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3-6 Month Emergency Fund Challenge!!
Comments
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'Save the Change' has been available for quite a while now.
I really wish Barclays or Halifax would start this!! I think it's an amazing idea. I have been envious of lloyds people for years, although not enough to switch lol. I'm a barclays girl, only with halifax as well for the £5 a month free hahaSealed Pot Challenge member #071 VSP #4
£723.44(SPC5) - £753.77(SPC6) - £857.19(SPC7) - £1,632.19(SPC8) - £2,707.15(SPC9) - £2,950.30(SPC10) - £0(SPC11)...so far
I love LC2 and Jakes-Mum :rotfl:
Star's from Sue :staradmin x28
CC Debt - £2,927.14 Savings - EF - £4,797.21/£5,000 - H2B - £4,691.03/£12,0000 -
Hi hope everyone is ok especially our leader Helen
Hope the first week back to work went ok for all still working
Ive bought a few bits in the sale for my pressie cupboard but given it a lot of extra thought this year instead of throwing it all in the bag just coz its reduced
Still adding £10 to the pot (£90) 4 out of 5 days no parking fees
Enjoy ur weekend folks0 -
Hope you're ok Helen - thinking of you :grouphug:Not giving up
Working hard to pay off my debt
Time to take back control
https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=10 -
Morning Everyone.....
Thank You ALL for your encouragement and support....I just had a rough couple of days but I hope this Weekend will be better (although I'm working from home for most of it)....
The dream was just a dream but it just shook me up and shell-shocked me for a little while....It was good to get to my Placement and focus on my Clients for a little while yesterday....
Anyway...I'm back and (trying to be) raring to go...
Dobbibill - Thank you so much for your encouragement hun, you're always there giving support for everyone and I think that's lovely...
sophieo16 - It's great to work out your Percentage....It can really keep you motivated.....And thank you for your encouragement hun, much appreciated
patman99 - Hmmmm, I would always use the Speckled Hen Bottle as a Terramundi of sorts...but that's possibly because I don't tend to drink waterI'm sure you will put it to great use...
LittleMissDetermined - Nothing wrong with being a little mad, aren't we all?Thank you for your lovely thoughts...
stewby - It's okay, ramble as much as you want hun....I think it's necessary to feel at home in somewhere that you're going to be long-term so I understand the need to get out and find somewhere else...hope you find somewhere soon!!
carbootcrazy - Thank you for all your encouragement to everyone....You're so lovely...thank you
x_raphael_xx - I've Updated the First Page...Keep it going...You're doing AWESOME!!
crimson.addict - I agree with you hun, I think the Save the Change is great....although probably not for me as I am really OCD about my Account and hate having odd amounts in there but I do it myself as I'll get confused otherwise...LoL
skye blue - I'm okay thanks hun....thank you for your lovely thoughts.....You mentioned putting money into your Pot...I wasn't sure whether that meant the Emergency Fund or not...could I check what your Overall Total is if you've put money into your EF? Thanks hun
crazy_cat_lady - I'm okay thanks hun...I appreciate the lovely thoughts...I hope you are well too
Right...I think that's everyone replied to...I'm sorry if I've missed anyone out!!
I think we should all try to look at the Positives for this Weekend....I'm going to try and find just one positive this Weekend and let that make me feel good xXx0 -
yeah the pot is the emergency fund soz for confusion up to £90 now
positive thoughts had a lovely weekend lie in, still in credit at the bank and started knitting a blanket for a friend who has just told me she is expecting her first baby
love to all0 -
Here's a positive from my weekend, we have cleared loads of our !!!! and taken it to the dump-it site, some of it has been waiting to go for aaaages so I'm chuffed about that
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6991 | EF £1000/£1000 | Sabbatical £3530/£6000 | Travel savings £1828 | Sinking pots £28270 -
LittleMissDetermined wrote: »Here's a positive from my weekend, we have cleared loads of our !!!! and taken it to the dump-it site, some of it has been waiting to go for aaaages so I'm chuffed about that
LMD x
HA! that wasn't even a naughty word... :rotfl:Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6991 | EF £1000/£1000 | Sabbatical £3530/£6000 | Travel savings £1828 | Sinking pots £28270 -
Hi Helen and all fellow 3-6ers, hope you're all doing ok
Circumstances at home changed for me just before Christmas and money is now much tighter but I'm still plugging away at topping up the EF though progress will be a lot slower, new balance now £1410.
Love to all xx0 -
Deleted_User wrote: »Hi Helen and all fellow 3-6ers, hope you're all doing ok
Circumstances at home changed for me just before Christmas and money is now much tighter but I'm still plugging away at topping up the EF though progress will be a lot slower, new balance now £1410.
Love to all xx
Sorry to hear of your change in circumstance, hope it can improve soon.
Doesn't matter how long it takes, it's making the effort and saving instead of spending that counts. We will all get there in the end xx
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6991 | EF £1000/£1000 | Sabbatical £3530/£6000 | Travel savings £1828 | Sinking pots £28270 -
Keep going [Deleted User], taking smaller steps and refusing to give up on the EF is testament of your determination. Like LMD, I too hope it improves soon for you :grouphug: We are all behind you
LMD well done on sorting out your naughty word :rotfl: :rotfl: it's good to have a good clear out now and then.
Happy Sunday everyoneI’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
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Just be better than you were yesterday.0
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