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3-6 Month Emergency Fund Challenge!!
Comments
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Happy (belated!) February!
Where has the time gone? So I'm a little late checking in... and so great to read how well everyone is doing! And Helen... Paris? I went to Disneyland years ago with my niece and nephew and it was amazing!!! I liked the 'Pirates of the Caribbean' ride haha! Anyhow... This month:
Amount added = £250
3-6 Month EF = £2550/£4500
Another 2 months and I'll hit 2/3 of the way (2 months Wages) and then another 6 months - so by end Sept/start Oct I should have reached my £4500 target... Then I just have to do it all over again to reach 6 months Wages in my EF haha! baby steps though...
Keep up the good work folks!!!⭐ DEBT FREE : 18/02/2025 ⭐
Follow your heart & be true to yourself always
My life is full of abundance and prosperity
NST April: Food/Spends = £240.00/£60.00 NSD = 7 /12
Be kind - Eat well - Exercise - Be mindful0 -
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£45 added to EF today. Spare wages.
£280/£4000
Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980 -
^^ I wish I had spare wages lolLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25710
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LittleMissDetermined wrote: »^^ I wish I had spare wages lol
Lol :rotfl:
I work on hourly wages, different rates depending on the later you work. In my budget spreadsheet I put my income as the lowest possible weekly wage I can get, anything over is a bonus. So if I work later, or I'm on accounts...spare money!!
Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980 -
Hi all, we had £90.15 cash back from hubby's quidco and £22.86 from savings on direct debits added to the EF, taking our totals from £8172.18 to £8285.19. I'm still waiting for £97.94 to be transferred over from my quidco, and £5 from receipt hog. I am also due to receive £100 from Nationwide after I switched my current account with them. I'll update when they're in the bank already."There is Life AFTER DEBT."LBM 2009 Total Debt £49046.24 Debt Free as of 27/08/20150
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Morning Everyone....
I hope everyone is well....It's been a difficult few weeks (well actually a difficult few months)....but hopefully I'll get there....Onwards and Upwards as they say...
Here's to the Updates.... xXx
LittleMissDetermined - I hope you enjoy the Canaries....when are you off there?
x_raphael_xx - I've set your New Goal....You're doing AWESOME!! I know you can do it.... xXx
Dobbibill - Paris was definitely needed and I'm really pleased that I managed to get away for a few days.....How was Italy? I've Updated the First Page...You're doing AMAZING!! Keep going hun xXx
carbootcrazy - How are you doing? How are you getting on?
The Only Girl - I've Updated the First Page...You're doing INCREDIBLE!! Keep going and move forwards xXx
skye blue - I've Updated the First Page...You're doing BRILLIANT!! I know you're going to do it....keep going xXx
[Deleted User] - I've Updated the First Page....You're doing AWESOME!! Keep going...I know you can do it ... xXx
Mooloo - I've Updated the First Page...You're doing AMAZING....I really admire that you've helped your children out.... xXx
abundant1972 - I've Updated the First Page....You're doing INCREDIBLE...keep going.....Unfortunately Pirates was closed when I was there....hopefully it will open later this Year....fingers crossed.... xXx0 -
Only 10 days to go to hols and I've got my currency, so please adjust the total to £1000 please, I still have a full EF in addition and once I'm back from hols it's pay day so I'll be popping some more into the fund
LMD xxLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25710 -
hi all
hope your looking after yourself helen
please add £50 to my total wow a magical £1,000 now amazing im so chuffed, hope i can keep hold of it!
keep warm everyone x0 -
BF handed me £20 today towards some money he owes me. I wasn't expecting it so decided I wouldn't miss it & popped it into my savings.
£300/£4000 7.5% percent
Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980
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