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3-6 Month Emergency Fund Challenge!!

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Comments

  • Hugs dreamerhelen xx
    "There is Life AFTER DEBT."LBM 2009 Total Debt £49046.24 Debt Free as of 27/08/2015
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Here's to the Updates....

    muppets - I've Updated the First Page...I couldn't find a Euro Symbol on my Computer so I've just written "Euro" ... I hope that's okay.....And you're doing AWESOME already...Keep going xXx :)
    Hi Helen, just stopping by quick with an update. €3,750 / 15,000
    If it makes it easier for you, I don't mind if you use the £ for my figures. :)
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • Big hugs Helen the way you have coped with everything that life has thrown at you recently is incredible xx

    My new EF is £8232 and whilst i am getting very close to my target, I have a (large!) final payment to make next month for my DD's school trip so I'm hoping April will see me hit target. Life is a little hard at the moment with me being the only one earning (and don't see that changing anytime soon) but I'm working 7 days a week to make sure all the bills are paid and my DD doesn't miss out on the opportunities her friends have.
  • hi helen and everyone

    hope life treating you all kindly

    just £10 this week, small amount but keeping up with a payment each week

    bit fed up with the interest rate going down, it takes so long to get a little amount together and makes you think why bother but never mind we just keep going eh

    it is for emergencies after all not the high life luckily
  • Dobbibill
    Dobbibill Posts: 4,194 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Hi Everyone,

    Helen - my usual Pay Day update

    #2 added £201.50 - new total £8428.19 aka 96.88%

    will be updating my signature in a bit

    keep on keeping on - it's so worth it in the end ;)

    Dobbi :D
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • I always feel like I'm apologising for not being here enough...I'm so sorry again for disappearing....things are very up and down for me right now....so one minute I'm on top of the world and the next minute I can barely get out of bed....so it's very difficult right now...All I can ask is that you bear with me and I'll do my very best to be here when I can be...I hope that's all okay with you all...

    So nothing to report moneywise for me....But I'm hoping to put some significant money in during the next couple of weeks...fingers crossed....

    All we can do is keep going....sometimes it's uphill, sometimes downhill...But don't they say the Journey is what makes it all worthwhile?....I believe in that....and sometimes it's a hell of a journey!! :D

    So here's to the Updates... xXx :)

    LittleMissDetermined - I've Updated the First Page....I'm a little confused so just wanted to check that I've understood right and that your Total is £1000? You're doing AWESOME!! By now you'll be on your Holiday...I hope you're having a wonderful time hun....And that you're nicely relaxed when you get back xXx :)

    skye blue - I've Updated the First Page.....WOW, you're over the £1000 mark....That's AMAZING!! Keep on going...I know you'll get there....I'm doing okay thanks hun....very up and down but I'll get there... xXx :)

    x_raphael_xx - I've Updated the First Page...You're doing BRILLIANTLY!! Keep on going....How are things going for you? xXx :)

    The Only Girl - Thank you for the hugs hun...I'm up and down but today is a good day so far...let's hope it stays that way...I hope you are good too xXx :)

    muppets - I've Updated the First Page...You're doing absolutely AMAZING!! Just keep on going xXx :)

    [Deleted User] - I've Updated the First Page..You're doing AWESOME and so very close!! I know you're working hard and it's paying off...so keep on going....but do take a little time to relax if you can do hun....And thank you for your words...I'll get there xXx :)

    Dobbibill - I've Updated the First Page...You're doing BRILLIANTLY!! You're so close too!! I know you will do it....I have every faith in you...and like you said, keep on keeping on... xXx :)
  • Another £125 added to EF.
    £425 / £4000
    Over 10% :D

    Boss handed me £100 in an envelope as a thank you for training someone. I'm only doing my job!
    Straight in my savings :)
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • Hi everyone
    Helen I'm so sorry things are tough for you at the moment, hope better times are round the corner. Thanks for still updating us all. :A
    My fund is growing ever so slowly, I'm trying to save for other things at the same time so once I've done that hopefully my EF will grow more quickly.
    Anyway, it's now aT #9 1662/4000
    Good luck for the month ahead everyone.
    MFIT -T5 #42
  • Hi everyone..Hi Helen sorry you're not feeling on a level at the moment, thank you for keep updating when you can :)

    Im adding £797 to mine today so new total of the next target is £1140/£6000
  • Hi Helen, wishing you more up days than down days. You don't have to apologise. We are here to support one another and not to put pressures on anyone.

    The wages have come in and hubby and I have sat down to write March's budget. Due to the council tax and water rates payment breaks, and a few tweaks in the budget, we have put away another £1074.17 towards the emergency fund, taking us up to the total of £9359.36, which is the biggest amount we have put so far in one go. Really chuffed with that. We lost our focus for a few months and let things slide a bit so the progress had been slow, but we feel like we're back in the game again. We will still try and throw into the pot every little bit we could to give ourselves a bit more motivation.

    April might not be as good as we have car and home insurances due and storm Doris has just finalised the damage on our back garden fence. We either have to raise more money by selling stuff on eBay and do extra shifts or dip into the EF. I'm hoping it would be the former rather than the latter.

    Wishing you all a great weekend.
    "There is Life AFTER DEBT."LBM 2009 Total Debt £49046.24 Debt Free as of 27/08/2015
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