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3-6 Month Emergency Fund Challenge!!

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  • Hi hope everyone is well and had a lovely christmas

    Ive added £10 to my ISA (still not got round to moving it from the rubbish interest rate!) so new total for my second target is £285/£6000
  • Hi guys,
    I've been awol for the last couple of month, it's been a rough time for me so I just had to drop out of a lot of stuff to recoup.
    I've had to delve into my savings, so they now stand at £7313.19.

    Time to get back on it.
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • Morning All :)

    Well I now have a cold and a small Chest Infection....I went to the Doctor's yesterday and I've been given Antibiotics....I feel fairly rough but it could be worse....But I'm not getting much sleep....Not to worry....It is what it is...

    I'm sorry, I feel like all I've done over the last few months is complain....I'll try to be more positive in 2017.... :)

    Anyway....Here's to the Updates....

    Mooloo - I'm so sorry but I'm a little confused....I can't figure out where you are with regards to your Target....It sounds like you're doing AWESOME!! xXx :)

    Keeping Motivated - I've Updated the First Page...You're doing BRILLIANTLY!! Keep on moving forwards...I know you will do..... xXx :)

    x_raphael_xx - I'm so sorry to hear that you've had a rough time...I hope that 2017 is MUCH better for you.....I've Updated the First Page....You are doing AMAZING!! Little by little, keep plugging away and moving forwards xXx :)

    If I'm not back on by the end of the Day then HAPPY NEW YEAR!! xXx :)
  • Munchin
    Munchin Posts: 2,816 Forumite
    Part of the Furniture 1,000 Posts Photogenic Debt-free and Proud!
    Hi Helen - hope the antibiotics do their work and thank you for keeping this thread updated this year.

    My emergency fund is at £1635.

    Happy New Year to you all as well:D
  • Hello and happy to new year to you all!

    I've added £350 to my 3-6 month fund today taking it to £2000 :)

    I'm hoping to add more later in the month when a family member pays some money they owe, fingers crossed.

    LMD xx
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Hi

    I would love to join this group please and as I have just become self employed - I am unsure of my monthly earnings now, but would like to think it would be £2k per month. This year, I would like to save the £2k please.

    I know its only 1 months earnings but at the moment I have £0.00 savings so would like to use this as my first goal!

    Hope this is okay
    Best,
    DDx
    Started again 25th December 2017
    Current tracking - £7,955.84/ £18,282.25 to pay off. (31.12.19)
  • Dobbibill
    Dobbibill Posts: 4,194 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Hi DD, welcome to the thread.

    Of course you can join, you set your target, you set your pace, we love to hear all about it, so keep us updated & tag us along for the ride ;)

    Welcome aboard :D

    Dobbi
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • Just a quick visit to wish you all a Happy New Year:beer:

    Let's hope at least some of our dreams come true in 2017:j
  • DreamerHelen
    DreamerHelen Posts: 2,629 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Morning Everyone :)

    Happy New Year to Everyone!! I wanted to take a quick moment to say a BIG Thank You to Everyone who is part of this Thread and for all your comments and love and support and thoughts....You are the ones that make this Thread....I'm so grateful to ALL of you for being part of this Challenge....I love that we are a supportive Thread and that we only encourage and support...Long may it continue!! :T :T :T

    So I've had a think, as I often do at New Years, and I have decided that this Year will be "The Year of Possibilities"....2016 was a RUBBISH Year for many of us....and so I'm going to look at the possibilities for this coming Year....what could come true if I work hard enough and the things that I have to look forward to.... :D:D

    So here's to the Updates....Let's make this Year a Year to remember for all the right reasons... xXx :)

    Munchin - I've Updated the First Page....You're doing BRILLIANT!! Keep going...Thank you so much for your well-wishes....My Chest Infection was awful last night but I am hoping that I'm through the worst of it now.....And it's a pleasure to do this Thread... Thank You for being a part of it xXx :)

    LittleMissDetermined - I've Updated the First Page...You made it to £2000!! That's AWESOME!! I know you will do great in 2017 as you have done all Year....I hope you get the money that you're owed xXx :)

    Determined diva - WELCOME WELCOME WELCOME!! It's lovely to have you here...I have added you to the Members List....Everyone is welcome to do this Challenge in whatever way that works for them...For example, I decided that I couldn't focus on the whole 3-6 months, that just overwhelmed me, so I'm doing a week at a time for now....I've set your Target on the First Page...Please do come back and let us know how you're getting on....And Congratulations on becoming self-employed...I am also self-employed and it does have it's challenges but also has the pleasure of being a little more free if that makes sense xXx :)

    Dobbibill - Happy New Year hun....I hope you had a good one last night....Thank you for welcoming our newest Member....and Thank You so much for all your help this past Year xXx :)

    carbootcrazy - Happy New Year to you too....And yes, let's hope all our dreams come true in 2017...I always think that it's so important to be able to dream....the sky is the limit xXx :)
  • I always love your positivity, Helen:T. Whatever life throws at you you can always see better things ahead. We all love you for it. You're the main reason why this is such a special thread:A


    I particularly like your phrase 'The Year of Possibilities':T. It's an idea we should all embrace and I'll certainly drink to that:beer:.


    Let's all do our best to make 2017 a year to remember for good reasons not sad ones:j
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