The £1,000 emergency fund challenge.

[Deleted User]

mrs_motivated wrote: »

....and £60 added to the Vets EF (which I have started instead of paying pet insurance) and £200 added to the EF, making a total of £800.

Well done on the savings mrs m:T.

Wise move on cancelling the pet insurance (I think/hope;)) as I've done the same. Was fed up of paying premiums only to find they didn't pay out for whatever it was I was claiming for, the big excess even when they did pay etc etc:mad:. Mine was just for the one cat and under £16 a month but it was still a lot considering what I got back for it. Mine goes in my general £1000 EF pot as vet fees have constituted most of my emergency spends this past year anyway. I already budget for regular run of the mill treatments like injections, worm and flea treatments and the like in a general pot.

[Deleted User]

Sorry to hear about your in-laws' illnesses, patman. Must have been a stressful time for all concerned.

Congratulations on the good news with your job. Very well-deserved:beer:

mrs_motivated

carbootcrazy wrote: »

Wise move on cancelling the pet insurance (I think/hope;)) as I've done the same. Was fed up of paying premiums only to find they didn't pay out for whatever it was I was claiming for, the big excess even when they did pay etc etc:mad:. .

Exactly, I was paying £75 a month for 3 dogs, last year one of the pooches needed an emergency op but guess what I wasn't covered....so £2300 later I read the 'small print' on the policies and came to the same conclusions as you.


My aim is to not use the EF for routine injections etc. but save for when something major and unexpected happens and if we are fortunate enough that nothing else happens, then I am £2000 better off.

[Deleted User]

mrs_motivated wrote: »

Exactly, I was paying £75 a month for 3 dogs, last year one of the pooches needed an emergency op but guess what I wasn't covered....so £2300 later I read the 'small print' on the policies and came to the same conclusions as you.


My aim is to not use the EF for routine injections etc. but save for when something major and unexpected happens and if we are fortunate enough that nothing else happens, then I am £2000 better off.

Wishing all our pets long, healthy and happy lives:j

*snow*white*

Well done Twiggy86

After getting my EF up to a whopping £94 it had to be used to get us to the end of the month.

We have however got the end of January with xmas '15 paid for :T this usually takes until at least the end of March with a balance on catalogue as well.

So I am starting again, again :rotfl:

positivelypunked

Got paid Friday and so I put £100 into my emergency fund
£1.71 that was odds in my account
£211.82

I need to go to the bank at some point and put in the coins I saved up.
trying to rack up as much as I can this year.

BabyBetty

I have put £20 towards my EF and it now stands at £77/£1000

I am gearing up for a big push from next Friday when I won't have any fixed bills and can start some decent savings.

BB

January2015

I've managed to tip a bit over the £1k now

Total in my emergency fund today is £1,060

patman99

Nice one. Another member reaches £1,000.

CBC, have read your post on DH's thread about your washing machine and cooker both packing-in. This is just what the fund is for.

Anyway, sad news in the Patman house this week as my M-in-L died today. This means I am going to need to save for a black suit and white shirt for the funeral.

Dobbibill

Sorry to hear about your MiL, thoughts with you and your family, Patman