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3-6 Month Emergency Fund Challenge!!

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  • Hi all

    How you doing helen? Having a better time i hope

    £10 to add please, just going to keep adding the £10 each week as the interest rate is so low

    Adding extra payments to overpay mortgage as its interest only and im paying a lot higher interest rate on that. but still want to keep this challenge going

    thanks
  • Morning Everyone :)

    Well last night I had a good old cry on the Phone to my Brother....I think it helped....Hopefully today will be a better day....and there will be more good days than bad.....That's the hope and belief...

    Nothing yet to Report moneywise....I'll get there.... :)

    Here's to the Updates...You're all doing AMAZING!! :D

    x_raphael_xx - I've Updated the First Page...You're doing AMAZING!! Keep on going....Well done on getting that extra bit of savings...that's brilliant...and well done for not spending it but saving it instead... xXx :)

    stoplurking - I've Updated the First Page....You're doing BRILLIANT!! I know you will continue to do brilliantly....May I ask what else you are saving for if you don't mind me being nosey? Thank you for your lovely words...I'll be fine...just going through a rough patch... xXx :)

    Keeping Motivated - I've Updated the First Page....You're doing AWESOME!! Keep on going hun...and thank you to you too for your words...much appreciated xXx :)

    The Only Girl - I've Updated the First Page....that's INCREDIBLE!! Absolutely amazing...well done!! And thank you as well for your amazing words....I really appreciate it... xXx :)

    skye blue - I've Updated the First Page...You're doing AMAZING!! I love your consistency in putting something away hun...keep on going....I'm okay thanks hun...up and down but getting there slowly... xXx :)
  • abundant1972
    abundant1972 Posts: 1,754 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Happy 01st March!!!

    Hi all. It's really nice to see some familiar faces on here from the NST thread. Helen - you are doing a sterling job, and thank you for your support. Sending you lots of hugs!!!

    Amount added = £250
    3-6 Month EF = £2800/£4500


    Keep up the good work everyone!!!

    :D
    ⭐ DEBT FREE : 18/02/2025 ⭐
    Follow your heart & be true to yourself always
    My life is full of abundance and prosperity
    NST April: Food/Spends = £240.00/£60.00 NSD = 7 /12
    Be kind - Eat well - Exercise - Be mindful
  • HoneyBee83
    HoneyBee83 Posts: 361 Forumite
    Good Morning all!

    Could I join the challenge please?
    I'm aiming for £1000.00 in my EF Pot. I am hoping to put £500 in my ISA -so it isn't readily available and i will gain a little interest, then have £500 cash that my parents will hold safe for me.
    I put £65.00 in last month but hope to pop £100 in at the end of March

    Thank you!
    Emergency Savings #73 = £1,500/£2,000
    Savings Pot £1,440.00
    Xmas 2018=£100/£300 Australia =£0.00/6000
  • Dobbibill
    Dobbibill Posts: 4,194 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Happy 01st March!!!

    Happy St David's Day :dance:
    HoneyBee83 wrote: »
    Good Morning all!

    Could I join the challenge please?

    Of course you can join. Welcome aboard :hello:

    Helen will be along shortly to allocate you a number, put your target and progress on the first thread.

    Keep us update ;)
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • DreamerHelen
    DreamerHelen Posts: 2,629 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Morning Everyone :)

    Well yesterday was a bad day but hopefully today will be a better day....I just have to keep on going and moving forwards....The good thing is that I think I've finally got my head on straight with regards to my Eating...which is important for me as it has felt out of control for a while...So that is a good thing...That's my positive thing for today....Sometimes it's important to find at least one positive thing for each day....So I'm going to try and do that if I can :D

    So here's for the Updates....Let's all see those Rainbows today....And find the positives... xXx :)

    abundant1972 - I've Updated the First Page...You're doing INCREDIBLE!! Keep on going hun...Thank you for your amazing words to me....they are so much appreciated... xXx :)

    HoneyBee83 - WELCOME WELCOME WELCOME.....It's lovely to have you here....Please do let us know how you're getting on....We're a very friendly group here so do feel free to come and have a Chat and let us know how things are going for you....I've put your Target on the First Page....But I'm a little confused as to where you are at the moment - Could you confirm how much you currently have in your Emergency Fund for me? Thanks hun xXx :)

    Dobbibill - Thank you for welcoming our newest Member hun...I hope you are well xXx :)
  • HoneyBee83
    HoneyBee83 Posts: 361 Forumite
    Good Morning,
    Thank you for your welcomes :hello:
    Nice to meet you all!
    DreamerHelen - I am currently sitting on £65.00/ £1000.00 in my EF.
    Hope that is okay
    Emergency Savings #73 = £1,500/£2,000
    Savings Pot £1,440.00
    Xmas 2018=£100/£300 Australia =£0.00/6000
  • Dobbibill
    Dobbibill Posts: 4,194 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    A small update from me Helen

    #2 - £15.83 added so new total now at £8444.02 aka 97.06%

    Just as a side note Helen - my signature will no longer contain my running total as I'll need to change it to reflect my Board Guide status as per MSE guidelines. I'll still be popping in, just won't have my target/total in my signature, that's all.
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • sophieo16
    sophieo16 Posts: 191 Forumite
    Eighth Anniversary 100 Posts Name Dropper Combo Breaker
    Hi everyone,

    A little update to my total:

    5. £1730.73 / £4000 (43.27%)

    Next month I shouldn't be able to add as much as pensions kick in (hopefully), but we shall see. In other news, I've cracked the screen on my iphone which i think ill have to get sorted eventually so that may also effect my additions next month too. The phone still works fine, it just looks alittle scruffy. Its deciding when to bite the bullet and get it sorted as its around £100 to fix i think :mad::eek:

    Sophie
    Mortgage Feb 2023- £249,210 MFW 2023 #20: £524.05/£500 (104.81%)
  • lippy1923
    lippy1923 Posts: 1,374 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Best thing to do is buy a screen online (eBay/Amazon) for less than £20 and then get someone IT/technical or just generally good at making/ fixing things to put it on for you. Plenty of how to guides online. Not sure where u work but someone in IT department should be able to do it easily.
    I did that for my iPad. Got a screen on Amazon for <£10 and got my hubby who works in IT to replace it. Was quoted £70+ to have a professional replace the screen!
    Total Mortgage OP £61,000
    Outstanding Mortgage £27,971
    Emergency Fund £62,100
    I AM NOW MORTGAGE NEUTRAL!!!! <<Sep-20>>

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