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3-6 Month Emergency Fund Challenge!!

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Comments

  • Dobbibill wrote: »
    'Save the Change' has been available for quite a while now.

    I really wish Barclays or Halifax would start this!! I think it's an amazing idea. I have been envious of lloyds people for years, although not enough to switch lol. I'm a barclays girl, only with halifax as well for the £5 a month free haha
    Sealed Pot Challenge member #071 VSP #4
    £723.44(SPC5) - £753.77(SPC6) - £857.19(SPC7) - £1,632.19(SPC8) - £2,707.15(SPC9) - £2,950.30(SPC10) - £0(SPC11)...so far

    I love LC2 and Jakes-Mum :rotfl:
    Star's from Sue :staradmin x28
    CC Debt
    - £2,927.14 Savings - EF - £4,797.21/£5,000 - H2B - £4,691.03/£12,000
  • skye_blue
    skye_blue Posts: 304 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Hi hope everyone is ok especially our leader Helen

    Hope the first week back to work went ok for all still working

    Ive bought a few bits in the sale for my pressie cupboard but given it a lot of extra thought this year instead of throwing it all in the bag just coz its reduced

    Still adding £10 to the pot (£90) 4 out of 5 days no parking fees

    Enjoy ur weekend folks
  • Hope you're ok Helen - thinking of you :grouphug:
  • DreamerHelen
    DreamerHelen Posts: 2,629 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Morning Everyone..... :)


    Thank You ALL for your encouragement and support....I just had a rough couple of days but I hope this Weekend will be better (although I'm working from home for most of it)....


    The dream was just a dream but it just shook me up and shell-shocked me for a little while....It was good to get to my Placement and focus on my Clients for a little while yesterday.... :)


    Anyway...I'm back and (trying to be) raring to go... :D


    Dobbibill - Thank you so much for your encouragement hun, you're always there giving support for everyone and I think that's lovely... :)


    sophieo16 - It's great to work out your Percentage....It can really keep you motivated.....And thank you for your encouragement hun, much appreciated :)


    patman99 - Hmmmm, I would always use the Speckled Hen Bottle as a Terramundi of sorts...but that's possibly because I don't tend to drink water ;) I'm sure you will put it to great use... :)


    LittleMissDetermined - Nothing wrong with being a little mad, aren't we all? ;) Thank you for your lovely thoughts... :)


    stewby - It's okay, ramble as much as you want hun....I think it's necessary to feel at home in somewhere that you're going to be long-term so I understand the need to get out and find somewhere else...hope you find somewhere soon!! :)


    carbootcrazy - Thank you for all your encouragement to everyone....You're so lovely...thank you :)


    x_raphael_xx - I've Updated the First Page...Keep it going...You're doing AWESOME!! :)


    crimson.addict - I agree with you hun, I think the Save the Change is great....although probably not for me as I am really OCD about my Account and hate having odd amounts in there but I do it myself as I'll get confused otherwise...LoL :D


    skye blue - I'm okay thanks hun....thank you for your lovely thoughts.....You mentioned putting money into your Pot...I wasn't sure whether that meant the Emergency Fund or not...could I check what your Overall Total is if you've put money into your EF? Thanks hun :)


    crazy_cat_lady - I'm okay thanks hun...I appreciate the lovely thoughts...I hope you are well too :)


    Right...I think that's everyone replied to...I'm sorry if I've missed anyone out!!


    I think we should all try to look at the Positives for this Weekend....I'm going to try and find just one positive this Weekend and let that make me feel good xXx :)
  • skye_blue
    skye_blue Posts: 304 Forumite
    Part of the Furniture 100 Posts Name Dropper
    yeah the pot is the emergency fund soz for confusion up to £90 now

    positive thoughts had a lovely weekend lie in, still in credit at the bank and started knitting a blanket for a friend who has just told me she is expecting her first baby

    love to all
  • Here's a positive from my weekend, we have cleared loads of our !!!! and taken it to the dump-it site, some of it has been waiting to go for aaaages so I'm chuffed about that

    :)

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6991 | EF £1000/£1000 | Sabbatical £3530/£6000 | Travel savings £1828 | Sinking pots £2827
  • Here's a positive from my weekend, we have cleared loads of our !!!! and taken it to the dump-it site, some of it has been waiting to go for aaaages so I'm chuffed about that

    :)

    LMD x

    HA! that wasn't even a naughty word... :rotfl:
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6991 | EF £1000/£1000 | Sabbatical £3530/£6000 | Travel savings £1828 | Sinking pots £2827
  • Hi Helen and all fellow 3-6ers, hope you're all doing ok :)

    Circumstances at home changed for me just before Christmas and money is now much tighter but I'm still plugging away at topping up the EF though progress will be a lot slower, new balance now £1410.

    Love to all xx
  • Hi Helen and all fellow 3-6ers, hope you're all doing ok :)

    Circumstances at home changed for me just before Christmas and money is now much tighter but I'm still plugging away at topping up the EF though progress will be a lot slower, new balance now £1410.

    Love to all xx

    Sorry to hear of your change in circumstance, hope it can improve soon.

    Doesn't matter how long it takes, it's making the effort and saving instead of spending that counts. We will all get there in the end xx

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6991 | EF £1000/£1000 | Sabbatical £3530/£6000 | Travel savings £1828 | Sinking pots £2827
  • Dobbibill
    Dobbibill Posts: 4,195 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Keep going [Deleted User], taking smaller steps and refusing to give up on the EF is testament of your determination. Like LMD, I too hope it improves soon for you :grouphug: We are all behind you ;)

    LMD well done on sorting out your naughty word :rotfl: :rotfl: it's good to have a good clear out now and then.

    Happy Sunday everyone :D
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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