📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

3-6 Month Emergency Fund Challenge!!

1127128130132133207

Comments

  • Dobbibill
    Dobbibill Posts: 4,194 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Happy New Year Everyone

    I wish you good health & happiness for the year ahead.

    I always think, if you have your health, you can work for your wealth ;)

    It wouldn't be right if I didn't encourage everyone to ......
    keep on keeping on :D

    Dobbi
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • Dobbibill wrote: »
    I always think, if you have your health, you can work for your wealth

    Dobbi

    I love that, Dobbi:T. Well put and so true:beer:
  • Happy New Year everyone.

    DreamerHelen - glad you had a good Christmas and unexpected gift :)

    I've added £25 to my savings making a new total of £840 ....slowly creeping up to the £1000 figure :D
    :staradmin Star from Sue-UU


    3 - 6 Emergency fund #24 £2273. Target £3,000
    SPC15 #57 [SPC14 £195.50, SPC13 £114.08, SPC12 £215, SPC11 £183, SPC10 £209]



  • Hi all,

    Thank you so much for making me feel so welcome! I love this year being the "year of possibilities" as DreamerHelen creatively put it!!

    I used to get some brown envelopes and try and work in cash each payday (which didnt really work for me that well as I would spend on the card when I was out (and cash at home) and then end up putting the cash back in the bank!) soooo... clearing out the tin of brown envelopes, I actually had £100.00 there!

    Officially off the blocks and I cant wait to join you all for this crazy ride! HNY to you all and my signature has been updated!

    £100/£2,000
    Started again 25th December 2017
    Current tracking - £7,955.84/ £18,282.25 to pay off. (31.12.19)
  • skye_blue
    skye_blue Posts: 304 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Hi Guys

    Its Skye Blue here (No 29), im peeping round the corner to see if I can come back in

    Dropped out part way through last year too much stuff going on but new year, new start again with the savings

    Please can you up my target to £3,000 as ive managed to put all my savings into one account now and it stands at £500

    Hope everyone has a happy and healthy new year, the rest will follow in time for us im sure x
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Hi Helen, I have been following this challenge all last year, think it's time I joined you. Will be back later with my target. xx
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • patman99
    patman99 Posts: 8,532 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    DreamerHelen, I know what you mean about not having loved ones around for Christmas. This was the first Christmas since we lost my m-in-l and my dad, so we were all a bit down over the last week.

    Anyway, my 3-6 month fund now stands at £85.
    Never Knowingly Understood.

    Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)

    3-6 month EF £0/£3600 (that's 0 days worth)

  • DreamerHelen
    DreamerHelen Posts: 2,629 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Morning Peeps :)

    I think I'm feeling better at last....Still a bit bunged up and coughing every now and again but overall I think I'm on the mend...

    Started eating MUCH better from yesterday....Need to get some weight off me....So I'm going to try my best for that this Year... :D

    This Year is still the "Year of Possibilities"....and I'm setting out the Goals that I want to achieve this Year, both personal, saving and professional Goals....I need to feel like I've achieved something by the end of this Year....2016 was such a rubbish Year that THIS Year needs to be better and more successful... xXx :)

    Here's to the Updates....

    carbootcrazy - You're so sweet thank you for saying that....It's a pleasure to run this Thread and it's all of you Guys who make it...so Thank You.....Definitely let's make it a year to remember and a year of possibilities ... xXx :)

    Dobbibill - Happy New Year to you too hun.....Health is very important I agree and once we have that we can achieve what we want with wealth.... Let's go for it this Year xXx :)

    Dragon Lily - I've Updated the First Page....You're doing AWESOME...and you WILL get there....You'll get nothing but support from us xXx :)

    Determined diva - I've Updated the First Page....Well Done for getting off the starting blocks...and with a nice lovely amount....Keep going hun you're doing GREAT!! xXx :)

    skye blue - Of course you're Welcome to come back...like I said above, you'll get nothing but support from us....It's lovely to have you back here.....I've Updated the First Page with your new Target...You CAN do it!! xXx :)

    muppets - WELCOME WELCOME WELCOME!! It's so lovely to have you here hun.....Do let us know how you're getting on and do let us know what your Target is and that way we can cheer you and support you to go for it xXx :)

    patman99 - I'm so sorry to hear of your Dad and your Mother-in-Law....I know how tough it is to lose people you love....All we can do is remember them with love and smile as we remember the good times with them....*Hugs* to you....I've Updated the First Page...keep going, you're doing AMAZING.... xXx :)
  • abundant1972
    abundant1972 Posts: 1,754 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Happy New Year everyone!!!

    Helen - You totally summed up last year. For me too it was a year of emotional turmoil and unhappiness. I think drawing a line under it (if it was a bad year for you too) is a great plan... '2017 : The Year of Possibilities' - I love it!!!

    For me - a big part is looking at what I did well, what I didn't, what can I let go... and what will I carry forward. For me personally I also need to take an honest look at myself and see why certain patterns repeated for me over the last few years - I can't help feel there must be something I am doing/not doing that is contributing. It's all in the realms of personal relationships... If I can just apply the same determination and energy to working on those as I have my financial issues I'll be sorted in no time haha! ;)

    So - Jan 2017 off to a good start...

    Amount added = £250
    3-6 Month EF = £2300/£4500

    Keep up the good work everyone!!!
    ⭐ DEBT FREE : 18/02/2025 ⭐
    Follow your heart & be true to yourself always
    My life is full of abundance and prosperity
    NST April: Food/Spends = £240.00/£60.00 NSD = 7 /12
    Be kind - Eat well - Exercise - Be mindful
  • Dobbibill
    Dobbibill Posts: 4,194 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    #2 update

    another £37.39 added today
    new total stands at £7983.91 aka 91.77%

    it's creeping up, hopefully it won't be much longer before I hit my target but plodding on is the way for me ;)

    keep on keeping on

    Dobbi
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.