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3-6 Month Emergency Fund Challenge!!

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  • DuranGirl
    DuranGirl Posts: 287 Forumite
    Eighth Anniversary 100 Posts Name Dropper Combo Breaker
    Here I am again, post-payday! :j Which means I can add £300 to my EF total, please Helen (I think that makes it £2700) and I've paid back another £200 to my parentals towards the car deposit loan :T. I've just done my online shop for the month, so that will mean I only need the odd trip to Aldi for bits and pieces during the month.


    I've just had a lovely long weekend with m'chap, doing some more decluttering on his flat. Another car boot and back seat full for the tip and SIX big bags of clothes to the charity shop :eek:, plus two carrier bags of designer bits for me to Ebay and two big bags of ironing, as his iron decided to leak all over the floor and we had to declutter that too... :rotfl:Eventually, we'll be able to see a dent in all his stuff...


    The ex is still faffing around, but forms are now being signed, so hopefully the winning post is round the next corner. My DS has also had an unconditional offer for a uni course, so he's over the moon. That makes one unconditional, one conditional, one interview and two portfolio submission invitations (he's an artist). I'm thrilled to bits. And completely exhausted! :)
    3-6 month EF Challenge Member #19: £3590/£6000.[/B] Craft destash from 22.5.22: 46/200. Declutter from 22.5.22: 105/250 Car finance PAID OFF £7,848.88 IN 2019 (0% LOB)
  • Got £269 from my family that they owed me, so put that £60.86 back for the charger and beefed it up an additional £28.14.

    £1,433.61 / 4600
    Aqua 0/1850 Cap.One 0/450 Vanquis 0/500 HSBC 0/100
    :j ~Debt Free Date 07/12/2015~ :j

    SPC member #530 :staradmin:staradmin:staradmin:staradmin:staradmin:staradmin 3-month EF: £2158.63/4600
    Make £10/day Nov-Dec £814.04 Jan-Apr £1689.78 May £233.57/310
  • The bank added 2 lots of interests into the EF savings (£4.41 and £3.11) taking our totals up to 2265.60. Every little helps.
    "There is Life AFTER DEBT."LBM 2009 Total Debt £49046.24 Debt Free as of 27/08/2015
  • Hi Dreamer Helen,

    Can I sign up please? Stewby recommended I do!

    Goal is £5,000 and I've currently saved £2,200

    Many thanks

    Thistle :)
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

    Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • DreamerHelen
    DreamerHelen Posts: 2,629 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Morning People.... :)


    Feeling good this morning.....Trying to stay positive....Grandad doing okay at the moment....hopefully he will be home soon, fingers crossed....


    What a lot of Updates today and one New Member....This is all great news.... :D


    [Deleted User] - I've Updated the First Page....Keep it going hun...You're doing AWESOME!! xXx :)


    DuranGirl - I've Updated the First Page....Well Done for doing so well AND for paying your Parents some money back xXx :)


    lexbubbles - I've Updated the First Page....WOW, keep it going hun xXx :)


    The Only Girl - I've Updated the First Page....You are doing WONDERFULLY, keep going.... xXx :)


    Thistlewhistle - WELCOME to the Gang...It's so wonderful to have you here.....Do join in with the banter and let us know how you're getting on....Looks like you're doing awesome already!! xXx :)
  • Dobbibill
    Dobbibill Posts: 4,194 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    #2 checking with another small update. £22.86 in the fund so taking my total to £4776.46. Within touching distance of 55% :dance:

    Helen I'm glad to hear your Grandad is on the mend, finger's crossed he will be home soon.

    Welcome Thistlewhistle, lovely to have you on board so a big welcome to the thread. Settle in, have fun and enjoy the scenic route. :hello:

    Dobbi
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • -Selene
    -Selene Posts: 158 Forumite
    Just popping in to say that an online savings account for my EF has been opened with £20 deposited to start it off :j

    Helen, it's good to hear your granddad is on the mend, hopefully it won't be long before he's home :)

    Dobbi that's excellent, by my calculations you're at 54.9% so VERY close indeed :D :T
    SPC - #483 [banked £134.15] - :staradmin :staradmin gold stars from Sue-UU!
    VSP - #33 [29.8%] | 3-6 Month EF - #41 [12.6%] | £1,000 EF - #186 [4%] | Save £6k in 2016 - #180 [24.6%]
  • DreamerHelen
    DreamerHelen Posts: 2,629 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Morning Peeps.... :D


    I'm doing okay this morning.....Have a busy old day today....but should be a good one.... :)


    I will almost certainly be able to put in another Fiver tomorrow (Thursday).....It's certainly slowly slowly at the moment but I know I will get there eventually....And that's the main thing!! :)


    Dobbibill - I've Updated the First Page....you are doing soooooooooo amazing....Keep it going hun....And thank you for your lovely thoughts about my Grandad.... xXx :)


    -Selene - I've Updated the First Page....well done for making a start on your Emergency Fund.....bit by bit we will all make it....And thank you to you too for your lovely wishes about my Grandad.... xXx :)
  • sophieo16
    sophieo16 Posts: 191 Forumite
    Eighth Anniversary 100 Posts Name Dropper Combo Breaker
    edited 3 February 2016 at 8:38PM
    a small £1.42 to add for me from interest from different accounts.

    So total currently sits at £666.27.

    Hopefully my car will pass its MOT this weekend and ill have alittle more to add.

    Sophie
    Mortgage Feb 2023- £249,210 MFW 2023 #20: £524.05/£500 (104.81%)
  • Just a wee £1.01 in change in there for me today BUT will have my regular saving and saving challenge going in Friday. I'll not be around so I'll update it with that now.

    £1.01 + 45 + 6.5 = 52.51 to add

    £1486.12 / 4600

    32% So close to that third :beer:
    Aqua 0/1850 Cap.One 0/450 Vanquis 0/500 HSBC 0/100
    :j ~Debt Free Date 07/12/2015~ :j

    SPC member #530 :staradmin:staradmin:staradmin:staradmin:staradmin:staradmin 3-month EF: £2158.63/4600
    Make £10/day Nov-Dec £814.04 Jan-Apr £1689.78 May £233.57/310
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