Guide Discussion Area * Lifetime ISA Discussion Area * Help to Buy ISA Discussion Area * Stocks & Shares ISAs Discussion Area * Cash ISAs: The Best Currently Available List * Transfer Cash ISAs Discussion Area 💰Helpful content from…
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Cash ISAs: The Best Currently Available List
Cash ISAs: The Best Currently Available List **Please note: The list of ISAs I have compiled below is continually updated. New ISAs are added as they launch and withdrawn ISAs will be removed from the list. ** The current Cash ISA limit is £20,000 for the 2026/27 tax year. **As with any financial product, before opening an…
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What happens in this case?
Won't bore you with the full saga but, I've opened a fixed rate ISA and funded it with £20. The account in question has a minimum balance requirement of £500 - I'm not going to add any further funds. What will happen given that I've signed up to this account?
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Plum Cash LISA Transfer Interest Rates
I opened a Plum Cash LISA and requested a transfer from my existing provider. All accepted no problem. The day I opened the Plum Cash LISA the rate was 4.65% (3.11% with a bonus of 1.54% for 12 months). I requested the transfer the same day. However whilst waiting for the transfer the rate dropped to 4.06% (3.11% with a…
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Moneybox Account Number/Sort Code
I want to transfer an existing Cash ISA with Moneybox into a Trading212 Cash ISA but I cannot find my moneybox sort code and account number to give to Trading212 anyone know where I can find it ? cheers
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Santander Fixed ISA
Hi, I wasn't planning to go with a fixed but I have emergency funds and worst case, I withdraw it and lose £300 in fees. Interest rate is 4.5% and a £50 Amazon voucher. I have some questions though - Is it completely online? As in I can set it up online and fund it from another bank account online? Although the interest is…
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Capital Rise
Has anyone invested in Capital Rise's Innovative Finance ISA? I quite like the idea of investing in an IF ISA this coming tax year. I was looking at RateSetter, as I am already an existing customer of theirs, and they have a good few years of operation under their belt. However, I have always liked the idea of going into a…
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How quick are First Direct at ISA Transfers
Hi Has anyone know how quick First Direct are at ISA transfers. Trying to take advantage of their cashback offer but cutting it fine I think. The ISA I'm transferring is with Santander. Cheers
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Flexible ISA rule clarification
I know rules around flexible ISAs have been talked to death on here but could I ask to clarify something in this situation please. The Scenario: I deposit the full 20k in Bank A at the start of the tax year. Bank B is now offering a better rate so I withdraw the 20k from bank A and deposit it in bank B. For clarity both…
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Maturing cash ISA quesry
I have a 1 year fixed rate cash ISA maturing in late June. ICan I reinvest immediately into a new ISA & retain the tax free status or do I have to hang around till April '27? I have already used this year's ISA to open a new 1yr fixed rate cash ISA.
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Virgin Money Cash ISA internal transfer (sort code 82-xx-xx)
I have two flex cash ISAs with sort codes beginning 82 (i.e. visible along with the current account). I applied to transfer part of one of the accounts to the other account in preparation for a transfer by filling out the details on:…
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HSBC cashback offer
Has anyone (customers only) opened, payed in or transferred onto the HSBC Isas cashback offers yet? If so, any communication from HSBC that the new ISA account qualifies for the cashback? I opened one but no idea if it qualifies, the other day I moved money from my HSBC account onto another bank and now I have returned it…
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HelptoBuy ISA to LISA Transfer - Does this count towards Annual ISA Allowance?
I have put £17k into my Stocks & Shares ISA (so I can add to it during this tax year to get it up to £20k) and at the same time have also tried to transfer £4k from my H2B ISA with Barclays into a Lifetime ISA with the same provider as the S&S ISA. My understanding was that money transferred, that was already in an ISA…
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PLUM ISA
I transferred £15k from my bank account into the primary pocket of my Plum account and transferred it back again to my bank account within 12 hours. I was intending place this £15k into a PLUM ISA. Have I used £15k of my ISA allowance for this year or can I transfer the £15K into another ISA, which is want I want to do ?
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Added new funds to new ISA on last day of old tax year...
Hi folks, I opened my new Stocks ISA with Trading 212 on the 5th April, and the account setup wizard took me through adding funds (half the annual allowance), without prompting me about allowances reached. I had already maxed my ISA allowance for the 25/26 tax year (in a Cash ISA). Not being familiar with the…
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Is money transferred from a Help to Buy ISA to Lifetime ISA considered part of the annual ISA limit?
Within this current tax year, I want to transfer from a Help to Buy ISA to an existing LISA. I have made no contributions to either the Help to Buy or the LISA in this tax year; however, I have contributed £20,000 into a separate cash ISA. I am being told by the building society that I have my LISA with, that I can't do…
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Cash ISA transfer issue from Marcus to Plum
I've recently opened a Plum Cash ISA and requested two transfers in, one from Post Office and one from Marcus. The Post Office one went very smoothly and the money was deposited in my Plum account after about a week. Not so with Marcus unfortunately, It appears that Plum will only make the transfer request by email but…
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Flexible ISA and transferring to S&S ISA during the tax year?
Hi all, Another dense question from me that I hope more experienced forumites may be able to answer, 😄 around flexible ISAs. Although my partner and I have both saved into cash ISAs over many years, we've been overly cautious about stocks and shares ISAs. However, we're each intending to put a portion of this year's ISA…
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HSBC FR ISA Cashback
Have any of you guys opened the above in a way that has enabled you to claim the cashback. The T&C state that it has to be new money and cannot be money transferred from a HSBC current account or savings produce or First Direct too. I have both those bank accounts and no other. To try and get in on this offer I tried to…
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2026/2027 transferring a cash ISA from Trading 212 to another provider
Hi all. I'm looking for a cash ISA provider that will accept transfers of an existing ISA from Trading 212. I tried Virgin Money, but their list of providers that they'll accept transfers from doesn't include T212. Someone recommended Principality Building Society; I've spoken to them, and they confirm that they can't do…
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eToro Cash ISA 'transfers in'
This ISA currently looks pretty good, but I'm having a nightmare opening it or transferring in. Has anyone succeded? The terms are below, but when I chat to their AI bot I'm either told the product doesn't exit or that it exists but doesn't allow transfers, or that I don't exist, or that nothing exists anymore… ● Open an…
